Mortgage Loan Officer

Climate First Bank; Saint Petersburg (FL); Hybrid; USD 60,000 - 120,000; Full time

Benefits offered by this job

Health Coverage

401(k) with Employer Match

Employee Stock Options

Paid Time Off (2–4 weeks vacation; 64h

Paid Sick Time (64 hours)

Life Insurance

Disability Insurance

Employee Assistance Program (EAP)

Referral Incentives

Job summary

Climate First Bank is hiring a Mortgage Loan Originator to drive residential mortgage production and deliver exceptional client service in a community-focused setting.

You will build relationships with realtors and partners, promote sustainable lending, and ensure compliance with lending regulations while supporting the bank's ESG mission.

Qualifications

• Bachelor's degree, preferably in business.
• Experience in residential mortgage lending.

Responsibilities

• Generate high-quality residential mortgage production.
• Build and nurture a strong referral network.
• Champion inclusive and community-focused lending.
• Ensure regulatory and operational excellence.
• Promote sustainability and cross-sell banking solutions.

Skills

Mortgage lending

Relationship building

Regulatory compliance

Education

Bachelor's degree in Business or related field

Job description

Now Hiring: Residential Mortgage Loan Origination

At Climate First Bank, we are committed to building an inclusive, equitable, and regenerative economic system. As a Mortgage Loan Originator, you will play a key role in achieving personal deposit and mortgage production goals while aligning with our mission-driven values. This position requires a proactive, community-focused professional who thrives in a purpose-driven environment. This is more than a job — it’s your opportunity to make a difference

What You’ll be driving as a Mortgage Loan Originator

• Generate high-quality residential mortgage production. You’ll proactively source and close mortgage loans, meeting volume and quality goals while delivering exceptional client service.
• Build and nurture a strong referral network. You’ll develop lasting relationships with realtors, builders, and community partners to create a consistent pipeline of new lending opportunities.
• Champion inclusive and community-focused lending. You’ll align your strategies with the Community Reinvestment Act and multicultural lending goals to expand access to homeownership.
• Ensure regulatory and operational excellence. You’ll maintain full compliance with lending regulations through timely disclosures and organized pipeline management.
• Promote sustainability and cross-sell banking solutions. You’ll support the bank’s ESG mission by practicing environmental responsibility and identifying opportunities to deepen client relationships through additional products.

What You’ll Leverage in this Role

• Industry Expertise & Lending Knowledge You’ll apply your deep understanding of residential mortgage products and lending regulations to guide clients through the home financing process with confidence and accuracy.
• Proven Sales & Production Experience You’ll draw on your track record of producing high volumes of quality loans and cross-selling banking products to meet and exceed performance goals.
• Educational Foundation in Business Your bachelor’s degree—preferably in business—will support your ability to analyze financial scenarios, communicate effectively, and make informed lending decisions.
• Mission-Driven Mindset You’ll bring a strong alignment with ESG principles and a passion for inclusive, community-focused banking that reflects Climate First Bank’s values.
• Exceptional Communication & Relationship Skills You’ll leverage your interpersonal strengths to build trust, anticipate client needs, and maintain lasting relationships with referral partners and borrowers.

What to expect from your physical environment:

• Remote/ In-Person role.
• Sustained standing and sitting.
• Frequent communication (speaking and listening) in person, via email, text, phone or video chat.
• Frequent use of PC, including typing or sustained attention to monitor.
• Occasional lifting of basic office files or equipment up to 20 lbs.

We are changing FINANCE to finance CHANGE!

At Climate First Bank, we’re redefining what banking can be. As a Florida Benefit Corporation and FDIC-insured commercial bank, we offer a full suite of personal and business services—including solar, residential, commercial, ESOP Banking, Structured Finance and SBA loans—all designed to power a better future. We’re proud to be a Certified B Corporation, a member of 1% for the Planet, and part of the Global Alliance for Banking on Values (GABV), reflecting our deep commitment to sustainability, transparency, and ethical banking.

With branches in St. Petersburg, Winter Park, Mount Dora, and a growing digital presence, we’re proving that banking can be a force for good. We don’t just support environmental and social causes—we’re built on them.

Under our Holding Company, Climate First Bancorp, we are also powered by OneEthos. OneEthos operates at the intersection of fintech and traditional banking to expand access to inclusive, values-driven financial services. Regulated by the Federal Reserve Bank, it equips Community Banks, Credit Unions, CDFIs, and Green Banks with ethical lending tools—especially in climate finance and solar lending.

Join the Movement

We’re seeking driven, mission-aligned individuals ready to make an impact. If you’re passionate about sustainability, thrive in a fast-paced, results driven environment, and want to be part of something bigger, you will feel right at home.

Our team is one of goal-setters, go-getters, problem solvers, thought leaders, and changemakers. We celebrate wins, tackle challenges head-on, and push boundaries. Fueled by purpose, we thrive where perseverance and passion turn ambitious goals into reality.

Thrive at Climate First Bank

At Climate First Bank, we’re investing in your future. We offer a comprehensive, people-first benefits package that supports your health, finances, and work-life balance. Please note that benefit eligibility varies by employment status and that benefits for part-time employees may differ from those listed below.

Compensation — In addition to the base salary, this position may be eligible for an annual bonus, incentives and equity. Actual compensation is based on industry salary ranges, internal salary structures, experience, skills and other job-related factors.

Health Coverage — 100% employer-paid for employees; employer contribution for dependents by Us

• Health Savings Account (HSA)

Financial Wellness & Wealth Building

• 401(k) with 6% Employer Match — No Vesting Period.
• Employee Stock Options
• 0% Financing for Employee Solar Loans
• Employee Only Mortgage Product with exclusive interest rates and terms.
• 0% Financing for Eligible Electric Vehicles (EVs)
• Referral Incentives

Generous Paid Time Off

• 2–4 Weeks of Vacation based on officer level plus additional tenure-based time.
• 64 Hours of Paid Sick Time for all full-time employees.

Protection & Peace of Mind

• Company-Paid Life Insurance
• Short- & Long-Term Disability Insurance
• Voluntary Life, Accident & Critical Illness Coverage
• Employee Assistance Program (EAP) with free counseling, legal, and financial services.