Senior Mortgage Loan Officer Detroit, MI

Global Trade Plaza; Detroit (MI); On-site; USD 150,000 - 200,000; Full time

Job summary

Join a forward-thinking FinTech startup that is revolutionizing the home buying experience! As a Loan Advisor, you will play a crucial role in guiding prospective homebuyers through the mortgage process, ensuring a smooth and enjoyable experience. With a focus on building strong relationships and providing exceptional service, you will work closely with real estate agents and clients to help them achieve their homeownership dreams. This innovative firm offers a dynamic environment where your skills in residential mortgage lending and communication will shine. If you're passionate about transforming the mortgage industry and thrive in a fast-paced setting, this opportunity is perfect for you!

Qualifications

• 2+ years of experience in residential mortgage lending with active licenses.
• Expertise in communication and relationship building with clients and agents.

Responsibilities

• Guide homebuyers through the mortgage loan process with a consultative approach.
• Manage a pipeline of leads and convert them into closed business.

Skills

Residential mortgage lending

Communication

Relationship building

Problem-solving

Knowledge of loan products

Multitasking

Detail-oriented

Industry knowledge of pricing strategies

NMLS MLO License

Experience in a startup environment

Tools

POS systems

CRM systems

LOS systems

Desktop Underwriter (DU)

Loan Prospector/Loan Product Advisor (LP/LPA)

Job description

The elevator pitch…

The Company. Tomo is a FinTech startup that improves the home buying experience by pairing a smarter and faster mortgage process with the best real estate agents to eliminate complexity, reduce cost, and put buyers in the best position to close. Tomo raised a record setting seed round of $70 million and plans to change the future of how homebuyers finance their home purchases.

The Role. You have a passion for helping others, love sales, and get giddy about providing once-in-a-lifetime opportunities for homebuyers. You recognize that technology is the future, and that the mortgage industry could use a shake up. Tomo is seeking mortgage loan officers (Loan Advisors) to help evolve the home buying experience into a customer-centric, streamlined, joy-filled process.

Tomo Loan Advisors specialize in developing and maintaining real estate agent partnerships that yield close personal relationships and high converting client referrals. At Tomo, our Loan Advisors are trusted advocates to our customers. They take great pride in understanding each homebuyer's unique goals and needs, and guiding them in their decision to choose Tomo for their mortgage financing needs. Beyond producing high quality loans, our goal is to build a memorable experience that will ensure our customers enjoy the home buying process. To accomplish this goal, we are seeking Loan Advisors that help us innovate and drive friction out of the mortgage customer experience.

You have an NMLS MLO License.

The things you’ll be doing… (Role Responsibilities)

• Advise Tomo’s prospective homebuyers and guide them through the mortgage loan process.
• Work hand in hand with our other sales teams to ensure smooth and frictionless manufacturing of loans.
• Manage a pipeline of warm leads - helping them convert into closed business better than anyone in the business.
• Be creative and solution oriented - identify solutions to meet customer unique needs and take a consultative approach.
• Be compliant - adhere to investor guidelines for all documents required for a complete submission to Underwriting.
• Quote rates and guidelines with accuracy and fairness.
• Become an expert in our POS, CRM and LOS systems to facilitate a more efficient and accurate process.

The things you’re exceptional at… (Qualifications & Skills)

• Residential mortgage lending (2+ years and active licenses).
• World class at taking buyers from “hello” to “keys in hand.” Fearless in the pursuit of excellence and perfecting your craft.
• Communication expert - both externally with agents and clients as well as internally with Tomo team members.
• Building relationships quickly (with clients and real estate agents).
• Balancing a “hunter” and “gatherer” mindset.
• Industry knowledge of loan products and pricing strategies.
• Knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA).
• Multitasking and keeping files organized.
• Perceiving problems and anticipating needs of customers, real estate agents or partners.
• The drive to build something new. Detail-oriented with a strong focus on quality.

You may also have the extras… (Additional Qualifications & Skills)

• Experience in a startup environment.

Tomo believes in compensation transparency. OTE for this role will be ~$150,000-$200,000