PAS Financial Counselor

C240 UMass Memorial HealthAlliance-Clinton Hospital, Inc.; Leominster (MA); On-site; USD 29,621,000 - 53,297,000; Full time

Benefits offered by this job

Signing bonus potential

Job summary

UMass Memorial Health is seeking a Financial Counselor (Certified Application Counselor) to assess health coverage eligibility and guide patients through enrollment processes. You will work across MassHealth, Health Connector, and related programs, with emphasis on accurate data collection and patient support.

Responsibilities include interviewing applicants, determining program qualification, and coordinating with multiple departments to ensure access to care and timely enrollment.

Qualifications

• Required: High School Graduate.
• CAC certification required within 45 days of hire.
• Preferred: Associate or bachelor’s degree in Business, Social Services or related field.

Responsibilities

• Interview applicants and assess eligibility for health coverage.
• Determine qualification for affordable health insurance including APTC and other programs.
• Facilitate enrollment through Health Connector Health Insurance Exchange.
• Follow up with patients to obtain confidential financial and medical information.
• Act as liaison for MassHealth, Health Connector and Health Safety Net.
• Provide price estimates per federal price transparency rules.
• Work in EPIC queues to identify uninsured/underinsured patients for assistance.
• Coordinate with clinicians, interpreters, social workers and other teams to ensure access to care.
• Discuss financial obligations before elective surgeries or admissions.
• Update accounts with current status and eligibility dates.

Skills

Effective communication

Customer service

Data entry

Organization

Independent work

Problem solving

English proficiency

Education

High School Graduate

CAC certification within 45 days

Associate or Bachelor’s degree in Business or Social Services

Tools

EPIC

Health Connector/MassHealth enrollment tools

Job description

Are you an internal caregiver, student, or contingent worker/agency worker at UMass Memorial Health?

Exemption Status: Non-Exempt Hiring Range: $16.54 - $29.76 Please note that the final offer may vary within this range based on a candidate’s experience, skills, qualifications, and internal equity considerations.

Schedule Details: Monday through Friday Scheduled Hours: 8:30am - 1:30pm Shift: 1 - Day Shift, 5 Hours (United States of America) Hours: 24 Cost Center: 24040 - 5677 Patient Financial Counseling This position may have a signing bonus available a member of the Recruitment Team will confirm eligibility during the interview process.

Everyone Is a Caregiver At UMass Memorial Health, everyone is a caregiver – regardless of their title or responsibilities.

Exceptional patient care, academic excellence and leading-edge research make UMass Memorial the premier health system of Central Massachusetts, and a place where we can help you build the career you deserve.

We are more than 20,000 employees, working together as one health system in a relentless pursuit of healing for our patients, community and each other. And everyone, in their own unique way, plays an important part, every day.

Under the general direction of the Financial Counseling Supervisor/Manager and/or Financial Clearance Director, the Financial Counselor (Certified Application Counselor) provides a key role in providing a health care coverage needs assessment with patients, community applicants, and family members. Determines eligibility for MassHealth, Qualified Health Plans, Children’s Health Insurance, Health Safety net and any other coverage that they may qualify. Provides guidance and assistance to patients, various internal UMass staff, physician offices and third-party vendors regarding financial assistance programs.

Major Responsibilities

• Interviews, screens and assess applicants and family members in a variety of on campus locations utilizing income and household composition and other criteria in accordance with CMS and other governmental established guidelines for program eligibility.
• Determines qualification for affordable health insurance coverage, including the application of advance premium tax credits (APTC), premium assistance programs, Medicare Savings Plans and any other program they may be determined eligible.
• Interacts with patients, the community, and outside agencies in a professional manner in keeping with the Mission and Vision of UMMHC.
• Facilitates enrollment through the online Health Connector Health Insurance Exchange (HIX) or any other program application by accurate and timely submission of necessary paperwork according to state and federal regulations and policies.
• Follows up with patients in person or by telephone to obtains appropriate confidential financial and medical information on incomplete applications.to establish eligibility for various financial assistance programs.
• Acts as the liaison for patients with MassHealth, the Health Connector and the Health Safety Net to assist in the resolution of eligibility discrepancies, applications status updates, and any other issue that may arise in the determination process.
• Facilitates patient understanding of health access options including but not limited to eligibility rules, coverage types, enrollment periods, products and plans available through MassHealth, the Health Connector, Medicaid Managed Care, and the Health Safety Net program.
• Responsible for coverage of the Financial Counseling call center to act as a resource for patients and families, members of the community, clinical departments and other Revenue Cycle departments with insurance coverage issues and questions.
• Provides and documents price estimates request to patients in accordance with federal price transparency regulations.
• Works within EPIC work queues to identify and reach out to uninsured/underinsured patients/families (inpatient, outpatient, surgical day, psychiatric in patients, psychiatric outpatients, etc.) for the purpose of screening for assistance programs and upgrades to a richer benefit program.
• Works in conjunction with clinical areas, interpreters, social workers, case managers, social security outreach workers, drug assistance coordinator, enhanced benefit coordinator, care mobile, physician/provider offices and community health centers as needed to ensure access to care and timely discharge planning.
• Discusses financial obligations with patients prior to elective surgical days or admissions. Communicates all information to provider offices and other Revenue Cycle departments.
• Updates all accounts to reflect the current account status with appropriate financial class, eligibility dates, other patient financial and demographic information.

