P&C Liability Property Damage Adjuster - FL License (Remote)

Davies Group; Florida; Hybrid; USD 48,000 - 53,000; Full time

Benefits offered by this job

Medical, dental & vision

401(k) with employer matching

Paid time off

Paid holidays

Life insurance

Short/long-term disability

Job summary

Davies North America is seeking a P&C Property Damage Claims Adjuster with an active Florida license (or reciprocity) to handle first and third party property damage claims. This remote role supports the Claims Administration & Adjusting department and reports to the Liability Claims Manager.

The compensation ranges from $47,500 to $52,500 per year, with a strong emphasis on timely review, evidence gathering, and client collaboration.

Qualifications

• Active FL adjusters license or state with FL reciprocity required.
• Maintain CEU credits for Adjuster license.
• Experience settling bodily injury claims.
• Proficient in Microsoft Office Suite.
• Strong written and verbal communication skills.

Responsibilities

• Review new claims within 24 hours of assignment.
• Contact insured/claimant within 24 hours of assignment.
• Coordinate appraisers and damage estimates per client guidelines.
• Determine liability and amounts owed based on evidence.
• Record communications and activity in the claims system.
• Maintain timely communications with clients and follow up within 72 hours.
• Follow client guidelines for denials and subrogation opportunities.
• Ensure compliance with licensing and CE requirements.

Skills

Active FL license

CEU credits

Tort Law knowledge

Bodily injury claims

Microsoft Office

Communication skills

Time management

Detail oriented

Independent worker

Discretion with confidential info

Education

College degree or equivalent experience

Tools

Microsoft Office Suite

Job description

P&C Liability Property Damage Adjuster - FL License (Remote)

Department: Claims Administration & Adjusting

Employment Type: Permanent - Full Time

Location: Home United States

Reporting To: Liability Claims Manager

Compensation: $47,500 - $52,500 / year

Description

Our Story

Imagine being part of a team that’s not just shaping the future but actively driving it. At Davies North America, we’re at the forefront of innovation and excellence, blending cutting-edge technology with top-tier professional services. As a vital part of the global Davies Group, we help businesses navigate risk, optimize operations, and spearhead transformation in the insurance and regulated sectors.

We're on the lookout for a P&C Property Damage Claims Adjuster. You will adjust first and third party claims of property damage in a timely, accurate, and professional manner. You must have an active FL adjusters license or a state with FL reciprocity. Highly preferred if you have public sector experience.

Key Responsibilities

• Review of new claims assignments within 24 hours of assignment/completion of the Plan of Action.
• Contact with the insured/claimant within 24 hours of assignment.
• Assign appraisers or coordinate the receipt of damage estimates according to client guidelines or approval.
• Determine if estimates or appraisals are appropriate based upon reported damages and other evidence.
• Gather evidence of damages, set and adjust reserve amount appropriately.
• Interview the claimant, the insured as necessary, and any witnesses.
• Evaluate the facts and law to determine liability and the amounts owed.
• Daily review of workflow and claim system reminders with follow-up and significant progress toward completion of any task set as a reminder, or received in workflow within 72 hours.
• Request payment authorization according to client guidelines and Johns Eastern policy and procedure.
• Follow client guidelines for any claim denial.
• Obtain internal investigation reports from the insured/client when permitted by the client.
• Maintain professional and timely communication with the client.
• Determine degree of Attorney involvement, if any.
• Always act with the utmost good faith in handling of the claim from beginning to closure.
• Set reminders within the claim system for necessary follow-up in an appropriate time frame.
• Accurately record any communication, or activity relevant to the claim, in the claim system notes.
• Follow branch procedures to mirror documents sent to you that are relevant to the claim file including e-mail.
• Meet the requirements of Continuing Education as required for licensure as an adjuster.
• Maintain a 95% claim closure ratio.
• Report to the Excess carrier on any claim that meets the requirements to do so.
• Immediately notify your supervisor and the client of any Summons and Complaint received, identify assigned defense counsel, communicate and cooperate with defense counsel.
• Read and understand the Excess Carrier Insurance Policy.
• Develop a working knowledge of Loss of Business Income and Extra Expense.
• Check for the Claimant’s compliance with the provisions in E.S. 627.52 Coverage Team.
• Evaluate the claim for subrogation opportunities and for possible fraud.
• Identify and pursue subrogation, contribution, indemnification or other opportunities to compel third parties to bear their share of responsibility.
• Interview the insured driver or other involved employee.
• Determine the injury status of all persons involved in a crash investigation.
• Obtain a recorded statement immediately if injury is indicated.
• Obtain Certificate of Destruction when called for by Statute (total loss).
• Verify ownership of the vehicle.
• Arrange for the removal of Claimant vehicle from facilities where storage is accruing (with Claimant permission if settlement has not taken place and liability exists upon the Insured).
• Interact with insurance adjusters from other companies, obtaining information needed to process your claim.
• Send out subrogation paperwork to the Claimant and/or their insurer and follow up to completion of subrogation efforts.
• Check for lien holders before making payment.
• Assist others as called upon by the Claims Supervisor/Manager.

