Mortgage Loan Originator

D.R. Horton; Greenville (SC); On-site; USD 40,000 - 80,000; Full time

Job summary

Join a leading homebuilder as a Mortgage Loan Originator, where you will play a pivotal role in helping clients navigate their financing options. This position involves interviewing applicants, managing loan pipelines, and providing exceptional customer service. An established industry player offers a supportive environment for growth, emphasizing teamwork and professional development. If you're passionate about helping others achieve their homeownership dreams and thrive in a fast-paced setting, this opportunity is for you. Enjoy a comprehensive benefits package while contributing to a company that values its employees and their success.

Benefits

Medical, Vision and Dental

401(K)

Employee Stock Purchase Plan

Flex Spending Accounts

Life Insurance

Vacation, Sick, Personal Time and Company Holidays

Qualifications

• Bachelor's degree required; must be a licensed Mortgage Loan Originator.
• 1-2 years of experience in mortgage banking preferred.

Responsibilities

• Interview mortgage applicants and advise on financing options.
• Maintain reports in origination software and manage loan pipelines.

Skills

Communication Skills

Data Processing

Customer Relationship Management

Sales Skills

Education

Bachelor's Degree

Licensed Mortgage Loan Originator

1-2 Years Related Experience

Tools

MS Office

Origination Software

Job description

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at www.drhorton.com for more information.

D.R. Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services Branch. The right candidate will promote and provide business development, origination of loans, relationship management with customers and clients.

Essential Duties and Responsibilities

• Interview mortgage applicants to understand and educate them on their financing options available. Understand the loan applicant’s goals in order to advise and review potential loan programs that would best suit their needs and stated goals.
• Be accessible to the buyer and individuals involved in a loan to answer questions and/or provide updates.
• Maintain reports and notes within the origination software and customer relationship management systems.
• Review new leads daily and contact them to earn their business.
• Daily Pipeline Management (loan application to funding process) to ensure that the loan process goes smoothly for all parties involved.
• Make presentations on loan products in sales meetings and with Sales staff in builder communities.
• Quickly respond to Operations in order to facilitate an efficient loan process.
• Provide necessary disclosures to a loan applicant within a timely manner in accordance with regulations.
• Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company.
• Able to work overtime.
• Able to travel overnight.
• Market the company’s products and services accurately and effectively to potential business sources.
• Develop sales leads for mortgages in builder communities and real estate offices.
• Provide weekend coverage in builder communities and grand opening functions.
• Review all documentation provided by borrower, check for accuracy, and address any discrepancies.
• Be familiar and comply with all company QC policies, review updates to the manual, and attend meetings as necessary.
• Provide input to management, and attend production/staff meetings.
• Infrequently, assist in resolving post-closing/funding problems.
• Attend loan closings when possible.

Education and/or Experience

• Bachelor's degree from four-year college or university.
• One to two years of related experience and/or training.
• Must have a vehicle and a valid driver’s license.
• Licensed Mortgage Loan Originator as required by state.
• Possess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines).
• Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications.
• Proficiency with MS Office and email.
• Ability to sit for majority of 8-hour workday; use hands to finger, handle or feel; reach with hands and arms; talk and hear. Specific vision abilities required by this job include close vision and peripheral vision.
• The noise level is generally moderate.

Preferred Qualifications

• Strong written and oral communication skills.
• Ability to accurately and efficiently process and record a large volume of data.
• Ability to act as a team player and be willing to accept constructive criticism.
• Bilingual preferred.

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

• Medical, Vision and Dental.
• 401(K).
• Employee Stock Purchase Plan.
• Flex Spending Accounts.
• Life Insurance.
• Vacation, Sick, Personal Time and Company Holidays.

Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeople2

Follow us on social media @hortoncareers for an inside look at our company and connect with us on LinkedIn for up-to-date job listings!

LinkedIn, Twitter, Facebook, Instagram