Mortgage Loan Originator

Talentify; Bellevue (WA); On-site; USD 22,000 - 53,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

HSA option

FSA option

401(k) with match

Employee Assistance Program (EAP)

Paid time off

Job summary

Talentify in Bellevue, WA seeks a Mortgage Loan Officer/Originator to originate conventional and investor loans, cultivate referral networks, and ensure timely processing and closing in compliance with regulations. Candidates should have business acumen, strong communication, and real estate lending knowledge.

Responsibilities include marketing to real estate professionals, interviewing applicants, and coordinating underwriting and closing steps.

Qualifications

• Two years of real estate lending experience with at least one year at the loan officer/originator level.
• Strong selling and communication skills.
• Knowledge of all applicable laws, regulations and programs in real estate lending.

Responsibilities

• Market mortgage loan programs to real estate sales industry and to personal contacts.
• Develop and maintain loan referral relationships with real estate, accounting, legal and financial planning professionals.
• Interview buyers/applicants and originate investor mortgage loans. Input applications, provide disclosures, gather documents and fees.
• Ensure loans are originated, disclosed and/or redirected accurately within regulatory timeframes.
• Prepare loans for submission to underwriting and coordinate closing steps.
• Conduct sales presentations for Realtors to enhance business relations.
• Perform other duties as assigned.

Skills

Selling skills

Communication skills

Real estate lending knowledge

Education

Bachelor's degree in Business Administration

Job description

Overview

Reports To

Varies by location

Primary Functions

Originate mortgage loans and promote related programs within the real estate profession and through personal networks.

Duties and Responsibilities

Market mortgage loan programs to the real estate sales industry and to personal contacts.

Develop and maintain loan referral relationships with professionals in real estate, accounting, legal and financial planning fields.

Interview buyer/applicants and originate investor mortgage loans. Accept applications and input them to the origination system, provide required estimates and disclosures, and gather required documentation and fees to process mortgage loans.

Ensure all loans are originated, disclosed and/or re-directed accurately and timely within all established regulatory compliance requirements and timeframes.

Ensure accurate processing is completed in a timely manner and prepare for submission to underwriting.

If the loan is approved, take final steps to ensure a smooth closing. If the loan is declined, verbally advise the borrower and issue applicable refunds. Return any documents not pertaining to credit.

Conduct sales presentations for Realtors as necessary to enhance business relations.

Perform other duties as assigned.

Qualifications

Education

Bachelors degree in Business Administration with advanced industry courses in real estate lending.

Creditable Experience in Lieu of Education

Two years of real estate lending experience with at least one year at the loan officer/originator level. Advanced industry courses in real estate lending.

Experience/Skills

Strong attention to detail and ability to perform industry related analysis required. Strong selling and communication skills. A good working knowledge of all aspects of real estate lending including knowledge of all applicable laws, regulations and programs. Proven ability to develop sources of mortgage loan application business.

Tenure

Not Applicable

Compensation

Starting base salary will be determined based on candidate experience, qualifications, education, and applicable local or state wage requirements, and will fall within the range provided below. In accordance with our Salary Administration policy, new hire base salaries generally fall between the minimum and midpoint of the listed range.

Salary Pay Range: 19

$21,500 - $53,000 annually

Benefits

• Short-term and long-term incentives
• Comprehensive medical, dental and vision insurance plan that has HSA and FSA options
• 401(k) plan with a 5% match
• Employee Assistance Program (EAP)
• Life and disability coverage
• Voluntary cash benefits for accident, hospitalization and critical illness
• Tuition Reimbursement
• Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays

Equal Opportunity Employer