Outside Property Claim Representative - El Monte, CA

VetJobs; El Monte (CA); Remote; USD 67,000 - 110,600; Full time

Benefits offered by this job

Sign-on bonus

Performance-based cash incentives

Job summary

A leading military recruitment agency seeks an individual to handle property claims remotely. Responsibilities include investigating and resolving claims, conducting field inspections, and ensuring customer satisfaction. The ideal candidate holds a Bachelor's degree and has customer service experience, along with intermediate negotiation and analytical skills. This full-time position is based in El Monte, California, and offers significant career growth opportunities within a supportive environment.

Qualifications

• Bachelor's Degree is required.
• General knowledge of estimating system Xactimate is necessary.
• Experience in customer service preferred.

Responsibilities

• Handle first-party property claims of moderate severity and complexity.
• Conduct field inspections and document damages.
• Assist customers and ensure excellent service throughout claims process.

Skills

Customer Service experience

Negotiation skills

Analytical skills

Interpersonal skills

Organizational skills

Education

Bachelor's Degree

High School Diploma or GED

Tools

Xactimate

Job description

Job Description

ATTENTION MILITARY AFFILIATED JOB SEEKERS - Our organization works with partner companies to source qualified talent for their open roles. The following position is available to Veterans, Transitioning Military, National Guard and Reserve Members, Military Spouses, Wounded Warriors, and their Caregivers. If you have the required skill set, education requirements, and experience, please click the submit button and follow the next steps.

Taking care of our customers, our communities and each other. That’s the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.

Compensation Overview

The annual base salary range for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Employees are also eligible for performance-based cash incentive awards.

Salary Range: $67,000.00 - $110,600.00

This role is eligible for a sign-on bonus.

Location and Travel

LOCATION REQUIREMENT: This position services Insureds/Agents in West Los Angeles County. The selected candidate must reside in or be willing to relocate at their own expense to the assigned territory. Ideal locations include Los Angeles, Pasadena, Glendale, Burbank, Santa Monica, El Monte, Inglewood, Torrance, Downey, Norwalk, and the surrounding areas.

This position is based 100% remotely and may include a combination of mobile work and/or work from your primary residence.

Role Summary

Under moderate supervision, this position is responsible for the handling of first party property claims including: investigating, evaluating, estimating and negotiating to ensure optimal claim resolution for personal or business claims of moderate severity and complexity. Handles claims and other functional work involving one or more lines of business other than property (i.e. auto, workers compensation, premium audit, underwriting) may be required. Provides quality claim handling throughout the claim life cycle (customer contacts, coverage, investigation, evaluation, reserving, negotiation and resolution) including maintaining full compliance with internal and external quality standards and state specific regulations.

What Will You Do?

• Handles 1st party property claims of moderate severity and complexity as assigned.
• Completes field inspection of losses including accurate scope of damages, photographs, written estimates and/or computer assisted estimates.
• Broad scale use of innovative technologies.
• Investigates and evaluates all relevant facts to determine coverage, damages and liability of first-party property damage claims (including but not limited to analyzing leases, contracts, by‑laws and other relevant documents which may have an impact), damages, business interruption calculations and liability of first-party property claims under a variety of policies. Secures recorded or written statements as appropriate.
• Establishes timely and accurate claim and expense reserves.
• Determines appropriate settlement amount based on independent judgment, computer assisted building and/or contents estimate, estimation of actual cash value and replacement value, contractor estimate validation, appraisals, application of applicable limits and deductibles and work product of Independent Adjusters.
• Negotiates with multiple constituents, i.e.; contractors or insured’s representatives and conveys claim settlements within authority limits.
• Writes denial letters, Reservation of Rights and other complex correspondence.
• Properly assesses extent of damages and manages damages through proper usage of cost evaluation tools.
• Meets all quality standards and expectations in accordance with the Knowledge Guides.
• Maintains diary system, capturing all required data and documents claim file activities in accordance with established procedures.
• Manages file inventory to ensure timely resolution of cases.
• Handles files in compliance with state regulations, where applicable.
• Provides excellent customer service to meet the needs of the insured, agent and all other internal and external customers/business partners.
• Recognizes when to refer claims to Travelers Special Investigations Unit and/or Subrogation Unit.
• Identifies and refers claims with Major Case Unit exposure to the manager.
• Performs administrative functions such as expense accounts, time off reporting, etc. as required.
• Provides multi‑line assistance in response to workforce management needs; including but not limited to claim handling for Auto, Workers Compensation, General Liability and other areas of the business as needed.
• May provide mentoring and coaching to less experienced claim professionals.
• May attend depositions, mediations, arbitrations, pre‑trials, trials and all other legal proceedings, as needed.
• CAT Duty ~ This position will require participation in our Catastrophe Response Program, which could include deployment away for a minimum of 16 days (includes 2 travel days) to assist our customers in other states.
• Must secure and maintain a company credit card.
• In order to perform the essential functions of this job, acquisition and maintenance of Insurance License(s) may be required to comply with state and Travelers requirements. Generally, license(s) must be obtained within three months of starting the job and obtain ongoing continuing education credits as mandated.
• On a rotational basis, engage in resolution desk technical work and resolution desk follow up call work.
• This position requires the individual to access and inspect all areas of a dwelling or structure, which is physically demanding requiring the ability to carry, set up and climb a ladder weighing approximately 38 to 49 pounds, walk on roofs, and enter tight spaces (such as attic staircases and entries, crawl spaces, etc.). While specific territory or day‑to‑day responsibilities may not require an individual to climb a ladder, the incumbent must be capable of safely climbing a ladder when deploying to a catastrophe which is a requirement of the position.
• Perform other duties as assigned.

Qualifications

• Bachelor's Degree.
• General knowledge of estimating system Xactimate.
• Customer Service experience.
• Interpersonal and customer service skills – Advanced.
• Organizational and time management skills – Advanced.
• Ability to work independently – Intermediate.
• Judgment, analytical and decision making skills – Intermediate.
• Negotiation skills – Intermediate.
• Written, verbal and interpersonal communication skills including the ability to convey and receive information effectively – Intermediate.
• Investigative skills – Intermediate.
• Ability to analyze and determine coverage – Intermediate.
• Analyze, and evaluate damages – Intermediate.
• Resolve claims within settlement authority – Intermediate.
• Valid passport.
• High School Diploma or GED.
• One year previous outside property claim handling experience or successful completion of Travelers Outside Claim Representative training program.
• Valid driver's license.