Outreach Specialist IV

M&T Bank Corporation; Getzville (NY); On-site; USD 32,000 - 52,000; Full time

Job summary

M&T Bank Corporation in Getzville, NY is seeking a collections professional to manage delinquent loan accounts and coordinate loss mitigation efforts. You will contact borrowers, assess repayment options, and arrange repayment plans while ensuring regulatory compliance.

The role requires strong communication, analytical skills, and the ability to work independently in a team-oriented environment. Prior experience in banking collections is preferred.

Qualifications

• A combined 4 years’ higher education and/or work experience, including a minimum of 2 years’ relevant work experience.
• Working knowledge of word processing and spreadsheet software.
• Strong written and verbal communication skills.
• Detail oriented.
• Motivated, team player.
• Strong analytical ability and problem solving skills.
• Strong work ethic and ability to work independently.

Responsibilities

• Communicate with delinquent consumer, mortgage, and/or commercial loan accounts, including past due and high-risk relationships.
• Initiate calls to borrowers, assess repayment options, and arrange repayment plans within regulatory compliance.
• Perform skip tracing, collect and analyze financial information, review collateral value, and mitigate loss situations.
• Collaborate with internal partners, vendors, and management to determine strategies and meet service levels.
• Document all account activity and recommendations accurately.
• Provide on-the-job training for new employees and guide coworkers on complex issues.
• Stay informed on business and market trends to mitigate risk and reduce losses.
• Adhere to compliance and risk controls per company standards.

Skills

Word processing

Spreadsheets

Communication skills

Detail oriented

Team player

Analytical thinking

Problem solving

Education

Bachelor’s degree

Tools

M&T systems

Job description

Overview

This position is responsible for managing delinquent loan accounts and may include acting as the contact throughout the loss mitigation assistance and collection process. Duties involve contacting borrowers in delinquency, assessing repayment options, arranging repayment solutions, and maintaining call reports. The role also includes evaluating loan status, initiating collateral assessments, . Responsibilities may extend to specialized areas.

Overview

This position is responsible for managing delinquent loan accounts and may include acting as the contact throughout the loss mitigation assistance and collection process. Duties involve contacting borrowers in delinquency, assessing repayment options, arranging repayment solutions, and maintaining call reports. The role also includes evaluating loan status, initiating collateral assessments, . Responsibilities may extend to specialized areas.

Responsibilities

Responsible for communicating with delinquent consumer, mortgage, and/or commercial loan accounts, including past due and high-risk relationships.

Initiate inbound and outbound calls to borrowers, assess repayment options, and arrange repayment plans or loss mitigation solutions while maintaining compliance with all applicable regulations.

Perform skip tracing, collect and analyze financial information, review collateral value, mitigate loss situations, and escape to next steps based on risk triggers

Collaborate with internal partners, vendors, and management to determine appropriate strategies and ensure service level agreements are met.

Document all account activity and recommendations thoroughly and accurately.

Provide on the job training for new employees as needed. Guide co-workers on more complex research issues.

Responsible for the handling of all products serviced as a result of cross training.

Stay informed on business and market trends to mitigate risk and reduce potential losses.

• Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.


• Promote an environment that supports belonging and reflects the M&T Bank brand.


• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.


• Complete other related duties as assigned.

Minimum Qualifications

A combined 4 years’ higher education and/or work experience, including a minimum of 2 years’ relevant work experience.

Working knowledge of word processing and spreadsheet software.

Strong written and verbal communication skills.

Detail oriented.

Motivated, team player.

Strong analytical ability and problem solving skills.

Strong work ethic and ability to work independently motivated, team player.

Strong analytical ability and problem solving skills.

Strong work ethic and ability to work independently.

Preferred Qualifications

Bachelor’s degree.

3 years’ banking experience.

Knowledge of M&T systems.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Getzville, New York, United States of America