Overview
Position Function: This position reports to the department manager and includes the following minimum responsibilities.
Primary Accountabilities:
- Prepares and/or facilitates preparation of commercial loan documents in a timely and accurate manner as set forth in the Credit Approval Document (CAM, Modification Agreement, etc.). Proactively works with the loan specialist, relationship officer, and outside counsel (when applicable) during documentation process to identify requirements related to the documentation request, including anything that may preclude or complicate loan closing, funding, or recording, and agree on appropriate resolution to ensure quick response for the bank customer. Proactively involves the Department Manager, relationship officer, Compliance, Bank Secrecy Act (BSA), and/or credit administrator as appropriate to resolve any compliance, documentation, and regulatory matters. Demonstrates exceptional knowledge of the bank’s credit policies and documentation standards.
- Proficient producer of quality business purpose documents in the loan documentation software system. This process includes learning workarounds and being able to identify where language in certain loan documents belong. Knowing the difference between boilerplate language that cannot be changed or edited and language that can be inserted into loan documents which don’t affect the bank’s warranty protection with LaserPro. Responsible for monitoring follow-up task reports weekly. Ensures follow-up tasks have comments, dates, and are approved by an appropriate authority. Tracks and resolves all post-closing tasks with lending units.
- Performs loan documentation reviews and provides Quality Review with final sign off for Documentation Specialist.
- Identifies commonly occurring challenges and brings them to the attention of the department manager, together with a suggested approach/recommendation for resolution.
- Timely develops and completes distinct projects under the direction of the department manager.
- Demonstrates a positive attitude and a team player; must be prepared to relieve Documentation Specialists.
Minimum Qualifications:
Education:
- High School Diploma or GED equivalency required.
Experience:
- 6+ years of experience with competencies in:
- Complex real estate transactions in the State of Hawaii, including due diligence, regulatory & compliance matters, and title work required;
- Legal entities required
- The development of compliance policies & procedures required; and
- The development of teamwork across business units required
- A Bachelor's degree or Paralegal Degree/Certification in a relevant field (with coursework in areas of business law, contract law, real estate property) may substitute for 2 years of experience.
License/Certification:
- Paralegal Certification preferred.
Physical Requirements & Working Conditions:
- Must be able to perform light physical work and to move or lift items including but not limited to boxes, files and papers up to 20 pounds unless otherwise as indicated.
- Must be able to operate and proficiently use standard office equipment, including phone, copier, personal computer and/or other work related mechanical or electronic devices and applications.
- Must be able to clearly communicate verbally and in writing with all internal and external customers. Must also be able to hear sufficiently to engage in daily discussions and interactions.
- Must be able to read and understand bank-related documents.
- Must be able to work in a conventional office setting, involving sitting at a desk or workstation for long periods of time. Must also be able to adapt to different work environments as needed to perform the job.
We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.