Outside Auto Appraiser - Sarasota, FL

VetJobs; Sarasota (FL); Remote; USD 64,000 - 105,000; Full time

Benefits offered by this job

Performance-based cash incentive

Job summary

Travelers Insurance is seeking an Outside Auto Appraiser to inspect and appraise damaged vehicles, prepare accurate estimates, and settle total losses. You will work with body shops and customers to ensure fair and timely settlements while maintaining high service standards.

The role is remote and covers Sarasota/Bradenton, FL, with relocation supported at own expense. Ideal candidates have 2+ years in auto physical damage appraisal, strong communication skills, and proficiency with estimating

Qualifications

• Bachelor’s Degree or higher is preferred.
• Active adjuster license where applicable.
• Two years of auto physical damage appraisal experience.
• Proficient in claims management and estimating software.

Responsibilities

• Inspect and appraise vehicle damage via on-site or virtual inspections at body shops or customer locations.
• Review estimates, perform virtual inspections, and coordinate with repair facilities for accuracy.
• Prepare repair estimates for parts, labor, and materials to restore vehicles to pre-loss condition.
• Determine actual cash value (ACV) of total losses using market data and valuation tools.
• Negotiate repair costs and settlements with shops, customers, and third parties.
• Identify pre-existing damage, prior repairs, and potential fraud indicators.

Skills

Verbal communication

Written communication

Customer service

Attention to detail

Organizational skills

Conflict resolution

Under pressure

Education

Bachelor’s Degree

High School Diploma or GED

Active adjuster license

Tools

Claims software

Estimating software

Microsoft Office

Job description

Job Description

ATTENTION MILITARY AFFILIATED JOB SEEKERS - Our organization works with partner companies to source qualified talent for their open roles. The following position is available to Veterans, Transitioning Military, National Guard and Reserve Members, Military Spouses, Wounded Warriors, and their Caregivers. Taking care of our customers, our communities and each other. That’s the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.

Job Category

Claim

Compensation Overview

The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.

• performance-based cash incentive awards

Salary Range

$63,800.00 - $105,400.00

Target Openings

1

What Is the Opportunity?

This position services Insureds/Agents in and around Sarasota/Bradenton, FL. The selected candidate must reside in or be willing to relocate at their own expense to the assigned territory.

As an Outside Auto Appraiser, you are responsible for physically inspecting damaged vehicles, estimating repair costs, working closely with repair facilities, and determining and settling the actual cash value of total loss vehicles to ensure accurate and timely claim settlements. In this customer-facing role, you will need to have a high level of technical expertise in vehicle damage assessment, strong customer service skills, and the ability to work independently in a fast-paced environment. This position will serve as a technical resource for auto claim staff and will provide advice and direction to claim professionals on claim damages to achieve optimal outcomes.

This position is based remotely with work at residential and/or commercial locations with a combination of mobile work, work from your primary residence, or the nearest Travelers office.

What Will You Do?

Inspect and assess vehicle damage resulting from accidents, weather events, or other covered losses by conducting thorough virtual or on-site inspections at body shops or customer locations.

Perform estimate review work, conduct virtual inspections, and collaborate with repair facilities to ensure accuracy, consistency, and quality across claims.

Prepare accurate repair estimates using industry-standard estimating software to determine the cost of parts, labor, and materials required to restore vehicles to pre-loss condition.

Evaluate and settle vehicle total losses by determining actual cash value (ACV) through market research, comparable vehicle analysis, and application of appropriate valuation tools and methodologies.

Negotiate repair costs and settlements with body shops, customers, and third-party claimants to reach fair and timely resolutions while maintaining quality repair standards.

Identify and document pre-existing damage, prior repairs, and potential fraud indicators to ensure accurate claim evaluation and protect company interests.

Collaborate with claim representatives, body shops, and vendors to coordinate repairs, authorize supplements, and resolve coverage or repair-related issues.

Provide exceptional customer service by explaining the appraisal process, answering questions, assisting in moving claims towards timely resolution, and keeping vehicle owners informed throughout the claim lifecycle.

Adapt to new technology implementations, system upgrades, and digital tool rollouts, particularly in the areas of AI while maintaining productivity and service quality.

Perform other duties as assigned.

Auto req ID

484826BR

Minimum Education Required

High School/GED

Additional Qualifications/Responsibilities

What Will Our Ideal Candidate Have?

• Bachelor’s Degree.
• Active adjuster license, where applicable.
• Two years of auto physical damage appraisal experience.
• Proficient in claims management and estimating software, with advanced skills in Microsoft Office and enterprise technology systems and platforms.
• Strong verbal and written communication skills with the ability to convey information clearly and professionally.
• Ability to exercise sound judgement and make effective decisions.
• Exceptional customer service skills and commitment to providing a positive experience for customers throughout the claim process.
• Strong attention to detail and organizational skills; ability to manage multiple tasks and prioritize effectively in a fast-paced environment.
• Demonstrated conflict resolution skills; ability to facilitate productive discussions and reach equitable outcomes.
• Ability to manage stress, navigate difficult situations, and maintain composure and professionalism under pressure while always taking accountability for decisions.
• Basic understanding of insurance principles and terminology, state insurance regulations and claim handling requirements.
• Ability to quickly learn from experience and apply it to new situations with speed and flexibility.

What is a Must Have?

• High School Diploma or GED required.
• One year of auto physical damage appraisal or comparable claim related experience or successful completion of required Travelers Claim Representative training program.
• Valid driver's license.

City*

Sarasota

State*

Florida

Job_Category

Claims

Job Code

Ins Insurance

Affiliate Sponsor

Travelers Insurance

Salary Range

$60,000-$75,000