Mortgage Loan Specialist & TRID Processor - On-Site

Delphi Technologies; Searcy (AR); On-site; USD 42,000 - 64,000; Full time

Job summary

First Security Bank is seeking a Central TRID Processor and Mortgage Loan Specialist in Searcy, Arkansas, on-site. The role handles TRID and ATR compliance, with a focus on building relationships and providing personalized service to the local community.

The candidate should have 2-3 years in banking or mortgage, familiarity with TRID/ATR, and an active NMLS upon hire. Strong skills in Outlook, Word, Excel, and data handling are required.

Qualifications

• Must be at least 18 years of age.
• High School Diploma or GED required.
• 2-3 years prior banking, loan assistant, or mortgage experience required.
• Experience with TRID or ATR regulatory requirements preferred.
• Upon hire, NMLS will be required.
• Proficiency in Outlook, Word, Excel, typing, 10-key, and internet navigation required.
• Commitment to demonstrate Core 5 values with customers and coworkers.

Responsibilities

• Assist customers with mortgage inquiries and guide them from application to closing.
• Discuss loan terms, rates, conditions, and closing requirements clearly.
• Promote bank products and services when appropriate.
• Collect and review borrower documentation, including income, credit, assets, and employment.
• Pull credit reports and analyze creditworthiness and debt-to-income ratios.
• Prepare pre-qualification and pre-approval determinations per guidelines.
• Coordinate with processors, underwriters, title companies, and closing agents to ensure timely workflow.
• Prepare preliminary Closing Disclosures and assist customers with closing requirements.

Skills

Outlook

Word

Excel

Typing

10-key

Internet navigation

Education

High School Diploma or GED

Job description

First Security Bank is seeking a Central TRID Processor and Mortgage Loan Specialist in Searcy, Arkansas, on-site. The role handles TRID and ATR compliance, with a focus on building relationships and providing personalized service to the local community.

The candidate should have 2-3 years in banking or mortgage, familiarity with TRID/ATR, and an active NMLS upon hire. Strong skills in Outlook, Word, Excel, and data handling are required.