Originations Systems Engineer I

Stellantis Financial Services US; Houston (TX); On-site; USD 95,000 - 140,000; Full time

Job summary

Stellantis Financial Services US seeks an Originations Systems Engineer I to design and implement features in the loan origination system, translating business needs into automated workflows and rules within an Agile framework. You will ensure system stability through troubleshooting, testing, and cross-functional collaboration.

The role requires 5+ years in credit/funding in auto finance, 3+ years as a systems engineer or similar, and strong analytical and writing skills.

Qualifications

• 5+ years in Credit or Funding within auto finance
• 3+ years as Systems Engineer/Rules Developer/Configurations Analyst
• 2+ years in Agile/Scrum environment
• Ability to architect complex calculations and decision logic
• Strong technical writing and process-mapping skills
• Experience liaising with business and tech teams and with vendors

Responsibilities

• Design and implement features in the loan origination system (rules, logic, workflows)
• Gather and analyze business requirements for technical solutions
• Manage configuration changes with validation and testing
• Resolve moderately complex system issues and production bugs
• Maintain thorough documentation of configurations and changes
• Lead small configuration projects within sprints
• Coordinate with external vendors on non-configurable limitations

Skills

Credit/Funding

Agile/Scrum

Technical writing

System configuration

Cross-functional collaboration

JIRA

Education

Bachelor's in business/IT

Tools

JIRA

Job description

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Originations Systems Engineer I - Canada

Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citroën, Dodge, DS Automobiles, Fiat, Jeep®, Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys.

Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience.

Position Summary

The Originations Business Systems Engineer I, is responsible for the independent design, configuration, and implementation of solutions within the enterprise Originations System. This role bridges the gap between business operations and technical architecture, translating complex functional requirements into executable business rules, automated workflows, and system logic. Operating within an Agile framework, the Originations BSE I, ensures system stability through proactive troubleshooting, partner integration support, and meticulous documentation of technical configurations to meet both operational goals and regulatory compliance standards.

Essential Duties and Responsibilities

• Design and implement features include business rules, credit/funding logic, automated workflows, and user interface enhancements in the assigned loan originations system.
• Gather and analyze business requirements from stakeholders to design effective technical system solutions.
• Manage configuration changes and updates with minimal supervision, conducting thorough validation and testing to ensure accuracy and compliance.
• Resolve moderately complex system issues and production bugs, collaborating with cross-functional teams and vendors when system limitations are identified.
• Maintain precise records of system configurations, change requests, and code reviews to ensure alignment with operational standards.
• Proven experience leading small-scale system configuration projects or specific feature enhancements within a sprint cycle.
• Experience coordinating with external system vendors to resolve non-configurable software limitations.

Required Experience

Qualifications and Competencies Required

• Minimum 5 years’ experience in Credit or Funding within the auto finance lending industry.
• Minimum 3 years’ experience as a Systems Engineer, Rules Developer or Configurations Analyst (or similar).
• Minimum 2 years of experience in an Agile/Scrum environment.
• Advanced analytical ability to architect complex calculations, business rules, and decision logic within a Loan Origination System (LOS).
• Proficiency in visual process mapping and technical writing to document intricate system configurations and workflows.
• Demonstrated ability to act as a high-level technical intermediary between business stakeholders and cross-functional technology teams.
• Intermediate experience utilizing JIRA or comparable project management tools to manage tasks within an Agile/Scrum framework.

Education

• Bachelor's or 4-year college degree in business/information technology, or a combination of experience.

Additional Requirements

• Overtime Required: As required on an as needed basis.
• Travel: 0-10% as required on an as needed basis.

Location Requirement

Must have reliable transportation and live within a commutable distance to one of the following cities:

• Atlanta, GA
• Houston, TX
• Phoenix, AZ

Qualifications Preferred

• Previous Team Lead experience within a Credit or Funding department in the auto finance industry is a plus.
• Experience working on a team responsible for configuring and supporting technology platforms used in Canadian auto lending, with an understanding of vehicle finance processes, business rules, system configuration, and lending workflows.
• Foundational understanding of API protocols, schema implementation, and interface techniques for third-party service integrations is preferred.

Physical Demands

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Work Schedule

• Ability to work Monday-Friday between 8AM-6PM, weekends as needed, to accommodate business needs.

Equal Opportunity Employer

Stellantis Financial Services, Inc. (SFS) is an equal opportunity employer and is committed to providing its employees with an environment that is free of harassment, discrimination, and intimidation. It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race, color, religion, sex, age, national origin, disability, pregnancy, sexual orientation, veteran status, gender identity or expression, change of sex, and/or transgender status or any protected status.

Candidates must possess authorization to work in the United States. This policy applies to recruitment and placement, promotion, training, transfer, retention, rate of pay and all other terms and conditions of employment. Employment and promotion decisions will be based solely on merit, ability, achievement, experience, conduct and other legitimate business reasons.

An applicant must be authorized to work in the United States to be eligible for this position. Stellantis Financial Services, Inc. will not sponsor applicants for work visas of any type for this position.