Mortgage Operations & HR Assistant

KOREA RADIO INC; United States; On-site; Full time

Job description

Full-time

About Us

NMSI Inc. is a wholesale mortgage company with an excellent opportunity for self-motivated individuals. We offer one of the most competitive Agency pricing structures and Portfolio programs in the mortgage industry. We are dedicated to providing our employees with the tools they need to succeed in this rapidly changing industry.

We cherish our company's agility and atmosphere, while benefiting from the strength of a large organization. This focus is evident every day, whether through our advanced proprietary technology systems or our friendly smiles and Never Say Quit attitude.

Human Resources Assistant

Job Description: We are seeking a motivated Human Resources Assistant to join our growing mortgage outreach team. In this role, you will provide technical and administrative support to the HR Team/Managers by accurately maintaining employee data/records/information, owning the administration of employment orientation, compensation/benefits, supporting the execution of cyclical processes, payroll, and owning all required record-keeping. To successfully complete this work, you will be required to interact with our team members at varying levels within the organization, as well as our stakeholders externally.

Job Responsibilities

• Assist Senior HR with organizing all personnel files and recordkeeping as needed for staff management and as required for compliance.
• Responsible for overseeing and participating in the timely and accurate reporting and processing of semi-monthly payroll for multiple locations in the U.S. and South Korea.
• Manage employee timecard/PTO usage/compensation & benefits/confidential information in a timely manner.
• Perform reconciliation of tax filings and assist with audits.
• Coordinate for on/off-boarding processes such as running background checks, coordinating orientation, obtaining new hire paperwork, and ensuring policies are acknowledged.
• Assist with full-cycle recruitment from the hiring process to the exit process.
• Oversee data entry in HR information systems (Paycor HCM) and utilize Excel for employee data/record keeping.
• Interpret employee engagement data and recommend action items to deliver results.
• Perform computer setup and software installation (Microsoft Office, Adobe, Calyx Point, etc).
• HRIS Experience, especially with Paycor.
• Bilingual (English & Korean spoken & written).
• California Labor Law/Labor Relations Knowledge.
• Outstanding people skills and a team player.
• Flexibility and multi-tasking ability.
• Ability to handle a fast-paced working environment.

Job Requirements

• Fluency in English.
• Bachelor's degree in business/economics major, or other HR related major.
• Proficiency with computer systems (Microsoft Office, CRM software, and data entry).
• Excellent verbal and written communication skills.
• Experience in the mortgage, banking, or financial services industry.
• Excellent organizational skills and attention to detail.
• Time management skills with a proven ability to meet deadlines.

Salary Level: $50k - $55k

Mortgage Loan Underwriter

Job Description: Currently looking for an experienced Mortgage Loan Underwriter. Interested candidates must have at least 3 - 5 years' experience as a Mortgage Loan Underwriter.

Responsibilities

• Underwrite conventional loans within the company and investors' guidelines.
• Monitor updated guidelines and compliance issues.
• Review and update information on LOS to verify, add, delete, or waive conditions.
• Contact Account Executives and/or Loan Officers with the underwriting decisions or problems.
• Coordinate with Account Coordinators to ensure smooth flow of transactions.
• Provide reports and feedback to other staff and underwriting team.
• Support remote underwriters by reviewing and cleaning conditions, and coordinating to move files to Clear to Close when necessary.

Requirements

• Must have at least 3 - 5 years of experience as a Mortgage Loan Underwriter.
• Demonstrated positive attitude, reliability, a self-starter who assumes responsibility when warranted, professional in manner, and hard working.
• Proven ability to work independently with minimal supervision.

Experience

• Mortgage Underwriting: 3 years (Preferred).

Job Type: Full-time

Schedule

Monday through Friday (9 AM - 6 PM)

NET Full Stack Developer / Web Designer

Available offer for Green Card sponsorship to qualified candidates for this position after 1 year.

Responsibilities for Web Developer

• Building reusable code and libraries for future use.
• Integration of the frontend and backend aspects of the web applications.

