Patient Financial Resolution Advocate

WVU Medicine; Weirton, Northern (WV, KY); On-site; USD 35,000 - 52,000; Full time

Job summary

WVU Medicine in Weirton, WV seeks a Financial Counseling representative to interpret and apply WVUHS financial policies, explain patient liabilities, and secure financial resolution for accounts. Duties include interviewing patients, determining program eligibility, and guiding them through Medicaid and assistance programs.

The role requires strong communication, customer service, and knowledge of hospital billing practices.

Qualifications

• High school diploma or equivalent required.
• Two years of healthcare experience preferred.
• Ability to interpret financial policies and explain benefits to patients.

Responsibilities

• Interview patients to assess financial counseling needs and plan financial resolution.
• Explain estimated costs and self-pay portions to patients; explore payment options.
• Determine eligibility for Medicaid or programs and refer to assistance as needed.
• Educate patients on benefits, liability, and application processes for financial assistance.
• Maintain confidentiality and accuracy in documentation and billing systems.
• Follow up on accounts and manage denials and resolution efforts.

Skills

Customer service

Communication

Problem solving

Interpersonal skills

Education

High school diploma or equivalent

Tools

Registration systems

Billing systems

Payer portals

Job description

INTERPRETS AND APPLIES WVUHS FINANCIAL POLICIES

Interprets and applies WVUHS financial policies to make appropriate financial decisions and payment arrangements to ensure the financial viability of WVUHS. Prepares and presents fee estimates to current and potential patients. Provides financial education regarding benefits to patient to assist in understanding their personal financial liability. Demonstrates the ability to assertively pursue necessary information and to function independently to secure financial resolution on accounts. Projects a mature problem-solving attitude while dealing with interpersonal conflict, dissatisfied patients and time demands. Maintains knowledge of revenue cycle operations, third party reimbursement, local/state/federal regulations and medical terminology. Knowledge will include at minimum, all aspect of payer relations, claims adjudication, contractual claims processing and general reimbursement procedures. Uses excellent customer service, written and oral communication skills.

MINIMUM QUALIFICATIONS: EDUCATION, CERTIFICATION, AND/OR LICENSURE

1. High school graduate or equivalent

PREFERRED QUALIFICATIONS: EXPERIENCE

1. Two (2) years of experience in a healthcare setting

CORE DUTIES AND RESPONSIBILITIES

1. Interviews patients who are referred for financial counseling in person or via the telephone to determine financial counseling needs and to help formulate a plan for financial resolution.
2. Uses CPT codes to calculate the estimated procedure cost. Communicates with the patient the anticipated self-pay portion for upcoming services and explores financial resolution options with the patient.
3. Based on information provided by the patient, an initial determination will be made if the patient has adequate benefits or qualifies for Medicaid, special programs or payment arrangements based on federal, state and hospital policy. Refers patients to local, state and/or federal agencies for assistance as needed.
4. Educates patient on their benefits, patient liability and/or the process for applying for Medicaid, completion of the financial assistance application, and payment alternatives.
5. Informs patients of hospital and clinic billing practices/policies and their rights and responsibilities regarding payments.
6. Insured patients who are responsible for a balance after insurance will receive a preliminary financial overview and will be assisted in completion of the financial assistance application if necessary for financial resolution
7. Reviews completed financial assistance applications and decides eligibility based on hospital policy.
8. Works with specialty departments to establish appropriate financial arrangements for elective services.
9. Identifies and accurately resolves potential patient account issues for WVUHS billing departments
10. Monitors daily reports to identify large dollar account balances and private pay patient accounts that need resolution.
11. Displays an understanding of third-party payor regulations related to managed care, denials and reimbursement issues.
12. Obtains demographic/billing/insurance information from patient/family/legal guardian and enters in the registration/billing systems for service and claim processing. Obtains and scan patient's insurance/medical cards and driver's license into the registration system.
13. Has a working knowledge of current hospital contracts with third-party payors
14. Collects deposits/co-payments/deductibles/patient liability payments when applicable, provides the patient a receipt and documents payment in the registration/billing systems.
15. Follows up on accounts as indicated by system flags.
16. Balances daily receipts and cash drawer for patient payments, prepares and delivers deposit bag to cashier's office
17. Initiates auto accident liability coverage. Identifies all patients involved in an auto accident and obtains all pertinent information regarding medical or non-fault liability and documents in registration/billing systems.
18. Initiates ERSD (end stage renal disease), Veterans Administration eligibility, Black Lung SSI, Workers Compensation, and Medicare Secondary Payer screenings. Updates registration/billing systems as appropriate.
19. Clear accurate documentation of all patient communications and account activities.
20. Uses system software, including online credit card systems.
21. Assists in resolving patient billing questions.
22. Communicates and interacts with clients, families, visitors, physicians, departmental and hospital staff and the public in general in a manner that demonstrates professionalism and concern for the individuals' need(s).
23. Attends departmental meetings and/or documents review of meeting minutes.
24. Contacts insurance company or employer to determine eligibility and benefits for requested services.
25. Follows up with the patient, insurance company, or provider if there are insurance coverage issues to obtain financial resolution.
26. Assists Patient Financial Services, Patient Access, and Care Management with denial management issues.
27. Communicates problems hindering workflow to management in a timely manner.
28. Prepares WVU Medicine standard consent form, notice of privacy practice and/or other necessary paperwork related to registration and presents to patient/family/legal guardian for signatures. Obtains electronic signature for consent to treat and patient financial obligations.
29. Maintains confidentiality according to policy and HIPAA when interacting with patients, physicians, families, co-workers and the public regarding demographic/clinical/financial information
30. Answers phone calls in a professional and courteous manner. Uses phone system in correct manner.
31. Follows hospital, state, and federal guidelines for ensuring safe environment for workers, patients, and the public. Ensures compliance by staff to hospital, governmental, and insurance regulations.
32. Organizes and executes daily tasks in appropriate priority to achieve optimal productivity, accountability and efficiency.
33. Utilizes payer portals and payer websites to verify eligibility.
34. Participates in educational programs to meet mandatory requirements and identified needs regarding professional growth.
35. Research and process mail returns.
36. Develops and maintains working knowledge of all federal, state and local regulations pertaining to hospital billing.
37. Monitors accounts to facilitate timely follow-up for financial resolution.
38. Provides excellent customer service to patients, visitors and employees.
39. Participates in performance improvement initiatives as requested.
40. Obtain Certified Revenue Cycle Representative (CRCR) Certification within 1 year.

