OFAC Sanctions Screening Analyst II

Pathward, National Association; Phoenix (AZ); Hybrid; USD 50,000 - 84,000; Full time

Benefits offered by this job

Health insurance

401(k) retirement benefits

Paid time off

Disability benefits

Job summary

Pathward, National Association is seeking an OFAC Sanctions Screening Analyst II to serve as the primary escalation point for complex alerts and high‑risk cases within the bank's interdiction systems.

You will review SDN, Consolidated Sanctions, and Sectoral lists, conduct advanced investigations, guide junior staff, and coordinate with BSA and senior management to ensure accurate dispositions and regulatory compliance.

Qualifications

• Bachelor's degree in a related field required.
• 3+ years of experience in OFAC sanctions compliance or screening operations.
• Banking or financial services experience required.
• CAMS or CGSS certification preferred.

Responsibilities

• Escalate and resolve complex OFAC screening alerts.
• Investigate complex matches using customer data and transaction patterns.
• Perform due diligence using internal systems and public records.
• Approve dispositions and coordinate with senior management.
• Monitor queues and ensure timely resolutions.

Skills

OFAC knowledge

Analytical skills

Investigative skills

Attention to detail

Communication skills

Time management

Discretion

Microsoft Office

Education

Bachelor’s degree

Tools

Public records databases

Investigative resources

Job description

We are a hybrid, remote-office company dedicated to growing our talent anywhere!

We have onsite locations in: Sioux Falls, SD, Scottsdale, AZ, Louisville, KY, Troy, MI, Franklin, TN, Easton, PA.

At Pathward, we take tremendous pride in our purpose to create financial inclusion for all. We are a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products.

We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success. We celebrate, and embrace, our team members through our HUMBLE HUNGRY SMART approach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.

About the Role:

The OFAC Sanctions Screening Analyst II serves as the primary point of escalation for complex OFAC screening alerts and high-risk cases within the Bank's interdiction systems. This position reviews and resolves escalated sanctions screening matters requiring advanced analysis, including alerts against the Specially Designated Nationals (SDN) List, Consolidated Sanctions List, and Sectoral Sanctions programs. The Analyst II provides guidance to junior team members, makes final determinations on complex alert dispositions, coordinates with senior management on true positive matches, and ensures consistent application of OFAC regulatory requirements and Bank policies across the sanctions screening function.

What You Will Do:

Escalation Review and Complex Case Resolution

• Serve as primary escalation point for complex OFAC screening alerts involving customers, transactions, and counterparties against sanctions lists including SDN, Consolidated Sanctions, Sectoral Sanctions (SSI), Non-SDN Menu-Based Sanctions, and other OFAC programs
• Conduct advanced investigation of escalated potential matches requiring deeper analysis of customer information, transaction patterns, beneficial ownership structures, and complex identifying details
• Perform enhanced due diligence research using internal systems, public records, commercial databases, and specialized investigative resources to resolve ambiguous matches
• Review and approve complex false positive dispositions escalated by Analysts, ensuring appropriate justification and supporting documentation meets quality standards
• Make final determinations on confirmed matches and true positive hits, coordinating with BSA Officer and senior management on required actions including account restrictions, transaction blocking, and regulatory reporting
• Monitor escalation queue to ensure timely resolution and provide coverage during high-volume periods to meet regulatory deadlines
• Other duties as assigned

OFAC List Management and Sanctions Program Monitoring

• Monitor OFAC list updates and sanctions program changes, ensuring timely rescreening of customer base and transaction activity against new designations
• Coordinate blocked property reporting and rejected transaction documentation for submission to OFAC as required
• Contribute to program enhancements and long-term sanctions strategy

Collaboration, and Communication

• Serve as subject matter expert for OFAC sanctions screening matters, providing guidance to junior Analysts on complex scenarios and edge cases
• Coordinate with operations, relationship management, and customer-facing staff on escalated matters, account actions, and transaction status
• Lead or participate in team meetings and trainings
• Other duties as assigned

What You Will Need:

Education and Experience

• Bachelor's degree in Finance, International Relations, Political Science, Criminal Justice, or related field required
• 3+ years of experience in OFAC sanctions compliance or screening operations, with demonstrated experience handling escalated or complex cases
• Banking or financial services experience required
• CAMS or CGSS certification preferred

Knowledge, Skills, and Abilities

• Demonstrated knowledge of OFAC sanctions regulations, country-based and list-based programs, general licenses, beneficial ownership structures, and interdiction principles
• Excellent analytical and investigative skills with demonstrated ability to resolve complex, ambiguous cases
• Excellent attention to accuracy and quality
• Proficient in Microsoft Office Suite and internet research
• Ability to work independently, prioritize competing demands, and provide guidance to less experienced team members
• Excellent written and verbal communication skills with ability to explain complex findings to various audiences including senior management
• Ability to handle sensitive and confidential information with discretion
• Capacity to work efficiently under time constraints while maintaining quality

The responsibilities listed above are not all inclusive and may be changed at any time.

Salary range: $50,000 - $84,000

The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate's experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future. This role is also eligible for an annual performance-based incentive opportunity. Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

Who we are:

Our commitment to inclusion is woven into our DNA. We believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.

We provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, ethnicity, religion, sex, sexual orientation, gender identity, transgender status, pregnancy, national origin, age (age 40 and over), disability, genetic information, marital status, hair texture or hairstyle, ancestry, service in the uniformed services, protected veteran status, status as a victim of domestic violence or any other class protected by federal, state and local laws.

For assistance completing an application, please contact a Pathward People & Culture Representative by emailing - [e-mail]

Applications will be accepted for a minimum of 3 days after posting, and there is no predetermined date by which applications should be submitted.

Knowingly submitting false information will result in disqualification for consideration of future positions, termination of employment and forfeiture of other rights.

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