Mortgage Loan Officer

AmeriCU Credit Union; Westview Manor (NY); On-site; USD 100,000 - 120,000; Full time

Benefits offered by this job

Health insurance

401(k) Matching

Paid time off

Tuition reimbursement

Life Insurance

Disability insurance

Employee assistance program

HSA contribution

Job summary

AmeriCU Credit Union is seeking a Mortgage Loan Officer to grow mortgage production through outside sales and strong relationship building. The role focuses on residential mortgage solutions including conventional, FHA, VA, and other lending products.

The position emphasizes real estate networking, client consultations, and execution of loan applications with a focus on member service and community involvement.

Qualifications

• Mortgage loan origination and outside sales experience preferred.
• Ability to build referral networks with realtors, builders, developers, financial advisors, and community partners.
• Strong knowledge of home loan options, rates, terms, and program eligibility.

Responsibilities

• Conduct outside sales calls to generate new mortgage leads.
• Build and nurture referral networks with real estate professionals and community partners.
• Attend real estate events and community activities to grow lead flow.
• Maintain mortgage production to meet performance goals.
• Consult with members to identify suitable home loan and refinance options.
• Explain rates, terms, and mortgage programs and provide excellent service throughout the process.
• Interview applicants, collect financials, analyze credit reports and prepare required documentation.

Skills

Outside sales

Mortgage origination

Home lending

Referral-based business development

Tools

Real estate networking

Job description

Want to be part of an organization that works every day to help our members meet their goals and make their dreams come true? If so, we want you to join our team!

Position: Mortgage Loan Officer

Location: 5212 W. Genesee St

Job Id: 2732

# of Openings: 1

Mortgage Loan Officer (External Mortgage Sales)

2026 On Track Earnings of over $100,000 for the year!

Job Type: Full-Time
Industry: Mortgage Lending / Financial Services
Experience Level: Mortgage sales experience preferred

The Opportunity - Mortgage Loan Officer:

AmeriCU is seeking a high-energy Mortgage Loan Officer to grow mortgage production through outside sales, community engagement, and strong relationship building. This role focuses on helping members find the right residential mortgage solutions—including conventional loans, FHA, VA, and other lending products.

This is an excellent opportunity for someone with experience in:

• Mortgage loan origination
• Outside sales
• Financial advising
• Home lending
• Referral-based business development

Key Responsibilities

Business Development & Networking

• Conduct outside sales calls to generate new mortgage leads.
• Build referral networks with realtors, builders, developers, financial advisors, and community partners.
• Attend real estate events, networking functions, and community activities to grow lead volume.
• Maintain consistent mortgage production to meet performance goals.

Member Consultation & Service

• Consult with members to identify appropriate home loan and refinance options.
• Provide knowledgeable support on rates, terms, and mortgage program eligibility.
• Deliver exceptional service throughout the mortgage process.

Mortgage Application & Credit Assessment

• Interview applicants and collect financial information to determine loan eligibility.
• Analyze credit reports, income, and financial history to assess creditworthiness.
• Prepare and gather all required documentation prior to loan processing.

Who Are We?

AmeriCU is a not-for-profit credit union based in Rome, NY with assets in excess of $3.0 billion and serving more than 185,000 members across Central New York, the United States, and beyond. For over 75 years, we have been committed to our members, our employees, and our communities.

In 2026, AmeriCU was once again recognized as one of the Best Companies to Work for in New York State and named by American Banker as one of the best credit unions in the United States to work for.

Grow Your Mortgage Career With AmeriCU

If you're a results-driven Mortgage Loan Officer, Home Loan Officer, or Loan Originator ready to take your career to the next level, we want to meet you. AmeriCU offers community trust, strong internal support, and an environment where your success is backed by a respected financial institution.

Why Join AmeriCU?

Whether you are just starting out or have been working in your field already, we offer opportunities for growth and advancement. It is our goal to hire employees who will provide exceptional service to our members and who value giving back and supporting the communities we serve. In addition, we offer the following benefits:

• Competitive rates on our Medical, Dental and Vision plans
• Generous contribution to your Health Savings Account, if you choose to enroll in one of AmeriCU's High Deductible Health plans
• Paid Time off
• Employee Appreciation Events
• 401(k) Matching after 1 year of employment
• Employee Assistance Program
• Tuition Reimbursement for Full-time employees after 1 year of employment
• Life Insurance & Accidental Death & Dismemberment Insurance, free to all Full-time employees
• Enhanced Short Term Disability - at no cost to you!

• Starting Pay: $25/hr + commissions (average earning potential $100,000+ annually, based on meeting performance expectations)
• On Track Earning of over $100,000 annually

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Please see the following notices for important information: