Mortgage Loan Officer

NVR, Inc.; Lynchburg (VA); Hybrid; USD 46,000 - 60,000; Full time

Job summary

NVR Mortgage is seeking a driven Loan Officer to guide homebuyers through the loan process from application to settlement at our on-site model homes and mortgage offices in Lynchburg, VA. You will prequalify buyers, review options, and assist in credit repair as needed, serving as the primary contact throughout the process.

Remain knowledgeable on FNMA, FHA, and state loans, originate applications, and maintain relationships with builders and NVR staff.

Qualifications

• Must meet National and State licensing requirements
• At least 2 years of professional experience in conventional and government loans
• Strong knowledge of FNMA, FHA, and State housing loans
• Strong selling, exemplary customer service, and vocational skills
• Four-year degree preferred

Responsibilities

• Remain knowledgeable on all available loan programs offered by NVRM, as well as broker offerings, to compete with lenders to earn each customer's business
• Originate high quality loan applications and submit to the processing department along with all supporting documentation
• Positively impact the customer experience, while maintaining weekly contact with all borrowers, brokers, NVR Mortgage staff, and NVR Homebuilding partners to answer questions regarding specific loans, share loan status, and build relationships
• Develop and maintain strong partnerships with the NVR Homebuilding Sales team to support the monthly sales goals of each community
• Educate sales team members on industry changes and new product offerings
• Provide excellent service to the builder and homebuyer while meeting yearly performance goals

Job description

If you're a bright, energetic individual who is customer-focused and dedicated to the success of your team, we'd love to talk to you!

As a Loan Officer for NVR Mortgage, you will work directly with our homebuying customers from Ryan Homes, NVHomes and Heartland Homes.

You will impact the lives of our customers while working in an environment of respect, empowerment, and professional development. You will assume full responsibility to guide new home purchasers through the loan process from loan application to approval and settlement. You will prequalify prospective buyers, review financing options, and assist in repairing credit-challenged purchasers as needed. You also serve as the primary point of contact for homebuyers with NVR Mortgage throughout the home buying process.

This position is based on-site in our community model homes and our NVR mortgage offices.

Primary Responsibilities

• Remain knowledgeable on all available loan programs offered by NVRM, as well as broker offerings, to compete with lenders to earn each customer's business
• Originate high quality loan applications and submit to the processing department along with all supporting documentation
• Positively impact the customer experience, while maintaining weekly contact with all borrowers, brokers, NVR Mortgage staff, and NVR Homebuilding partners to answer questions regarding specific loans, share loan status, and build relationships
• Develop and maintain strong partnerships with the NVR Homebuilding Sales team to support the monthly sales goals of each community
• Educate sales team members on industry changes and new product offerings
• Provide excellent service to the builder and homebuyer while meeting yearly performance goals

Qualifications

• Must meet National and State licensing requirements
• At least 2 years of professional experience in conventional and government loans
• Strong knowledge of FNMA, FHA, and State housing loans
• Strong selling, exemplary customer service, and vocational skills
• Four-year degree preferred

Life at NVR

As the parent company of Ryan Homes, NVHomes and Heartland Homes, NVR is a Top 5 US homebuilder and Fortune 500 company that has been helping families build their happily ever after since 1948. We are committed to your success and we will give you the tools, training, and industry knowledge you need to excel and thrive. All of our roles at NVR, whether you are in the field or in the office, allow you to make a major impact in the lives of those who are looking to achieve home ownership. Our management team is tenured and talented (nearly 80% of them promoted from within), so you will have mentors who share their knowledge, provide career guidance and encourage your success.

We are an Equal Opportunity Employer.
Drug Testing and Credit Check are required.
Applicants must be legally entitled to work in the United States, as NVR does not provide visa sponsorships.

This position pays $33.65 - $43.27 per hour, which will transition to 100% commission with potential earning opportunities between $125,000 to $150,000.