Mortgage Loan Officer

West Capital Lending; Seattle (WA); Presencial; USD 65.000 - 95.000; Tempo integral

Resumo da vaga

West Capital Lending is seeking a proactive Loan Officer to guide clients through the loan process from application to closure. You will assess creditworthiness, explain loan options, and coordinate with underwriters to ensure timely approvals.

Join a customer-focused team responsible for achieving sales goals while maintaining strict compliance with lending regulations and company policies. This role emphasizes strong communication and meticulous document handling in a fast-paced environment.

Qualificações

• Minimum 1 year of experience as a Loan Officer or in a similar financial role.
• Knowledge of loan products, underwriting processes, and regulations.
• Excellent communication and interpersonal skills for client relationships.
• Detail-oriented with strong organizational abilities.
• Ability to analyze financial documents and assess creditworthiness.
• Proficiency with loan processing software and MS Office.
• NMLS Loan Officer license.

Responsabilidades

• Assess loan applications and determine creditworthiness.
• Provide guidance on loan products, terms, and eligibility.
• Process applications and verify financial data.
• Maintain relationships with clients and deliver excellent service.
• Collaborate with underwriters and processors for smooth approvals.
• Monitor application progress and address client questions.
• Promote and close loan products to meet sales goals.

Conhecimentos

Communication skills

Interpersonal skills

Detail-oriented

Organizational skills

Credit analysis

Formação

NMLS License

Ferramentas

Microsoft Office Suite

Loan processing software

Descrição da vaga

About the Company: We are seeking a highly motivated and customer-focused Loan Officer to join our dynamic team. As a Loan Officer, you will play a key role in assisting clients with the loan application process, evaluating financial backgrounds, and offering suitable loan products. You will work with clients to ensure that their financial needs are met, while ensuring all transactions comply with legal and regulatory standards.

About the Role: Assess loan applications and determine creditworthiness by reviewing financial documents, credit reports, and other relevant information. Provide expert guidance and advice on available loan products, terms, and eligibility requirements. Process loan applications, including obtaining necessary documentation, verifying financial data, and ensuring accurate completion of all forms. Establish and maintain strong relationships with clients, providing excellent customer service throughout the loan process. Communicate clearly with clients to explain loan options, repayment terms, and potential risks. Collaborate with underwriters, processors, and other team members to ensure a smooth and efficient loan approval process. Maintain a deep understanding of industry regulations, loan policies, and market trends. Monitor the progress of loan applications and assist clients with any questions or issues that arise. Achieve individual and team sales goals by promoting and closing loan products.

Qualifications/Responsibilities:

• Proven experience as a Loan Officer or in a similar role in financial services (minimum of 1 year).
• Strong knowledge of loan products, underwriting processes, and applicable regulations.
• Excellent communication and interpersonal skills with the ability to build strong relationships with clients.
• Detail-oriented with strong organizational skills and the ability to handle multiple tasks.
• Ability to assess financial documents and analyze creditworthiness.
• Proficient in Microsoft Office Suite and other loan processing software.
• Loan Officer license (NMLS).

Equal Opportunity Statement: West Capital Lending is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.