Mortgage Loan Officer - MI

Dfcufinancial; Michigan; On-site; USD 60,000 - 100,000; Full time

Job summary

Join a leading credit union as a Mortgage Loan Officer and enjoy a rewarding career helping clients achieve their homeownership dreams. This role involves originating mortgage applications, networking within the local real estate community, and providing exceptional service to borrowers. With a focus on professional development and a supportive team environment, you'll have the opportunity to thrive in your career while enjoying a hybrid work schedule and a comprehensive benefits package. If you're passionate about making a difference in people's lives and have a strong background in mortgage lending, this is the perfect opportunity for you.

Benefits

401k plan match

Medical, dental and vision insurance

Health savings account (HSA)

Flexible spending accounts

Wellness initiatives

Tuition reimbursement

Paid time off

Paid holidays

Free financial planning assistance

Employee discounts

Qualifications

• 3+ years as a Mortgage Loan Officer with production levels exceeding $8 million.
• Strong knowledge of mortgage regulations and excellent communication skills.

Responsibilities

• Maintain relationships with real estate community and generate business.
• Assist borrowers with applications and provide guidance on mortgage options.

Skills

Mortgage Loan Origination

Interpersonal Skills

Communication Skills

Detail Oriented

Organizational Skills

Knowledge of Mortgage Regulations

Education

High School Diploma or Equivalent

Job description

Posted Saturday, November 16, 2024 at 5:00 AM

Join the DFCU Financial team today, and discover the benefits, rewards and development opportunities from one of the largest and best managed credit unions in the country.

The Opportunity:

DFCU Financial is looking for Mortgage Loan Officers for the Ann Arbor, Grand Rapids and Lansing, MI areas to join our team. In this role, the Mortgage Loan Officer is responsible for all requirements in the originating of mortgage applications for the DFCU portfolio and saleable loans to the secondary market.

What You’ll Do:

1. Maintain a relationship with the local real estate community, offering information on our products and services.
2. Proactively network to generate business.
3. Work with borrowers to recommend a course of action based on the borrower’s goal to be pre-approved, refinance or purchase a property.
4. Respond to borrowers both inside and outside the office, answering inquiries and accepting applications in person, by phone or online.
5. Review borrower supplied documentation to confirm it meets requirements prior to sending to the processing center.
6. Assist processing team with borrower interaction as required.
7. Assist in training less experienced employees when requested.
8. Assist with business development efforts for the Mortgage Services department.
9. Attend local Board of Realtors functions.

What You'll Need:

1. High School diploma or equivalent.
2. Minimum three years current experience as a Mortgage Loan Officer with annual production levels exceeding $8 million.
3. Demonstrated knowledge of mortgage regulations and secondary market requirements.
4. Excellent interpersonal skills, including effective verbal and written communication.
5. Detail oriented with strong organizational skills.
6. Ability to work independently and within a team environment.
7. Consistent positive, cooperative, self-motivated, courteous and professional attitude.
8. May require some evening and Saturday hours.

What We Offer:

1. Potential for a hybrid work schedule.
2. 401k plan match, dollar for dollar up to 4%.
3. Medical, dental and vision insurance effective date of hire.
4. Health savings account (HSA).
5. Flexible spending accounts for medical and dependent care expenses.
6. Wellness initiatives and reimbursements.
7. Pre-paid legal services plan.
8. Identity protection plan.
9. Short- & long-term disability plans paid for by company.
10. Company provided basic life insurance of $50,000 plus supplemental for employee, spouse, and child.
11. Pet Insurance.
12. Tuition reimbursement / Education assistance.
13. Paid time off.
14. Paid holidays (~10 per year).
15. Free financial planning assistance.
16. Paid lunch time.
17. Numerous fun employee events throughout the year.
18. Volunteer and community engagement opportunities.
19. Discounts with local and national companies through DFCU Perks.
20. Service / anniversary awards.
21. Employee discounts for company logo wear.
22. Recognition and awards for outstanding team and individual performance (branch and member service center employees).
23. Employee referral payouts for recruiting your friends and family.
24. Ongoing training opportunities.

Equal Opportunity Employer / Disabled / Veterans