Mortgage Loan Officer

Exchange Bank: Relationships You can Bank On; Kearney (NE); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

401k plan with company match

Paid vacation

Sick and holiday time

Job summary

A community-focused bank in Kearney, NE is seeking an experienced Mortgage Loan Officer to originate loans and maintain high standards of customer service. Responsibilities include meeting business development goals and cross-selling deposit relationships. Ideal candidates will have strong communication skills and NMLS registration. Full-time position with a comprehensive benefits package.

Qualifications

• Ability to determine the product best suited to clients' needs and manage the loan through the closing process.
• NMLS registration required; must pass criminal background and credit check.
• Ability to meet business development objectives.

Responsibilities

• Originate mortgage loans to exceed $15 million annually.
• Maintain <2.0% loan total and <.75% delinquency ratio.
• Cross-sell deposit relationships to mortgage customers.

Skills

Strong communication skills

Organizational skills

Job description

Join to apply for the Mortgage Loan Officer role at Exchange Bank: Relationships You can Bank On

Salaried position in Kearney, Nebraska. Full benefit package available including, health, dental, vision, life and disability insurance. 401k plan with employee match, as well as paid vacation, sick and holiday time.

Overview

Salaried position in Kearney, Nebraska. Full benefit package available including health, dental, vision, life and disability insurance. 401k plan with employee match, as well as paid vacation, sick and holiday time.

Responsibilities

• Originate mortgage loans to be sold on the secondary market or held in house per bank underwriting criteria. The target for secondary market loans originated annually will be to exceed $15 million.
• Business calling expectation of sufficient number and quality per month in pursuit/achievement of strategic growth objectives for the branch and individually.
• Promptness in reporting of business development as requested.
• Maintain a classified loan total <2.0% of respective loan portfolio at all times. Loan delinquency ratio <.75% of respective loan portfolio.
• Technical deficiencies of portfolio appropriately maintained at acceptable target levels.
• Watch list recommendations and timely preparation of problem credit memo and submission per Exchange Bank credit policy.
• Insure that all loan documents are properly prepared prior to customer signing.
• Accurate and timely submission of mortgage loans sent to secondary market.
• Credit files are kept current with relevant, limited and appropriate information.
• Cross-sell deposit relationships to mortgage customers and to help meet net deposit growth annually in line with the strategic goals of Exchange Bank.
• Professionally represent the bank in the community by participating in civic/community organizations that offer strategic opportunities to cultivate and deliver new business while simultaneously giving back to our communities.
• Exhibit professional behavior and promote positive working relationships with internal Exchange Bank staff.
• Understand and adhere to all bank policy, procedures, laws and regulations applicable to this role. Complete compliance training as assigned; follow internal processes and controls as required. Report all compliance issues, violations of law or regulations to appropriate level of management.

Qualifications

• Involves mortgage lending with the ability to determine the product that best suits the clients need and manage the loan through the closing process.
• National Mortgage Licensing System (NMLS) registration under S.A.F.E. Act of 2008 and Regulation Z; criminal background and credit check required.
• Strong communication and organizational skills; ability to meet business development objectives.

Other details

• All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or national origin.
• Employment type: Full-time
• Seniority level: Entry level
• Job function: Finance and Sales
• Industries: Banking

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