Mortgage Loan Originator

Fifth Third; Tampa (FL); On-site; USD 50,000 - 80,000; Full time

Benefits offered by this job

Comprehensive benefits programs

Incentive-based compensation

Job summary

Fifth Third Bank is looking for a Mortgage Loan Originator in Tampa, FL, to manage residential mortgage loans from application through closing. The ideal candidate will have strong organizational, communication, and customer service skills.

This position offers a compensation package that combines incentive-based pay with benefits catering to the well-being of employees and their families. Become part of a culture that values inclusivity and equal opportunity.

Qualifications

• High school diploma or equivalent mandatory; college degree preferred.
• Strong knowledge of lending guidelines and mortgage processing.
• Effective teamwork and customer service skills are essential.

Responsibilities

• Originate residential mortgage loans from application to closing.
• Collect appropriate documentation and manage loan pipelines.
• Maintain customer service levels while updating applicants.

Skills

Organizational skills

Written and verbal communication skills

Customer service skills

Sales technique

Education

High school diploma or equivalent

Four-year college degree

Tools

Loan Prospector

NMLS registration

Job description

## Mortgage Loan OriginatorApplylocations: Tampa, FLtime type: Full timeposted on: Posted Todaytime left to apply: End Date: January 1, 2027 (30+ days left to apply)job requisition id: R70041**Make banking a Fifth Third better** We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.GENERAL FUNCTION:Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Assumes overall responsibility for the residential mortgage loan from application to closing.Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank’s risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.ESSENTIAL DUTIES AND RESPONSIBILITIES:* Develop referral contacts (realtors, builders, professional and personal contacts).* Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.* Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.* Follow defined protocol for escalation exceptions.* Take applicant applications by completing Fannie Mae form 1003 on the laptop.* Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS.* Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.* Manage pipeline for all originated loans through closing and complete required management reports.* Communicate with branches and/or applicants of providing timely updates and progress reports.* Maintain high levels of customer service while managing each applicant's and support staff's expectations.* Attend and participate in all Consumer Lending meetings as required by management.MINIMUM KNOWLEDGE AND SKILLS REQUIRED:* High school diploma or equivalent mandatory. Four-year college degree preferred.* Knowledge of conventional and/or government lending guidelines.* Knowledge of residential mortgage processing, underwriting, and closing procedures.* Knowledge of federal lending regulations governing real estate lending.* Demonstrated organizational skills.* Strong written and verbal communications skills.* Demonstrated teamwork and customer service skills.* Proven computer skills.* Basic sales technique skills.* Strong desire to excel in a competitive environment.* This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position.#LI-BP1Mortgage Loan OriginatorAt Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.Compensation for this position is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. More information can be obtained upon request.Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner. LOCATION -- Tampa, Florida 33607Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.