Mortgage Loan Officer

West Capital Lending, Inc.; Alpharetta (GA); Sur place; USD 60 000 - 90 000; Plein temps

Résumé du poste

West Capital Lending, Inc. is hiring a customer-focused Loan Officer in Alpharetta, GA to guide clients through the loan process and assess creditworthiness.

You will review financial documents, explain loan options, and collaborate with underwriters to close loans while ensuring compliance with regulations and internal policies.

Qualifications

• Proven experience in loan offices or similar role in financial services (min 1 year).
• Strong knowledge of loan products, underwriting, and regulations.

Responsabilités

• Assess loan applications and determine creditworthiness by reviewing documents and credit reports.
• Provide guidance on loan products, terms, and eligibility requirements.
• Process applications: gather docs, verify data, and complete forms accurately.
• Maintain relationships with clients and deliver excellent service throughout the loan process.
• Explain options, terms, risks, and repayment schedules to clients.
• Coordinate with underwriters, processors and team to ensure smooth approvals.

Connaissances

Communication

Interpersonal skills

Detail-oriented

Organizational skills

Credit analysis

Microsoft Office

Formation

NMLS license

Outils

Loan processing software

Description du poste

About the Company:

We are seeking a highly motivated and customer-focused Loan Officer to join our dynamic team. As a Loan Officer, you will play a key role in assisting clients with the loan application process, evaluating financial backgrounds, and offering suitable loan products. You will work with clients to ensure that their financial needs are met, while ensuring all transactions comply with legal and regulatory standards.

About the Role:

Assess loan applications and determine creditworthiness by reviewing financial documents, credit reports, and other relevant information. Provide expert guidance and advice on available loan products, terms, and eligibility requirements. Process loan applications, including obtaining necessary documentation, verifying financial data, and ensuring accurate completion of all forms. Establish and maintain strong relationships with clients, providing excellent customer service throughout the loan process. Communicate clearly with clients to explain loan options, repayment terms, and potential risks. Collaborate with underwriters, processors, and other team members to ensure a smooth and efficient loan approval process. Maintain a deep understanding of industry regulations, loan policies, and market trends. Monitor the progress of loan applications and assist clients with any questions or issues that arise. Achieve individual and team sales goals by promoting and closing loan products.

Qualifications/Responsibilities:

• Proven experience as a Loan Officer or in a similar role in financial services (minimum of 1 year).
• Strong knowledge of loan products, underwriting processes, and applicable regulations.
• Excellent communication and interpersonal skills with the ability to build strong relationships with clients.
• Detail-oriented with strong organizational skills and the ability to handle multiple tasks.
• Ability to assess financial documents and analyze creditworthiness.
• Proficient in Microsoft Office Suite and other loan processing software.
• Loan Officer license (NMLS).

Equal Opportunity Statement:

West Capital Lending is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.