Mortgage Loan Officer

The Richmond Group USA; Greer (SC); On-site; USD 100,000 - 140,000; Full time

Benefits offered by this job

Medical, dental and vision insurance

401(k) retirement plan

Career development opportunities

Job summary

The Richmond Group USA is seeking a Mortgage Loan Officer in the Greer, SC area to help clients secure residential loans and grow their production. This fully commission-based role offers a highly competitive structure with the potential to earn $120K+ annually, supported by a dedicated processor, diverse lending programs, and a broad suite of resources to keep deals moving.

Your success will come from building relationships with borrowers, realtors, builders, and other referral sources while

Qualifications

• 3+ years of residential mortgage lending experience.
• Ability to build and grow a mortgage production pipeline.
• Strong communication and customer-focused service mindset.

Responsibilities

• Demonstrate knowledge of mortgage loan products, services, and investor underwriting guidelines.
• Follow policies, and applicable federal, state, local regulations.
• Coordinate with departments to ensure compliance for products and services.
• Interview loan applicants and gather required information to support credit decisions.
• Build strong customer relationships and promote additional services.
• Develop new business through referrals and networking activities.

Skills

Mortgage lending experience

Sales / business development

Customer relationship building

Job description

Ready to Close More, Earn More, and Take Your Mortgage Career to the Next Level? Join a growing team as a Mortgage Loan Officer where your production directly drives your income. With a highly competitive commission structure and the potential to earn $120K+ per year, your experience, relationships, and production can translate into serious earning potential! Bring the relationships and expertise you’ve built and get the advantage of a dedicated processor, full-service financial resources, an established mortgage division, and diverse lending programs designed to keep deals moving and your pipeline growing. Spend more time building relationships, generating new business, and closing loans with the support you need behind you. If you’re ready to build on your success, increase your production, and maximize your income, this is the opportunity to take your mortgage career further!

Our client, is seeking a Mortgage Loan Officer in the Greer, SC area.

If you have 3+ years of residential mortgage lending experience and are ready to grow your production and earning potential, this is the opportunity for you!

Why Mortgage Loan Officers Choose Our Client:

• Serious Earning Potential: This is a fully commission-based opportunity with the potential to earn $120K+ based on your performance. Take advantage of a highly competitive commission structure, plus quarterly incentives and a business development allowance to help you grow your production and maximize your income.
• More Ways to Grow Your Pipeline: Access a variety of lending solutions that can help you serve more borrowers, develop new referral relationships, and generate additional business.
• Dedicated Processing Support: Get dedicated processing support to keep loans moving while you focus on generating business, strengthening relationships, and closing more deals.
• Technology That Keeps You Moving: Take advantage of modern mortgage technology and streamlined lending and closing processes designed to make the experience more efficient for you and your clients.
• Your Team, Your Next Opportunity: If you’ve built a successful team, explore an opportunity where you can make the move together and continue growing your business.
• More Products, More Opportunities: Leverage a broad range of financial products and services to offer more solutions, deepen client relationships, and uncover additional business opportunities.
• Strength & Stability: Build your future with an established financial institution with a proven track record of growth and long-term stability.
• Comprehensive Benefits & Career Growth: Medical, dental and vision insurance, 401(k), flexible spending options, life and disability insurance, plus career development opportunities to grow within the organization.

Duties and Responsibilities:

• Demonstrate knowledge of mortgage loan products, services, and investor underwriting guidelines.
• Follow company policies, security guidelines, and all applicable federal, state, local, fair lending, and community lending regulations.
• Coordinate with legal counsel and operating departments to ensure compliance with regulations for new or revised products and services.
• Interview loan applicants and gather required information to support credit decisions.
• Compile loan packages and negotiate loan structures, including fees, repayment options, and other credit terms.
• Conduct credit analysis to support loan approval within established officer and investor guidelines.
• Identify and analyze potential markets to develop new mortgage loan prospects.
• Build strong customer relationships, promote additional services, and refer customers to appropriate staff.
• Take ownership of customer concerns and work toward resolution.
• Serve as a primary contact for customer and prospective customer questions regarding mortgage products, rates, and procedures.
• Develop new business through relationships with realtors, builders, customers, and other referral sources, including occasional evening and weekend activities.

All qualified applicants will receive consideration for employment without regard to the individual's race, color, sex, national origin, religion, age, disability, genetic information, status as a military veteran, or any other characteristic protected by applicable law.