Non Standard Underwriter

Joinimagine; Chelmsford (MA); Hybrid; USD 43,000 - 58,000; Full time

Benefits offered by this job

Flexible buy/sell holiday options

Hybrid working

Annual performance related bonus

Contributory pension scheme

Development days

Discounts on insurance products up to

Job summary

Allianz UK is seeking a Non-Standard Underwriter to join our hybrid team in Chelmsford or London. You will support senior underwriters in managing the Non-Standard portfolio and broker relationships, delivering profitable growth with high-quality service.

You will apply underwriting expertise, analyze MI, and help shape pricing, product accuracy, and process improvements in a dynamic market. Hybrid working is offered, with flexible arrangements to suit you.

Qualifications

• Experience in underwriting, product development, or related technical roles.
• Ability to interpret MI and data analysis to identify risks, opportunities, and recommend solutions.
• Proficiency in Excel (intermediate) and PowerPoint.
• Solid understanding of underwriting appetite, governance, and compliance frameworks.
• Skilled in stakeholder engagement and project management.
• Excellent communication skills, with the ability to present and report effectively.
• A proactive approach to spotting risks and opportunities and driving solutions.

Responsibilities

• Support Lead Underwriters: Assist in the management of broker relationships, portfolio performance, and MI analysis, providing technical insight to support underwriting decisions, profitable growth, and effective portfolio management.
• Apply Technical Knowledge: Use your underwriting expertise and customer insight to assess risks, identify opportunities, and support sound underwriting decisions.
• Monitor Market Activity: Keep up to date with market trends, technology developments, regulatory changes, and product performance to help inform underwriting activity.
• Maintain Product Accuracy: Assist in ensuring product specifications, underwriting guides, and supporting documentation remain accurate and compliant.
• Support Pricing Activity: Contribute to the review of pricing models, rate guides, and product performance to help maintain market competitiveness.
• Identify Improvements: Work with colleagues across teams to help identify process improvements and support the delivery of efficient underwriting solutions.

Skills

Underwriting

Data analysis

Excel

PowerPoint

Governance & compliance

Stakeholder management

Communication

Proactive risk spotting

Tools

Excel

PowerPoint

Job description

We’re excited to present a rare and rewarding opportunity for an Underwriter to join our non‑standard team. This hybrid role can be based in either our Chelmsford or London office, with an expectation to attend the office one day per week.

If you’re looking for a role that stands out from the ordinary, this is a chance to build a career in a space where true subject‑matter experts are few and highly valued.

Salary Information

Pay: Circa £38,000 per year.

Pay is based on relevant experience, skills for the role, and location. Salary is only one part of our total reward package.

About You

As our Non-Standard Underwriter, you will support the Lead Underwriter in the management and development of the Non-Standard portfolio, helping to deliver profitable growth while ensuring customers and brokers receive a high‑quality service.

You will:

• Support Lead Underwriters: Assist in the management of broker relationships, portfolio performance, and MI analysis, providing technical insight to support underwriting decisions, profitable growth, and effective portfolio management.
• Apply Technical Knowledge: Use your underwriting expertise and customer insight to assess risks, identify opportunities, and support sound underwriting decisions.
• Monitor Market Activity: Keep up to date with market trends, technology developments, regulatory changes, and product performance to help inform underwriting activity.
• Maintain Product Accuracy: Assist in ensuring product specifications, underwriting guides, and supporting documentation remain accurate and compliant.
• Support Pricing Activity: Contribute to the review of pricing models, rate guides, and product performance to help maintain market competitiveness.
• Identify Improvements: Work with colleagues across teams to help identify process improvements and support the delivery of efficient underwriting solutions.

Essential Skills

We don't expect you to know everything from day one, but the following will enable you to hit the ground running:

• Experience in underwriting, product development, or related technical roles.
• Ability to interpret MI and data analysis to identify risks, opportunities, and recommend solutions.
• Proficiency in Excel (intermediate) and PowerPoint.
• Solid understanding of underwriting appetite, governance, and compliance frameworks.
• Skilled in stakeholder engagement and project management.
• Excellent communication skills, with the ability to present and report effectively.
• A proactive approach to spotting risks and opportunities and driving solutions.

Desirable Skills

• Nonstandard underwriting experience
• Responsible Artificial Intelligence usage

What We Will Offer You

Recognised and rewarded for a job well done, we have a range of flexible benefits for you to choose from- so you can pick a package that’s perfect for you. We also offer flexible working options, global career opportunities across the wider Allianz Group, and fantastic career development and training. That’s on top of enjoying all the benefits you’d expect from the world’s number one insurance brand, including:

• Flexible buy/sell holiday options
• Hybrid working
• Annual performance related bonus
• Contributory pension scheme
• Development days
• A discount up to 50% on a range of insurance products including car, home and pet
• Retail discounts
• Volunteering days

Our Ways of Working

Do you need flexibility with the hours you work? Let us know as part of your application and if it’s right for our customers, our business and for you, then we’ll do everything we can to make it happen. Here at Allianz, we are signatories of the ABIs flexible working charter. We believe in supporting hybrid work patterns, which balance the needs of our customers, with your personal circumstances and our business requirements. Our aim with this is to help innovation, creativity, and you to thrive - Your work life balance is important to us.

Inclusive Support & Accessibility

At Allianz, we are committed to fostering building an inclusive, accessible workplace where everyone can thrive. As a Disability Confident employer, we welcome applications from disabled and neurodivergent candidates and offer tailored adjustments throughout the recruitment process and in the workplace, whether that’s assistive technology, ergonomic equipment, flexible working arrangements, mentoring or coaching. We want to encourage candidates to speak with us about any adjustments they may need. We’re here to support you.

If you have a disability or long‑term health condition and meet the essential criteria, you can choose to be considered through our Offer an Interview Scheme.

Join us - Let’s Care for Tomorrow.

Closing date 06/10/26

We reserve the right to close the advert early if we reach enough applications.

#LI-Hybrid

105528 | Underwriting | Professional | Non-Executive | Allianz UK | Full-Time | Permanent