Mortgage Loan Officer

First Atlantic Federal Credit Union; Eatontown (NJ); On-site; USD 65,000 - 110,000; Full time

Benefits offered by this job

Competitive Salary

Medical

Dental

Life Insurance

401k with company match

Paid Time Off

10 Paid Holidays

Tuition Reimbursement

Employee Discounts

Job summary

First Atlantic Federal Credit Union, headquartered in Eatontown, NJ, is expanding its mortgage loan portfolio and seeks a licensed mortgage loan officer to join our team. The role focuses on identifying member needs and recommending credit union solutions while delivering outstanding service.

You will develop referral sources, manage the loan process, ensure smooth closings, and stay compliant with lending policies. Evening/weekend hours may be required to meet customer needs.

Qualifications

• NMLS license is required.
• BA preferred but not required.
• Minimum 3 years of related loan origination experience.
• Proficient in Microsoft Office (Excel, Word, PowerPoint).
• Strong customer service and communication skills.
• Detail-oriented and able to work in a fast-paced environment.

Responsibilities

• Calls and interviews applicants to assess mortgage needs.
• Process loan applications and coordinate with underwriting.
• Manage mortgage pipeline to ensure timely closings.
• Develop referral sources and partnerships.
• Ensure compliance with lending policies and regulations.
• Coordinate marketing programs related to mortgage products.

Skills

NMLS License

Customer service

Microsoft Office

Detail oriented

Communication skills

Organization skills

Education

BA preferred but not required

Tools

Microsoft Office

Job description

Description

Would you like to join a growing, member-owned, not-for-profit financial institution that is one of the Best of the Best in Monmouth and Ocean County per the Asbury Park Press Readers' Choice Awards? We have refreshed our brand, and our CEO and Leadership Team are focused on the well-being of our Employees and the enrichment of the work environment!

Who we are:

Around here we do things differently. Maybe it's the ocean breeze. Or the music. Or the fact that we've been a part of the landscape for over 90 years. Around here we put our members first. Always have and always will. First Atlantic is Built on Trust, Driven by Members! It's knowing that when our community thrives, we all thrive. Our continued mission is to support our members and deliver the best value in financial services. It's where trust and tradition meet innovation and versatility, and the community is paramount.

First Atlantic is headquartered in Eatontown, New Jersey, with branches in Eatontown, Oceanport, Toms River. Coming soon to Freehold and Old Bridge!. Anyone who lives, works, worships, volunteers, or attends school in Middlesex, Monmouth or Ocean counties is eligible to join. Family members of a First Atlantic member can also belong.

Position Summary

First Atlantic is expanding its mortgage loan portfolio. This is an excellent opportunity for a licensed mortgage loan officer to join our team. The primary purpose of this position is to assist First Atlantic Federal Credit Union to live out its mission, to provide best value financial services to members by providing outstanding service to both external and internal members. A key function of this outstanding service is to identify member needs and recommend appropriate credit union product and service solutions. In addition; plans and implements financial institution sales and marketing programs targeted toward the residential real estate market by performing the following duties. This position may involve evening and weekend hours as needed to meet customer needs.

Essential Responsibilities

• Calls, develops and visits centers of influence to create mortgage loan customers,
• Developing & cultivating self-generated referral sources & partnerships
• Interviewing applicants to obtain pertinent information regarding their loan needs
• Providing service & overseeing all actions during the loan origination process for managing the relationship with the member ensuring that the mortgage loan closes based upon mutually acceptable terms
• Compiling, coordinating and processing necessary loan documents for submission to underwriting
• Managing mortgage pipeline, assisting customers, inputting applications & reviewing financial and credit data
• Ensuring compliance to all Federal, State and company Lending policies & procedures
• Calling, writing & e-mailing clients or prospects
• Assisting in coordinating marketing programs
• Studying & evaluating new activities, policies, programs, services & markets related to business development strategy
• Maintaining current knowledge of trends & developments in local real estate market as well as regulations concerning residential mortgage lending

About the Company

Here at First Atlantic, we emphasize value. Beyond the value of dollars and cents. We prioritize another gift we can give to our members, time. Through innovation and with integrity, we work to ensure our members receive the best value and service.

We're currently looking for team members and leaders who share our vision and our service driven culture.

Benefits

• Competitive Salary
• Medical
• Dental
• Life insurance
• 401k with company match
• Paid time Off
• 10 Paid Holidays
• Tuition Reimbursement
• Employee Discounts

Requirements

Qualifications

• NMLS License
• BA preferred but not required
• Minimum 3 years' related experience
• Prior loan origination experience is required
• Proficient in Microsoft Office programs. Excel, Word, Power Point.
• Superior Customer service skills.
• Detail orientated and able to function in a fast-paced and changing environment.
• Strong organizational and communication skills