Mortgage Loan Originator

Sunflower Bank, N.A.; Meridian (ID); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

401(k) Plan with 6% Match

Health/Dental/Vision Insurance

Company-paid Life Insurance

Tuition Reimbursement

Fitness Reimbursement

Paid Time Off

Volunteer Leave

Paid Holidays

Job summary

Sunflower Bank, N.A. in Meridian, ID is seeking an energetic Mortgage Loan Originator to develop leads and originate mortgage loans through branches, realtors and builders, and to respond to referrals.

The role requires understanding of mortgage regulations and bank products to deepen customer relationships, with strong verbal and written communication and independent judgment. The candidate should have a Bachelor’s degree (or equivalent), 2+ years lending experience, and the ability to work

Qualifications

• Bachelor’s degree in a related field or equivalent experience; MBA or Master’s preferred.
• 2+ years of lending experience preferred.
• Ability to communicate effectively both verbally and in writing.
• Must exercise independent judgment.
• Must work flexible hours and remain composed in stressful situations.

Responsibilities

• Develop, lead and originate mortgage loans through branches, realtors and builders.
• Interview mortgage loan applicants.
• Take loan applications from customers.
• Send applicant’s file to processors in the centralized loan support area.
• Respond to referrals from branch personnel and others.
• Assist in obtaining additional data or information when requested by processors.
• Cross-sell all bank products and services.

Skills

Mortgage lending

Communication skills

Independent judgment

Autonomy

Flexibility

Education

Bachelor’s Degree in a related field or equivalent experience

MBA or Master’s Degree preferred

Job description

At Sunflower Bank, N.A., we’re experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it’s what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com. Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of full-time Mortgage Loan Originator at our Meridian, ID Location.

Description

Individuals will be required to develop leads and originate mortgage loans through branches, realtors, and builders, and respond to referrals from branch personnel and others. Additionally, candidates should have an understanding of the mortgage regulations and processes as well as other bank products and services in order to deepen relationships with customers. Applicants must be able to effectively communicate both verbally and written, exercise independent judgment and comprehend complex instructions, technical and financial materials and forms related to assigned duties. The MLO must meet production standards developed by management.

Responsibilities

• Develop, lead and originate mortgage loans through branches, realtors and builders.
• Interview mortgage loan applicants.
• Take loan applications from customers.
• Send applicant’s file to processors in the centralized loan support area.
• Respond to referrals from branch personnel and others.
• Assist in obtaining additional data or information when requested by processors.
• Cross-sell all bank products and services.

Education / Experience Preferred

• Bachelor’s Degree in a related field or equivalent experience, MBA or Master's Degree preferred.
• 2+ years of lending experience preferred.
• Creativity, flexibility, integrity, and a commitment to customer support are essential.
• Must be able to work autonomously exercising considerable independent judgment.
• Must be able to maintain composure in stressful situations.
• Must be able to work flexible hours.

Pay is dependent on knowledge, skills, abilities, experience, and location.

Working Conditions

The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.

Sunflower Bank Benefits

People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.

• Rooted in Strength
• Propelled by Growth
• Individuals in a Great Whole
• Creating Possibility
• Community Focused

Associates Enjoy Outstanding Benefits, Including

• 401(k) Plan with 6% Match
• Health/Dental/Vision Insurance
• Company-paid Life Insurance
• Tuition Reimbursement
• Fitness Reimbursement
• Paid Time Off
• Volunteer Leave
• Paid Holidays
• Plus many more associate perks & incentives!

You’ve never worked anyplace like Sunflower Bank!

EOE/AA: Minorities/Females/Disabled/Vets

Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.

We accept applications on an ongoing basis until the role is filled. There is no fixed deadline to apply.