Mortgage - Loan Officer

Lennar Associates Mgmt; Alpharetta (GA); On-site; USD 50,000 - 80,000; Full time

Job summary

Lennar Mortgage is seeking a Field Loan Officer to build relationships with clients and homebuilding associates, conduct on-site meetings, and guide customers through mortgage options and the loan process. The role emphasizes proactive outreach, precise rate reviews, and adherence to regulatory guidelines.

The position requires loan origination experience, a valid license, and strong organizational skills. Travel to communities and model homes is expected, with in-person client interaction at

Qualifications

• Highschool Diploma or Equivalent.
• Four-year college degree (preferred).
• Minimum of 3 years of Loan Originating experience.
• NMLS License & specific State license or willingness to obtain within 30 days.
• Fluent in Spanish - Speaking and Writing (preferred).
• Valid driver's license and reliable transportation.

Responsibilities

• Business development and customer relations: generate leads through community visits and outside sales efforts.
• Conduct First Time Homebuyer Seminars and engage with builders, realtors, and clients to obtain loan applications.
• Offer tailored mortgage solutions and review/lock rates at least 15 days before closing while complying with regulations.
• Lead management: daily review of leads and proactive outreach by phone and email to schedule meetings.
• Originate and prepare new loans in compliance with regulations and company guidelines.
• Maintain detailed reports and notes in the origination system for loan statuses and closings.

Skills

Spanish language

Self-starter

Organizational skills

Microsoft Office

Mortgage software proficiency

Education

High school diploma or equivalent

Four-year college degree (preferred)

NMLS license & state license

Tools

Microsoft Office Suite

Mortgage origination software

Job description

Mortgage - Loan Officer

Loan Officer We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.A Career that Empowers You to Build Your Future As a Field Loan Officer at Lennar Mortgage, your role will be centered on establishing and nurturing strong relationships with clients and homebuilding associates through face-to-face interactions. You will conduct on-site meetings, engaging directly with customers, homebuilding associates, and referral sources. Your primary responsibilities include assessing financial data, guiding customers on mortgage products, and seamlessly facilitating the loan process in adherence to the Lennar Mortgage roadmap. Your presence in the field ensures personalized and hands-on support for clients seeking financial solutions.

A career with purpose.

A career built on making dreams come true.

A career built on building zero defect homes, cost management, and adherence to schedules.

Your Responsibilities on the Team

• Business Development and Customer Relations: Strategize and implement outside sales activities to actively contribute to the company's growth. Lead the charge in generating leads through effective prospecting, with regular visits to communities, realtors' offices, and relevant locations.
• Conduct regular "First Time Homebuyer Seminars" in communities to not only develop leads but also establish strong relationships with New Home Consultants and prospective/current clients. Travel and actively participate in builder and realtor functions, status meetings, phase releases, phone banks, and special events. Proactively engage with various communities to explain the Company's offerings, obtain loan applications, and attend closings.
• Customer-Centric Approach: Offer tailored recommendations on the best mortgage solutions for customers' financial and individual needs. Review and lock interest rates at least fifteen days prior to closing. Maintain strict adherence to federal, state, and company regulations and guidelines throughout the loan origination process.
• Lead Management and Communication: Daily review of leads, followed by proactive outreach to prospective customers via telephone and email to schedule in-person/virtual meetings. Ensure clear and timely communication with both internal and external stakeholders, maintaining open lines of dialogue.
• Loan Origination and Advisory: Originate and prepare new loans meticulously, adhering to federal, state, and company regulations outlined in the "Loan Officer" agreement. Offer personalized advice and recommend the most suitable mortgage loan products aligned with customers' financial and individual needs.
• Sales Support, Metrics, and Reporting: Provide crucial assistance to New Home Consultants on customer pre-qualifications, actively contributing to the development of a pipeline for outside sales. Strive to meet or exceed closed loan capture rate, spot loan objectives, and other established sales goals and metrics specified in the "Loan Officer" Agreement. Maintain detailed reports and notes within the origination computer system, facilitating a comprehensive exchange of information regarding loan applications, statuses, customer conversations, underwriting, lock-in information, monthly projected closings, incentives, and expenses.

Your Toolbox

• Highschool Diploma or Equivalent
• Four-year college degree (preferred)
• Minimum of 3 years of Loan Originating experience
• Valid driver's license and dependable mode of transportation
• NMLS License & specific State license or be (willing to get within 30 days of employment)
• Fluent in Spanish -Speaking and Writing (preferred)
• Self-starter and able to work independently
• Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple priorities
• A genuine passion for delivering exceptional experiences to customers
• Proficient in using standard office software (e.g., Microsoft Office Suite)
• Proficient in using mortgage industry software and tools

Physical & Office/Site Presence Requirements:

Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work in excess of eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be requ