PHYSICAL REQUIREMENTS

1. Frequent walking, standing, stooping, kneeling, reaching, pushing, pulling, lifting, grasping and feeling are necessary body movements utilized in performing duties throughout the work shift
2. Must be able to sit for extended periods of time
3. Visual acuity must be within normal range
4. Must be able to exert more than 50 pounds of force occasionally to move patients or objects
5. Must have manual dexterity to operate keyboards, fax machines, telephones and other business equipment.

WORKING ENVIRONMENT

1. Office type environment
2. Patient care environment

SKILLS & ABILITIES

1. Ability to accurately utilize applicable computer software and equipment for access processing
2. Demonstrates ability to follow established computer down time procedures.
3. Must have reading and comprehension ability
4. Must be able to communicate effectively
5. Must be able to read and write legible in English
6. Excellent oral and written communication skills
7. Working knowledge of computers
8. Basic knowledge of medical terminology
9. Basic knowledge of third-party payors preferred
10. Basic knowledge of time-of-service collection procedures preferred
11. Basic knowledge of business math preferred
12. Basic knowledge of ICD-9 and CPT coding preferred
13. Excellent customer service and telephone etiquette
14. Must demonstrate the ability to use tact and diplomacy in dealing with others

ADDITIONAL JOB DESCRIPTION

Scheduled Weekly Hours: 40 Shift: Exempt/Non-Exempt: United States of America (Non-Exempt) Company: SYSTEM West Virginia University Health System Cost Center: 535 SYSTEM Centralized Clearance Center Address: 601 Colliers Way Weirton West Virginia

EQUAL OPPORTUNITY EMPLOYER

Equal Opportunity Employer West Virginia University Health System and its subsidiaries (collectively "WVUHS") is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws. WVUHS strictly prohibits and does not tolerate discrimination against employees, applicants, or any other covered persons because of race, color, religion, creed, national origin or ancestry, ethnicity, sex (including gender, pregnancy, sexual orientation, and gender identity), age, physical or mental disability, citizenship, past, current, or prospective service in the uniformed services, genetic information, or any other characteristic protected under applicable federal, state, or local law.

All WVUHS employees, other workers, and representatives are prohibited from engaging in unlawful discrimination. This policy applies to all terms and conditions of employment, including, but not limited to, hiring, training, promotion, discipline, compensation, benefits, and termination of employment.

The West Virginia University Health System is West Virginia's largest health system and largest private employer, providing care to communities across West Virginia, Maryland, Ohio, and Pennsylvania. The integrated academic health system includes 25 hospitals and five institutes, with more than 3,500 licensed beds, 4,000 clinicians, 39,000 employees, and $8.5 billion in annual operating revenues. Anchoring the system in Morgantown, West Virginia, are WVU Hospitals, an 880-bed academic medical center, and the 150-bed WVU Medicine Golisano Children's Hospital. Together, the Health System's hospitals, clinics, and specialty programs provide a comprehensive continuum of care, ranging from community-based primary and specialty services to highly complex, quaternary care and post-acute care.