Mortgage Loan Officer - Charleston, SC

Huntington Bancshares, Inc.; Charleston (SC); On-site; USD 55,000 - 85,000; Full time

Benefits offered by this job

Hybrid work model

Job summary

Huntington National Bank in Charleston, SC is seeking a Mortgage Loan Officer to develop profitable residential mortgages by building local relationships and evaluating credit potential for customers. You will advise clients on loan options, complete applications, and support them through approval and closing with up-to-date knowledge of lending policies and pricing.

Cross-selling other financial products is expected.

Qualifications

• High school diploma or GED.
• One or more years of mortgage loan origination experience, preferably at a bank.
• NMLS license.
• Knowledge of mortgage loan products and procedures.

Responsibilities

• Develops mortgage loan business by using internal and external referral sources and building relationships within the community.
• Advises clients on mortgage loan options and other financial products using consultative selling techniques.
• Provides excellent customer service from loan approval through closing, coordinating with origination staff to verify information.
• Maintain client relationships and assist with loan applications.

Skills

Customer relationship building

Cross-selling

Communication skills

Organizational skills

Cross-selling knowledge

Education

High school diploma or GED

NMLS license

Bachelor's degree preferred

Job description

Description

Summary:

The Mortgage Loan Officer develops profitable and quality residential mortgages by building personal relationships with community members and clients. Evaluates and assesses credit potential with prospective customers. Analyzes customer personal financial information to determine which products meet their needs and to provide recommendations regarding products to customers. Advises and counsels the customer to the advantages and disadvantages of differing financial products. Advises customers on the completion of loan applications and provides excellent customer service throughout the loan approval and closing process. Keeps up to date on lending policies/regulations pricing and product information. Cross sells customers. NOTE: This position is considered to be a Mortgage Loan Originator under the SAFE Act and Loan Originator under the Truth in Lending Act. Registration and additional qualifications required.

Duties & Responsibilities:

• The Mortgage Loan Officer position provides Simply the Best customer service to each customer at all times. Responsibilities include using internal and external referral sources to develop mortgage loan business; builds and maintains business relationships within the community.
• The associate in this position:
• Develops new and expands internal and external referral sources to grow mortgage business
• Using consultative selling techniques, advises clients on mortgage loan options and other financial products.
• Provides excellent customer service from approval through closing, working closely with loan origination sources to secure and verify all information required for underwriting.
• Responsible for maintaining client relationships.
• Advises customers on the completion of loan applications.
• Performs other duties as assigned.

Basic Qualifications:

• High school diploma or GED
• One or more years of mortgage loan origination experience, preferably at a bank
• NMLS license

Preferred Qualifications:

• Pipeline and book of business
• Bachelor's degree preferred
• Knowledge of mortgage loan products (conventional, FHA/VA, construction lending and portfolio programs)
• Knowledge of mortgage procedures, documentation, and underwriting guidelines
• Demonstrated ability to identify opportunities to cross-sell financial products and services
• Effective written and verbal communication skills
• Strong organizational skills
• Ability to multi-task
• PC - Internet skill

#LI-NA1

#LI-Hybrid

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

No

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.