Required Skills & Experience for Web Developer (all criteria must be met to be considered)

• 3+ years demonstrated experience in Advanced C#.
• 3+ years demonstrated experience in ASP.NET MVC 4/5+.
• Proficient knowledge of RESTful Web Services.
• Proficient knowledge of SQL/T-SQL.
• Proficient knowledge of Visual Studio and Team Foundation Server.
• Taking a key role in the design and layout of a website.
• Creating Photoshop Design File (PSDs) for visual layout of web pages and converting designs into HTML and CSS.
• Creating a Web site for Web Standard Mobile Design.
• Be able to handle Adobe products.
• Working with other teams to meet company-wide targets.
• Responding to reports of technical problems and working with the team to fix them quickly.
• Ensure that tasks are completed on time.

Salary Level

Negotiable upon Interview

Entry-level Loan Servicing Specialist

Job Description: This position will report to the Loan Servicing Supervisor while working closely with team members to provide top-level customer service to our borrowers, loan officers, and investors. The team is responsible for interim servicing of the loans monthly until the loans are transferred to investors (servicing released) or to our sub-servicers (servicing retained). Must have a broad understanding of Mortgage Banking, investor guidelines, and regulatory compliance issues involved.

Job Responsibilities

• Maintain the loan database and process loan boarding.
• Follow up on due dates for taxes, hazard insurance renewals, mortgage insurance, and check up on investor's conditions.
• Manage loan servicing that includes payments, reserve accounts, taxes, and insurance.
• Respond to borrowers' inquiries and correspondence utilizing fax, phone, email, and mail.
• Address issues related to borrower accounts, and mitigate consumer complaints and disputes.
• Cooperate with the post-funders for clearing investors' conditions/issues in all areas of loan servicing.
• Analyze escrow disbursements and manage proper escrow levels.

Required Skills/Abilities

• Excellent verbal and written communication skills.
• Excellent organizational skills and attention to detail.
• Excellent time management skills with a proven ability to meet deadlines.
• Strong analytical and problem-solving skills.
• Ability to act with integrity, professionalism, and confidentiality.
• Proficient with Microsoft Office Suite or related software.
• Outstanding people skills and team player.

Education and Experience

• Bachelor’s degree in a related field required.
• At least one year of customer service experience preferred.

Preferred Qualifications

• Speaking multiple languages is a plus (Preferably Chinese/Mandarin, Korean, Spanish).
• The candidates' experiences & references should be verifiable.

Salary: 45K - 50K

Discretionary bonus.

Loan Documentation Specialist

Job Description: This position is to collect and prepare documents for closing a loan, coordinate the process, review papers to check for errors after closing, and when necessary, take action to correct those errors.

Job Responsibilities

• Preparing or assisting with loan documentation.
• Review loan application package for completeness and accuracy, possible fraud and/or inconsistencies.
• Ensures properly executed loan documentation in conformance with legal, regulatory, and bank policy standards.
• Ensures complete and accurate file submissions for processing.
• Communicate effectively with Mortgage Bankers and In-House Processing, Underwriting, Closing, and Post-Closing teams.
• Maintain strong knowledge of State/Federal regulations to maintain loan file compliance.
• Verifies and analyzes loan documentation including income, credit, appraisal, and title, while ensuring compliance with established standards and regulatory compliance requirements.
• Identifies and resolves discrepancies in files.
• Responsible for the delivery and communication of complete and accurate files to Underwriting and coordinates with Appraisal Review.
• Ensures satisfactory completion of conditions for approval to close.
• Monitor the status of loans in the pipeline on a regular basis to guarantee timely funding.
• Comply with company policies and procedures, regulatory requirements, and investor guidelines.

Job Requirements

• Excellent verbal and written communication skills.
• Excellent organizational skills and attention to detail.
• Excellent time management skills with a proven ability to meet deadlines.
• Strong analytical and problem-solving skills.
• Ability to act with integrity, professionalism, and confidentiality.
• Proficient with Microsoft Office Suite or related software.
• Outstanding people skills and team player.

Preferred Qualifications

• Speaking multiple languages is a plus (Korean, Mandarin, and Spanish).
• The candidates' experience & references should be verifiable.

Salary Level: $45k - $55k