Mortgage Officer

Washington Trust Mortgage Company; Sharon (MA); On-site; USD 70,000 - 110,000; Full time

Job summary

Washington Trust Mortgage Company LLC is seeking a Mortgage Officer in Massachusetts to originate and process residential loan applications, analyze financials, and advise borrowers on mortgage solutions.

The role collaborates with underwriters, ensures lending compliance, and delivers outstanding customer service to clients throughout the borrowing journey.

Qualifications

• Bachelor's degree in Finance, Business, Economics, or a related field.
• Experience in underwriting and loan processing.
• Strong knowledge of mortgages, loans and financing solutions.
• Excellent customer service and ability to build trusted client relationships.
• Familiarity with mortgage regulations and compliance standards.
• Experience with mortgage software and related tools.

Responsibilities

• Originating and processing residential loan applications.
• Analyzing financials for loan decisions.
• Advising borrowers on the best mortgage solutions.
• Collaborating with underwriters to ensure smooth processing.
• Maintaining compliance with lending regulations.
• Delivering exceptional customer service to borrowers.
• Building and maintaining relationships with clients.

Job description

Company Description

Washington Trust Mortgage Company LLC is a leading provider of residential real estate mortgage loans, offering a wide array of solutions such as fixed rate, adjustable rate, and reverse mortgage products. With offices in Massachusetts, Connecticut, and Rhode Island, the company is committed to delivering personalized service through a team of experienced mortgage professionals. As a subsidiary of The Washington Trust Company, one of New England's most reputable financial services companies, Washington Trust Mortgage benefits from over two centuries of excellence. The parent company, The Washington Trust Company, is recognized as the oldest community bank in the nation, founded in 1800 and headquartered in Rhode Island.

Role Description

This is a full-time, role for a Mortgage Officer located in Massachusetts, United States. The Mortgage Officer will be responsible for building relationships with clients, understanding their mortgage needs, and assisting them through the loan application process. Responsibilities include originating and processing residential loan applications, analyzing financials, and advising borrowers on the best mortgage solutions. The role also involves working closely with underwriters, maintaining compliance with lending regulations, and delivering exceptional customer service to ensure a seamless borrowing experience.

Qualifications

• Strong knowledge of Mortgages, Loans, and financing solutions
• Experience in Underwriting and loan processing
• Excellent Customer Service skills and the ability to build trusted client relationships
• Proven understanding of Finance and mortgage-related regulations and compliance standards
• Exceptional communication, problem-solving, and organizational skills
• Proficiency in mortgage software and related tools
• Bachelor's degree in Finance, Business, Economics, or a related field
• Previous experience in the mortgage or financial services industry is preferred