Mortgage Loan Officer

Leadling; Philadelphia (Philadelphia County); On-site; USD 80,000 - 160,000; Full time

Job summary

Independent Mortgage Recruiting Firm is seeking ambitious, self-sourced Loan Officers who want to run their own business and keep 100% of their revenue. This nationwide opportunity offers a platform with 130+ lenders, full back-end support, and a low per-file fee structure designed to maximize your margin.

Ideal for top producers with existing client bases. You can scale to a team or branch, recruit, run your own P&L, and build a steady pipeline with realtor partners.

Qualifications

• Active NMLS license is required.
• An active book of business is required.
• Ability to self-source production is required.

Responsibilities

• Self-sourced Loan Officers producing 30+ loans per year.
• Recruit and grow your own LO team; run your own P&L.
• Scale your business and control your payout structure.

Skills

Active NMLS#

Active book of business

Self-sourced production

Job description

Loan Officer – Keep 100% of Your Revenue

Location: Nationwide

Compensation: 100% Commission (Per-File Fee Only)

Posted By: Independent Mortgage Recruiting Firm

If you are a producing Loan Officer still giving away margin, this conversation is worth 15 minutes of your time.

We are working with one of the most LO-friendly mortgage platforms in the country and are selectively speaking with originators who want to run their own business and keep more of what they earn.

What Makes This Different

• You keep 100% of the revenue on your loans
• No management margin
• Price loans how you need to win deals
• Small per-file transaction fee
• Full backend support (processing, compliance, etc.)
• Access to 130+ lenders and products

This model is built for self-sourced producers who are tired of the traditional split structure.

Massive Product Depth

You’ll Have Solutions For Virtually Every Borrower

• Conventional / FHA / VA / USDA
• Non-QM & bank statement
• DSCR & investor loans
• Jumbo
• Down payment assistance
• Specialty programs

When your referral partners call, you can say yes more often.

Want to Build a Team or Branch?

If you have leadership ambitions, there is also a team and branch model that allows you to:

• Recruit and grow your own LO team
• Run your own P&L
• Scale your business your way

Built to Help You Win More Realtor Business

Beyond compensation, we provide access to a proprietary system designed to:

• Attract realtors into your ecosystem
• Build long-term referral loyalty
• Automate follow-up and nurture
• Create predictable purchase pipelines

This is about helping strong LOs become dominant in their markets.

Who Should Schedule a Call

• Self-sourced Loan Officers
• Producing 30+ loans per year.
• Entrepreneurs who want control
• Team builders and market leaders
• LOs frustrated with giving up margin

Who Should Not Apply

• Call-center mindset
• Fully company-lead dependent
• Not comfortable operating independently

Requirements

Who We Are Prioritizing

We are being highly selective and are primarily speaking with:

• Retail Loan Officers producing at a high level
• Self-sourced purchase-focused originators
• Branch Managers ready to scale
• Regional leaders building markets
• Entrepreneurs who think like business builders

MUST HAVE(S)

• Active NMLS#
• An active book of business
• Ability to self-source production

Qualifications

• 3-5 funded closed loans within the last 6 months

Benefits

Built to Help You Win More Realtor Business

1099 or W-2

Compensation:

• Attract realtors into your ecosystem
• Build long-term referral loyalty
• Automate follow-up and nurture
• Create predictable purchase pipelines