Mortgage Originator

Lateral Sands; Town of Sodus (NY); Hybrid; USD 60,000 - 80,000; Full time

Benefits offered by this job

Ability to work remotely

401k retirement plan with employer match

Generous Paid Time Off

Affordable Insurance

Branded Apparel

Competitive Wages

Job summary

Reliant Community Federal Credit Union in New York is seeking a full-time Mortgage Originator to serve members in Monroe, Wayne, and Ontario Counties. The role involves daily mortgage origination tasks and maintaining relationships with real estate professionals.

This position requires at least 3 years of mortgage origination experience and offers benefits such as remote working options, a 401k retirement plan with employer match, and competitive wages.

Qualifications

• Minimum of 3 years secondary market mortgage origination experience required.
• Established referral source network required.

Responsibilities

• Achieve defined mortgage production goals.
• Participate in daily origination of residential mortgages.
• Develop and maintain active referral relationships.

Skills

Broad knowledge of mortgage industry

Excellent verbal and written skills

Demonstrated customer service performance

Ability to work outside traditional hours

Education

High school diploma or equivalent

College degree preferred

Tools

Mortgage Loan Origination System

Job description

Description

Reliant Community Federal Credit Union, ranked one of Rochester's top mid‑sized companies eight years in a row, is seeking a Mortgage Originator to serve our members in our Monroe, Wayne, and Ontario County area branches.

Location: N.Y. - Multiple Locations - Monroe, Wayne, and Ontario Counties*

Shift/Hours: Full‑time based on business needs.

General Summary

The Mortgage Loan Originator participates in the daily origination of residential mortgages including but not limited to discussions and interviews to evaluate needs, explain mortgage programs, match needs to credit union products, and assist with residential mortgage application process.

As a Mortgage Loan Originator At Reliant, You Will

• Achieve defined mortgage production goals.
• Participate in the daily origination of residential mortgages.
• Ensure the accuracy, completeness, and timely origination of residential mortgage requests and related documentation.
• Prospect, develop and maintain active, ongoing referral relationships with realtors, attorneys, branch staff and other key constituent groups to develop and source business.

Benefits

Reliant offers an excellent work environment based on Accountability, Respect, and Teamwork (ART), along with an exceptional benefits package, including:

• Ability to work remotely
• 401k retirement plan with up to a 4% employer match, plus a 3% safe harbor contribution
• Affordable Insurance (as little as $7.50/month!)
• Generous Paid Time Off
• Branded Apparel
• Competitive Wages

Requirements

Knowledge, Skills, and Abilities

• Broad knowledge of the mortgage industry and mortgage lending practices. General knowledge of secondary market underwriting and other quality standards. Functional understanding of FHA, VA, SONYMA, USDA and conventional mortgage program guidelines.
• Ability to work outside of traditional office hours.
• Excellent verbal, written, and listening skills.
• Demonstrated record of positive customer service performance.

Position Qualifications

• Minimum of 3 years secondary market mortgage origination experience required.
• Established referral source network required.
• Experience with mortgage Loan Origination System required.
• High school diploma or equivalent required; college degree preferred.

Physical Requirements

• Use keyboard, monitor, telephone, and other standard office equipment.
• Ability to travel within the Credit Union's geographic service area, with a valid NYS driver's license and dependable transportation.

Candidates considered for hire are subject to credit and other employment reference checks.

Reliant Community Federal Credit Union is proud to be an Equal Opportunity Employer, AA Disability/Veteran. If you are interested in applying for employment and need special assistance or an accommodation to apply for a position, contact our Human Resources department via phone at 800-724-9282 or email at [e-mail].

The listed pay range includes base salary as well as variable compensation tied to goal attainment and performance metrics.