Skills, knowledge & expertise

• College degree or equivalent experience
• Must have an active FL adjusters license or a state with FL reciprocity
• Maintain CEU credits for Adjuster license
• Excellent knowledge of Tort Law, bad faith procedures and case law, as well as principles of liability and medical terminology
• Previous experience with settling bodily injury claims
• Proficiency with Microsoft Office Suite
• Proactive, independent, dependable, and takes initiative with consistent follow through
• Superb written and verbal communication skills conducted in a timely manner with diverse audiences
• Superior time management skills with capability of working with and meeting deadlines
• Exceptional capability to multi-task and prioritize with excellent organization and documentation skills in a fast-paced work environment
• High level attention to detail with ability to utilize decision making and problem-solving skills
• Capable of working collaboratively and independently with minimal supervision
• Exhibit discretion with sensitive and confidential information

Equal Employment Opportunity & Legal Notices

Benefits

At Davies North America, we are dedicated to supporting the well‑being and future of our qualifying employees. Our comprehensive benefits package includes:

• Medical, dental, and vision plans to support your health and that of your family
• A 401(k) plan with employer matching
• Time‑off policies, including Discretionary Time Off (DTO) for exempt employees and Paid Time Off (PTO) for non‑exempt employees
• Paid holidays
• Life insurance and short‑term and long‑term disability coverage

Benefit offerings, eligibility, and required employer contributions may vary based on role, classification, and applicable federal, state, and local laws, including those tied to an employee’s primary work location.

Where required by law, the Company provides paid sick leave, paid family and parental leave, and other mandated benefits in accordance with applicable state and local requirements.

Diversity and Inclusion

Davies is dedicated to fostering a diverse and inclusive workplace that embraces a wide range of perspectives and experiences. We believe that diversity of thought is essential for innovation and creativity, and we actively promote an environment where all voices are valued and heard.

Compensation Transparency

The salary range listed reflects the full compensation band for this role across all locations. Actual compensation will be based on factors such as skills, experience, qualifications, and geographic location, which may impact the final offer. We share ranges to remain transparent and consistent with pay equity practices.

Essential Functions

• Maintain regular and dependable attendance.
• Be available and able to perform job responsibilities during established work hours.

Background Check & Fair Chance Compliance

Any background check or review of criminal history, if applicable to the role, will be conducted only after a conditional offer of employment and in compliance with applicable federal, state, and local laws, including fair‑chance hiring requirements.

Massachusetts Notice

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

AI Policy

At Davies, we value authentic conversations and a fair candidate experience. While candidates may use AI and technology tools to prepare for interviews, we expect interview responses and assessments to reflect each individual's own experience, knowledge, and professional judgment.

We do not use sites like Facebook, Craigslist, or Telegram to recruit or interview potential employees or contractors. If you have been asked to provide any information through any method other than our career portal, please email us at [e-mail]