Outside Loan Originator

CCM CrossCountry Mortgage, LLC; United States; Remote; USD 60,000 - 110,000; Full time

Job summary

CrossCountry Mortgage, LLC in the United States is seeking an Outside Loan Originator to originate and process real estate mortgage loans, maintain an NMLS license under the SAFE Act, and build a broad referral network.

Responsibilities include sourcing leads, developing relationships with real estate agents, analyzing markets, meeting applicants, explaining loan options and terms, coordinating with processing and underwriting, and participating in closings and lead-generation events; CCM

Qualifications

• NMLS license required under the SAFE Act of 2008.
• Experience with retail product philosophy, policy, underwriting, procedures & systems.
• Experience proactively soliciting new business.
• Encompass experience, preferred.
• Knowledge of mortgage products & programs.
• Excellent analytical skills to evaluate credit requests.
• Strong written and verbal communication and collaboration.

Responsibilities

• Source mortgage leads and build relationships with real estate agents and other lead sources.
• Analyze potential loan markets and develop referral networks to locate prospects.
• Market CCM products to individuals and firms to meet customers' needs.
• Meet with applicants to obtain information for loan applications and answer questions.
• Analyze applicants' financial status, credit and property evaluations for loan feasibility.
• Explain loan types and terms to customers and generate complete loan applications.
• Coordinate with processing and underwriting to resolve mortgage issues.
• Attend closings/open houses and other CCM seminars/trainings as lead-generation activities.

Skills

NMLS License

Retail mortgage knowledge

Lead generation experience

Encompass experience

Mortgage products knowledge

Analytical skills

Communication & collaboration

MS Office (Word/Excel/PowerPoint/Outl‑

Job description

CrossCountry Mortgage (CCM)is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.

CrossCountry Mortgage, LLC offers MORE than a job, we offer a career.

Position Overview

The Outside Loan Originator (Outside LO) is responsible for maintaining an NMLS license required under the S.A.F.E. Act of 2008, originating, and processing real estate mortgage loans in accordance with CrossCountry Mortgage, LLC (CCM) processes and product guidelines.

Job Responsibilities

• Source mortgage leads.
• Build business relationships with real estate agents and other lead sources.
• Analyze potential loan markets and develop referral networks to locate prospects for loans.
• Market CCM products to individuals and firms, promoting CCM services that may meet customers’ needs.
• Meet with applicants to obtain information for loan applications and answer questions about the process.
• Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans.
• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
• Generate complete loan applications with corresponding documentation.
• Improve loan applications and documentation by informing the applicant of additional requirements.
• Help customers by answering questions and responding to requests.
• Handle customer complaints and take appropriate action to resolve them.
• Own the communication with the real estate agent or referral source.
• Confer with processing and underwriting to aid in resolving mortgage application problems.
• Maintain job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations.
• Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct CCM seminars/trainings and other lead-generating activities.
• Mortgage coaching available.

Qualifications and Skills

• NMLS License Required under the S.A.F.E. Act of 2008.
• Experience with and/or knowledge of retail product philosophy, policy, underwriting, procedures, documentation, and systems.
• Experience proactively soliciting new business.
• Encompass experience, preferred.
• Knowledge of mortgage products and programs.
• Excellent analytical skills to evaluate credit requests and determine trends in a given marketplace.
• Advanced communication and collaboration skills.
• Proficient in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook.

This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed