Payment Operations Analyst, DPMS

Carestream Dental; United States; On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

401(k) Employer Match

Paid Time Off

Annual bonus

Job summary

Carestream Dental is seeking a Payments Operations Analyst to support the daily operations of our integrated payments segment within the Dental Practice Management business. The analyst serves as a key operational resource between payment processors, internal business teams, implementation teams, finance, customer support, product, engineering, and merchant customers.

The ideal candidate is highly analytical, detail-oriented, and experienced in payment processing operations, transaction

Qualifications

• Bachelor's degree in Business, Finance, Accounting, Information Systems, Operations, or related field preferred.
• 2+ years of experience in payments, merchant services, financial operations, fintech, or a related analytical role.
• Strong process design, analysis, and modification skills.
• Working knowledge of payment processing concepts, including: credit/debit card processing, merchant accounts, authorization/settlement, chargebacks, payment gateways, ACH.

Responsibilities

• Monitor daily payment processing activity and ensure accurate transaction processing, funding, and settlement.
• Investigate and resolve payment exceptions including declines, chargebacks, refunds, settlement variances, and processing errors.
• Partner with processors, banking partners, and internal teams to identify root causes, improve performance, and automate processes.
• Utilize AI tools to provide deep analysis and support on manual tasks and workflows.
• Support merchant onboarding, activation, account maintenance, and operational account changes.
• Coordinate merchant setup activities with implementation teams, processors, and internal stakeholders.
• Manage onboarding pipelines, account updates, platform migrations, and processor conversions to ensure timely execution.
• Perform reconciliation of payment transactions, settlements, bank activity, and internal reporting systems.
• Research and resolve funding, settlement, fee, refund, chargeback, and payout discrepancies.
• Validate processor reporting and partner with Finance for financial accuracy.
• Develop and maintain operational reports, dashboards, and KPIs.
• Analyze payment performance metrics, identify trends and risks, and deliver actionable insights.
• Support strategic initiatives, leadership reporting, and decision-making through data analysis.
• Maintain operational controls to minimize processing risk, financial exposure, and fraud.
• Ensure compliance with policies, processor requirements, and payment industry standards.
• Develop and maintain process documentation, procedures, and controls.
• Serve as operational liaison between payments, product, engineering, finance, and customer-facing teams.
• Lead root-cause analysis and resolution of payment incidents and escalations.
• Drive process improvements, automation initiatives, and strategic projects for scalability.

Skills

Analytical skills

Excel

Attention to detail

Prioritization

Payments knowledge

Education

Bachelor's degree or related field

Job description

The Payments Operations Analyst is responsible for supporting the daily operations of our integrated payments segment within our Dental Practice Management business. The analyst serves as a key operational resource between payment processors, internal business teams, implementation teams, finance, customer support, product, engineering, and merchant customers. The ideal candidate is highly analytical, detail-oriented, and experienced in payment processing operations, transaction analysis, merchant services, and operational process improvement.

KEY/SPECIFIC JOB RESPONSIBILITIES: Payment Processing Operations

• Monitor daily payment processing activity and ensure accurate transaction processing, funding, and settlement.
• Investigate and resolve payment exceptions including declines, chargebacks, refunds, settlement variances, and processing errors.
• Partner with processors, banking partners, and internal teams to identify root causes, improve performance, and automate operational processes.
• Utilize AI tools to provide deep analysis, establish agents to support manual tasks, and pursue more efficient internal processes.
• Support merchant onboarding, activation, account maintenance, and operational account changes.
• Coordinate merchant setup activities with implementation teams, processors, and internal stakeholders.
• Manage onboarding pipelines, account updates, platform migrations, and processor conversions to ensure timely execution.

Reconciliation and Financial Operations

• Perform reconciliation of payment transactions, settlements, bank activity, and internal reporting systems.
• Research and resolve funding, settlement, fee, refund, chargeback, and payout discrepancies.
• Validate processor reporting and partner with Finance to ensure financial accuracy and operational integrity.

Reporting and Analytics

• Develop and maintain operational reports, dashboards, and key performance indicators (KPIs).
• Analyze payment performance metrics, identify trends and risks, and deliver actionable business insights.
• Support strategic initiatives, leadership reporting, and operational decision-making through data analysis.

Compliance and Risk Management

• Maintain operational controls that minimize processing risk, financial exposure, and fraud.
• Ensure compliance with company policies, processor requirements, and payment industry standards.
• Develop and maintain process documentation, procedures, and operational controls.

Cross-Functional Collaboration and Process Improvement

• Serve as the operational liaison between payments, product, engineering, finance, customer-facing teams, and external partners.
• Lead root-cause analysis and resolution of payment-related incidents, escalations, and operational challenges.
• Drive process improvements, automation initiatives, and strategic projects that enhance scalability and efficiency.

REQUIRED QUALIFICATIONS:

• Bachelor's degree in Business, Finance, Accounting, Information Systems, Operations, or related field preferred.
• 2+ years of experience in payments, merchant services, financial operations, fintech, or a related analytical role.
• Strong process design, analysis, and modification skills.
• Working knowledge of payment processing concepts, including:
  • Credit and debit card processing
  • Merchant account management
  • Authorization and settlement processes
  • Chargebacks and disputes
  • Payment gateways and processors
  • ACH payment processing
• Strong analytical and problem-solving skills.
• Intermediate proficiency in Microsoft Excel.
• Strong organizational skills and attention to detail.
• Ability to manage multiple priorities in a fast-paced environment.

PREFERRED QUALIFICATIONS:

• Experience supporting integrated or embedded payment solutions within a vertical SaaS environment.
• Experience working with payment processors such as Global Payments, Payrix, Worldpay, TSYS, Fiserv, Stripe, Adyen, or similar providers.
• Experience with payment reconciliation, settlement reporting, and merchant support operations.
• Knowledge of PCI DSS standards and payment security best practices.

Compensation Disclosure

Actual compensation packages take into account a wide range of factors, including but not limited to, skill sets, relative education and certifications, depth of experience and other business and organizational needs. The total compensation package for this position may also include medical/dental/vision benefits, 401(k) Employer Match, Paid Time Off, an annual performance bonus and/or other applicable compensation plans.

Locations

United States

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Carestream, and its subsidiaries, is an equal opportunity/affirmative action employer and does not discriminate on the basis of any legally protected status or characteristic.
If you need accommodation for any part of the employment process because of a medical condition or disability, please send an email to [e-mail] to let us know the nature of your request.