Mortgage Underwriter

Mortgage Land Capital; Brea (CA); On-site; USD 70,000 - 90,000; Full time

Job summary

Mortgage Land Capital, a wholesale-based direct lender in California, seeks a motivated Underwriter in Brea, CA. This is a full-time, on-site role offering growth opportunities and collaboration with broker partners.

You will analyze financial data, assess credit risk, ensure regulatory compliance, and communicate findings clearly. Two+ years of mortgage underwriting experience is preferred.

Qualifications

• 2+ years of mortgage underwriting experience
• Strong financial analysis and credit assessment abilities
• Attention to detail and problem-solving skills
• Familiarity with mortgage regulations and compliance requirements

Responsibilities

• Perform financial analysis and credit risk assessment on loan applications
• Ensure compliance with mortgage regulations and internal policies
• Collaborate with brokers and internal teams to drive approvals
• Maintain thorough documentation of underwriting decisions

Skills

Financial analysis

Credit assessment

Risk evaluation

Attention to detail

Communication skills

Job description

Mortgage Land Capital is a wholesale based direct lender specializing in non-QM products. Originally established as a retail lender, we successfully transitioned to wholesale operations in 2024 to better serve our broker partners.

Role Description

Mortgage Land Capital is seeking a motivated and detail-oriented Underwriter to join our team in Brea, CA. This is a full-time, on-site position with a clear growth path.

Qualifications

• Skills in financial analysis, credit assessment, and risk evaluation
• Attention to detail, analytical thinking, and problem-solving skills
• Excellent written and verbal communication skills
• Familiarity with mortgage industry regulations and compliance requirements
• Ability to work independently and collaboratively in an on-site setting

Experience

• 2+ years of mortgage underwriting experience