Mortgage Loan Originator

D.R. Horton - Multifamily; Charlotte (NC); Hybrid; USD 55,000 - 75,000; Full time

Benefits offered by this job

Medical, Dental & Vision

Stock Purchase Plan

Flex Spending Accounts

Life Insurance

Disability Insurance

Paid Time Off

Company Holidays

Job summary

D.R. Horton, Inc. is seeking a Mortgage Loan Originator to promote business and manage loan origination and client relationships within our Financial Services Branch.

The candidate will educate buyers on financing options, manage the loan process, and coordinate with sales and operations to ensure smooth closings. Ideal applicants have a Bachelor’s degree, 1–2 years of related experience, a valid driver’s license, and a current MLO license per state requirements; MS Office proficiency is

Qualifications

• Bachelor's degree from four-year college or university.
• One to two years of related experience and/or training.
• Must have a vehicle and a valid driver’s license.
• Licensed Mortgage Loan Originator as required by state.
• Proficiency with MS Office and email.

Responsibilities

• Interview mortgage applicants to understand financing options and goals.
• Maintain reports and notes within origination software and CRM.
• Review new leads daily and contact them to earn their business.
• Daily pipeline management from application to funding.
• Present loan products in sales meetings and builder communities.
• Coordinate with operations to facilitate an efficient loan process.
• Provide required disclosures to applicants in a timely manner.
• Attend loan closings when possible.

Skills

MS Office

Communication

Customer service

Education

Bachelor's degree

Two years related experience

Licensed Mortgage Loan Originator

Job description

Job Description - Mortgage Loan Originator (2605032)

Job Description

Mortgage Loan Originator - 2605032

Description

D.R. Horton, Inc., the largest homebuilder in the U.S. was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at www.drhorton.com for more information.

D.R. Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services Branch. The right candidate will promote and provide business development, origination of loans, relationship management with customers and clients.

Essential Duties and Responsibilities

Interview mortgage applicants to understand and educate them on their financing options available. Understand the loan applicant’s goals in order to advise and review potential loan programs that would best suit their needs and stated goals

• Be accessible to the buyer and individuals involved in a loan to answer questions and/or provide updates

Maintain reports and notes within the origination software and customer relationship management systems

Review new leads daily and contact them to earn their business

Daily Pipeline Management (loan application to funding process) to ensure that the loan process goes smoothly for all parties involved

Make presentations on loan products in sales meetings and with Sales staff in builder communities

Quickly respond to Operations in order to facilitate an efficient loan process

Provide necessary disclosures to a loan applicant within a timely manner in accordance with regulations

Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company

Able to work overtime

Able to travel overnight

Market the company’s products and services accurately and effectively to potential business sources

Develop sales leads for mortgages in builder communities and real estate offices

Provide weekend coverage in builder communities and grand opening functions

Review all documentation provided by borrower, check for accuracy, and address any discrepancies

Be familiar and comply with all company QC policies, review updates to the manual, and attend meetings as necessary

Provide input to management, and attend production/staff meetings

Infrequently, assist in resolving post-closing/funding problems

Attend loan closings when possible

Qualifications

Education and/or Experience

• Bachelor's degree from four-year college or university
• One to two years of related experience and/or training
• Must have a vehicle and a valid driver’s license
• Licensed Mortgage Loan Originator as required by state

Possess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines)

• Proficiency with MS Office and email

Preferred Qualifications

• Strong written and oral communication skills
• Ability to accurately and efficiently process and record a large volume of data

Ability to act as a team player and be willing to accept constructive criticism

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

• Medical, Dental and Vision
• Employee Stock Purchase Plan
• Flex Spending Accounts
• Life & Disability Insurance
• Vacation, Sick, Personal Time and Company Holidays
• Multiple Voluntary and Company provided Benefits

Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeopleToo