Mortgage Loan Processor

Neches Federal Credit Union; Port Neches (TX); On-site; USD 45,000 - 60,000; Full time

Job summary

Neches Federal Credit Union in Port Neches, TX is seeking a Mortgage Loan Processor to handle application review, underwriting prep and file management, delivering strong service. The role requires attention to detail, ability to work with members and realtors, and a commitment to the credit union's mission and community.

40-hour week, Monday–Friday 8:15AM–5:15PM, non-exempt. Join a community-focused team dedicated to helping members achieve their financial goals.

Qualifications

• At least 1 year of Mortgage related experience, or Degree in related field.
• Strong multi-tasking and time management skills, capability to handle high volume of loan requests and work within timeframes.
• The ability to work independently while displaying initiative and decision-makingExhibits attention to detail and organization skills
• Ability to interface with members in a positive manner with empathy, courtesy and tact
• Strong interpersonal, verbal and written communication skills
• Dependable; punctual and regular attendance
• Ability to work well in a team environment and support the credit union’s mission and values

Responsibilities

• Receives, evaluates and reviews loan applications for completeness, accuracy and acceptability
• Audit files to make sure that all documentation is complete; prepares documents for underwriting and closing review
• Perform all processing, pre-underwriting, and pre-closing tasks required to proactively manage mortgage loan files
• Prepares, collect, maintains, organizes, files, records, and manages all documentation related to mortgage applications, real estate collateral and insurance policies
• Ensure that files meet and comply with all Federal, State, and Internal guidelines and regulations
• Setup and assist members with automatic transfers and payroll deductions
• Process telephone transactions
• Research and help members with loan issues; resolving questions regarding application information
• Keeps members and realtors properly informed of Credit Union policies and procedures
• Educating members on the terms and conditions

Skills

Multitasking

Time management

Attention to detail

Interpersonal skills

Verbal communication

Written communication

Dependability

Team player

Education

High school diploma or equivalent

Degree in related field

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Mortgage Loan Processor

Full-Time Port Neches, TX, US

Our Mortgage Loan Processordelivers exceptional service while processing and reviewing Mortgage/Real Estate and Home Equity Loan requests. We are looking for a candidate that possesses the following skills; a high school diploma or equivalent, math aptitude, and keyboarding skills. Recognized for our commitment to employees, members, and the surrounding communities we serve, Neches is proud to be a Great Place to Work certified company. With $1 billion in assets and over 80,000 members, we are dedicated to delivering signature service while providing financial resources to improve our members’ financial well-being. We are proud of our local roots and Team Neches continues to be true to the credit union commitments. We are Family, Friends, Community.

ADDITIONAL REQUIRED QUALIFICATIONS:

• At least 1 year of Mortgage related experience, or Degree in related field
• Strong multi-tasking and time management skills, capability to handle high volume of loan requests and work within timeframes
• The ability to work independently while displaying initiative and decision-makingExhibits attention to detail and organization skills
• Ability to interface with members in a positive manner with empathy, courtesy and tact
• Strong interpersonal, verbal and written communication skills
• Dependable; punctual and regular attendance
• Ability to work well in a team environment and support the credit union’s mission and values

JOB SUMMARY:

• Receives, evaluates and reviews loan applications for completeness, accuracy and acceptability
• Audit files to make sure that all documentation is complete; prepares documents for underwriting and closing review
• Perform all processing, pre-underwriting, and pre-closing tasks required to proactively manage mortgage loan files
• Prepares, collect, maintains, organizes, files, records, and manages all documentation related to mortgage applications, real estate collateral and insurance policies
• Ensure that files meet and comply with all Federal, State, and Internal guidelines and regulations
• Setup and assist members with automatic transfers and payroll deductions
• Process telephone transactions
• Research and help members with loan issues; resolving questions regarding application information
• Keeps members and realtors properly informed of Credit Union policies and procedures
• Educating members on the terms and conditions

Classification: Non-exempt

Location: Administration (Port Neches)

Hours: Scheduled for 40-hours per week between the hours of Monday through Friday 8:15AM to 5:15PM