Mortgage Loan Processor; BR 55

Texana Bank; Omaha (NE); On-site; USD 36,000 - 50,000; Full time

Job summary

Texana Bank Mortgage is seeking a dedicated mortgage processing professional in Keller, TX. You will perform initial appraisals, assess borrower credit standings, and interview applicants to determine loan eligibility.

You will analyze files for program applicability, gather income/assets documentation, and coordinate with loan officers, title companies, and underwriters. This role requires strong organization, compliance, and customer-focused service.

Qualifications

• Post-TRID knowledge required.
• Understanding of direct/indirect lending procedures.
• Strong organization and attention to detail.
• Excellent communication and sales skills.
• Encompass experience preferred.
• Preferably 5+ years processing conventional, VA and FHA loans.

Responsibilities

• Identify customer needs, explore loan options, and review files for completeness.
• Verify accuracy of system input.
• Coordinate submission to underwriting, documentation requests and closing conditions.
• Review HUD-1 and resolve discrepancies prior to closing.
• Ensure regulatory compliance and confidentiality of bank information.

Skills

Post-TRID knowledge

Encompass experience

Lending procedures

Regulations knowledge

Organization skills

Communication skills

Sales skills

Job description

Position Type: Full-Time, Hourly Non-Exempt

Department: Mortgage Operations

Reports To: Mortgage Processing Manager or Mortgage Branch Manager

Salary Range: $26.44-$36.05 per hour

JOB SUMMARY: Responsible for performing initial appraisal of potential borrowers by thoroughly examining their applications; assessing the credit standings of applicants through background research; and interviewing applicants to evaluate their eligibility for loan or mortgage.

ESSENTIAL FUNCTIONS:

• Identify customer needs, explore all options, and suggest different types of loans. Review files for completeness and accuracy.
• Verify accuracy of system input.
• Analyze file for program applicability.
• Review necessary documentation, such as income and asset documentation, credit report, verifications, appraisal report, preliminary title report, etc.
• Follow up with clients to request additional documents as needed or to clarify important points.
• Provide status updates to loan officers, borrowers, and agents.
• Remain up to speed regarding lending and other financial services.
• Coordinate all aspects of submission to underwriting, documentation requests and satisfaction of closing/funding conditions. Coordinate closings as needed.
• Submit files in a timely manner in accordance with company standards.
• Review pre-audit HUD-1 to ensure accuracy. Work with loan officer and title companies to resolve any discrepancies prior to closing.
• Prioritize workflow to ensure time sensitive files are handled in proper order.
• Assure compliance with all regulatory and governmental standards, guidelines, rules and regulations with all regulatory authorities, federal or state ordinances and administrative regulations and statues.
• Forge trust relationship and enhance customer dedication.
• Ensures confidentiality of bank and customer information.
• Performs other duties as assigned.

Preferred Skills:

• Preferably 5 years or more processing conventional, VA and FHA loans.
• Encompass experience preferred.

Requirements:

• Post TRID knowledge required.
• Comprehension of direct/indirect lending procedures.
• In-depth understanding of relevant rules and regulations.
• Strong organization skills and detail oriented.
• Excellent communication and sales skills.

Equal Opportunity Statement: Texana Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected status under applicable law.

Texana Bank Mortgage

1680 Keller Parkway

Keller, Texas 76248