Payment Risk Analyst – Transaction Fraud & Account Takeover

Pyramid Consulting, Inc; Dallas (TX); Hybrid; USD 41,000 - 44,000; Full time

Job summary

Pyramid Consulting, Inc. is seeking a Payment Risk Analyst in Dallas, TX on a 6+ month contract with hybrid work options. The role requires 2+ years in fraud, risk, or payments, including Account Takeover investigations and transaction reviews.

You will balance fraud prevention with customer experience while working with cross-functional teams to reduce financial risk. The position offers hourly compensation of $30-$32 and is suited for professionals who can work independently in a fast-paced,

Qualifications

• 2+ years hands-on fraud, risk, payments experience.
• Experience investigating Account Takeover (ATO).
• Experience reviewing transactions to identify suspicious activity.
• Experience making or escalating risk decisions and documenting them.

Responsibilities

• Investigate Account Takeover cases and identify fraudulent activity.
• Review accounts, transactions and payment history to detect fraud.
• Conduct fraud investigations and determine risk actions.
• Validate payment and transaction information for legitimacy.
• Make or escalate risk decisions affecting accounts and funds.
• Handle inbound calls related to fraud and account security.

Skills

Fraud/risk investigation

Account Takeover (ATO)

Payments/fraud knowledge

Customer communications

Analytical thinking

Attention to detail

High-volume environment

Job description

Immediate need for a talented Payment Risk Analyst – Transaction Fraud & Account Takeover. This is a 06+months contract opportunity with long-term potential and is located in Dallas, TX (Hybrid).

Job ID:26-26718

Pay Range: $30 - $32/hour. Traveler benefits as per agency package. (Benefits vary by vendor and assignment.)

Key Responsibilities:

• Investigate Account Takeover (ATO) cases involving suspicious account activity, unauthorized access, compromised credentials, and potential fraud.
• Review customer accounts, transaction histories, payment activity, and behavioral patterns to identify fraudulent or suspicious activity.
• Conduct transaction and payment fraud investigations and determine appropriate risk actions.
• Validate payment and transaction information to determine whether activity is legitimate or potentially fraudulent.
• Make or elevate risk decisions involving holding, releasing, restricting, blocking, or protecting accounts and funds.
• Handle inbound customer calls related to fraud, suspicious transactions, account security, and payment concerns.
• Authenticate customers and gather information needed to investigate fraud cases.
• Communicate fraud findings and risk decisions clearly and professionally.
• De-escalate difficult customer situations while maintaining appropriate fraud and risk controls.
• Balance customer experience, fraud prevention, and financial risk mitigation.
• Document investigation findings, decisions, customer interactions, and supporting evidence accurately.
• Escalate complex or high-risk cases according to established procedures.
• Partner with Fraud, Risk, Payments, Operations, Compliance, and Customer Support teams to resolve issues.
• Identify emerging fraud patterns and recommend opportunities to improve fraud prevention and customer protection.
• Meet established quality, productivity, accuracy, and service-level expectations.

Key Requirements and Technology Experience:

• 2+ years of relevant fraud, risk, payments, banking, fintech, or financial-services experience.
• Hands-on experience investigating Account Takeover (ATO).
• Experience investigating transactional fraud and/or payment fraud.
• Experience reviewing accounts and transactions to identify suspicious activity.
• Experience making, documenting, or escalating risk decisions.
• Experience with payments, merchant processing, banking, fintech, or financial-services risk.
• Customer-facing fraud experience, including inbound phone calls.
• Experience authenticating customers and handling sensitive or difficult fraud conversations.
• Strong verbal and written communication skills.
• Strong analytical and investigative skills.
• Ability to work independently while following established fraud/risk procedures.
• Strong attention to detail and sound judgment.
• Experience protecting or restricting customer accounts.
• Experience placing/releasing holds on funds or transactions.
• Account security.
• Fraud prevention and mitigation.
• Experience working in a high-volume operational environment.
• Recent fraud/risk experience rather than fraud experience several years ago.

Our client is a leading Biotechnology Research Industry, and we are currently interviewing to fill this and other similar contract positions.

Pyramid Consulting, Inc. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, colour, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

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