Outside Loan Originator

AnnieMac Home Mortgage; Methuen (MA); Presencial; USD 60.000 - 100.000; Jornada completa

Descripción de la vacante

AnnieMac Home Mortgage is hiring Full Time External Mortgage Loan Originators to establish referral source relationships for a steady loan volume from real estate brokers and other external sources. Under supervision of the Branch Manager, you will sell mortgage loans, pre-qualify borrowers, and coordinate disclosures.

Responsibilities include building realtor relationships, attending closings and seminars, and maintaining borrower communications through the application and closing process.

Formación

• Experience selling mortgage loans to customers.
• Proven ability to build and maintain relationships with realtors and other referral sources.
• Ability to pre-qualify borrowers and explain loan options.
• Comfort with coordinating disclosures and closing processes.

Responsabilidades

• Sell mortgage loans to customers away from and outside of AnnieMac Home Mortgage's offices.
• Generate new business by building relationships with realtors and other professionals.
• Participate in mortgage sales activities, including closings and seminars.
• Take borrower information and fill out loan applications.
• Develop relationships with referral partners to generate new customers.
• Analyze income and debt to pre-qualify borrowers.

Conocimientos

Mortgage sales

Relationship building

Referral networks

Pre-qualification

Credit counseling

Descripción del empleo

Responsibilities

AnnieMac Home Mortgage is looking to hire Full Time External Mortgage Loan Originators to establish referral source relationships for a steady flow of loan volume from real estate brokers and other external sources. Candidates should have experience directly related to the Mortgage Industry. Under the direct supervision of the Branch Manager, the job responsibilities of the External Mortgage Loan Originator position include, but are not limited to, the following:

• Primary duty is to sell mortgage loans to customers away from and outside of AnnieMac Home Mortgages places of business. Work done at AnnieMac Home Mortgages offices is related and supplemental to outside sales.


• Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals.


• Regularly participate in mortgage sales including, but not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities.


• Take information from the borrower and fill out the loan application.


• Develop relationships with referral partners such as realtors to generate new customers.


• Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford.


• Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product.


• Collect financial information (tax returns, bank statements) and other related documents that are part of the application process;


• Provide disclosures to the borrower, including truth in lending, good faith estimate, and others.


• Counsel and advise the borrower in understanding and clearing credit problems.


• Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed.


• Order legal documents.


• Review HUDS prior to closing.