Standard Staffing Level Responsibilities

• Complies with established departmental policies, procedures and objectives.
• Attends variety of meetings, conferences, seminars as required or directed.
• Demonstrates use of Quality Improvement in daily operations.
• Complies with all health and safety regulations and requirements.
• Respects diverse views and approaches, demonstrates Standards of Respect, and contributes to creating and maintaining an environment of professionalism, tolerance, civility and acceptance toward all employees, patients and visitors.
• Maintains, regular, reliable, and predictable attendance.
• Performs other similar and related duties as required or directed.

All responsibilities are essential job functions.

Position Qualifications

License/Certification/Education: Required: 1. High School Graduate. 2. Certified Application Counselor (CAC) certification required within 45 days of hire as a condition of employment. 3. Completes annual recertification and all mandatory ongoing training provided by the Massachusetts on-line Learning Management System and complies with privacy and security regulations that meet all federal program standards. Preferred: 1. Associate or bachelor’s degree in Business, Social Services or related field.

Experience/Skills

• Previous experience in healthcare, accounts receivable, Financial Counseling, medical billing, or a related field.
• Proficient data-entry and strong organization skills with attention to detail.
• Effective communication and customer service skills both verbal and written.
• Ability to use specialized applications software and computers systems for patient registration and scheduling.
• Ability to work independently with strong problem resolution skills.
• Must provide own transportation.
• Ability to prioritize and work in high volume, fast paced, team-oriented environment.
• Ability to take directions and work independently.
• English speaking, reading and writing skills
• Preferred: Bilingual speaking, reading.

Unless certification, licensure or registration is required, an equivalent combination of education and experience which provides proficiency in the areas of responsibility listed in this description may be substituted for the above requirements. Department-specific competencies and their measurements will be developed and maintained in the individual departments. The competencies will be maintained and attached to the departmental job description. Responsible managers will review competencies with position incumbents.

Physical Demands and Environmental Conditions

Work is considered light with frequent walking throughout the day. Position requires work indoors in a normal office and/or patient care environment. The Organization reserves the right to modify position duties at any time.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. We’re striving to make respect a part of everything we do at UMass Memorial Health – for our patients, our community and each other. Our six Standards of Respect are: Acknowledge, Listen, Communicate, Be Responsive, Be a Team Player and Be Kind. If you share these Standards of Respect, we hope you will join our team and help us make respect our standard for everyone, every day.

As an equal opportunity and affirmative action employer, UMass Memorial Health recognizes the power of a diverse community and encourages applications from individuals with varied experiences, perspectives and backgrounds. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity and expression, protected veteran status or other status protected by law.

If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [e-mail]. We will make every effort to respond to your request for disability assistance as soon as possible.

At UMass Memorial Health, everyone is a caregiver. No matter their responsibilities or title, every employee or “caregiver” fills an important role for our patients and their families every day.

Who is a caregiver?

It’s not just the person who delivers the care. It’s all the people who make it work … and make it better. Caregivers give everything that helps patients heal, from expertise to extra attention. They give clean, comfortable rooms. Fast, accurate answers. And an easier, less stressful experience. They give warm, reassuring smiles, and helping hands. We are more than 20,000 employees, working together as one health system in a relentless pursuit of healing for our patients, our community and each other. And everyone, in their own unique way, plays an important part, every day.