Mortgage Loan Coordinator

Equity Bank; Wichita (KS); On-site; USD 42,000 - 64,000; Full time

Job summary

Equity Bank in Wichita, KS is seeking a Mortgage Coordinator to support on-site Mortgage Operations. This full-time, on-site position handles post-closing coordination, disclosures, lock desk activity, and investor data entry to ensure timely delivery of documents and accurate pricing.

The role requires at least 2 years of mortgage experience, TRID knowledge, and proficiency with Ellie Mae Encompass. Strong attention to detail, communication skills, and ability to manage high-volume tasks are

Qualifications

• 2+ years mortgage experience
• TRID experience preferred
• Experience with Ellie Mae Encompass LOS preferred
• Extensive knowledge of mortgage lending practices and regulations preferred
• Ability to process high volume, time-sensitive transactions
• Detail oriented and well organized

Responsibilities

• Coordinator for the Quality Control Post-Closing process between the Bank and Quality Control vendor-liaison to pull report to send to vendor
• Follow up on trailing documents to ensure Bank has all recorded documents and final title policies
• Research and pay invoices as necessary
• Adverse Actions and Adverse Action notices processing
• Scan documents into Encompass and Director
• Review and interpret loan information to determine required disclosures
• Monitor daily pipelines for re-disclosure packages within regulated timeframes
• Lock Desk duties including rate locks and extensions
• Data entry for all mandatory loan sales and investor information updates
• Post Close support and back up for Post Closers

Skills

Mortgage experience

TRID experience

Encompass LOS

Attention to detail

Interpersonal skills

Time management

Education

High School diploma or equivalent

Tools

Encompass LOS

Job description

Position: Mortgage Coordinator On-site (Not Remote)

Location: Wichita, KS (On-site)

Status: FT/Hourly

Jump start your career at Equity Bank! We are currently hiring energetic, team oriented, and community focused individuals to join our team! With a team of best-in-class customer service experts, you'll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service. At Equity Bank we’ll help you invest in your community through volunteer opportunities which align with our company initiatives and core values.

• Coordinator for the Quality Control Post-Closing process between the Bank and Quality Control vendor-liaison to pull report to send to vendor, pull report to send to vendor, pull files as requested and upload to vendor
• Follow up on trailing documents-ensure that the Bank has all recorded documents and final title policies to send to investors and in house loans
• Research and pay invoices as necessary
• Adverse Actions
• Process Adverse Action notices in a timely manner
• Scan documents into Encompass
• Disclosure Desk
• Back up the Disclosure Desk as needed
• Pull the Application/Disclosure report daily
• Review and interpret loan information to effectively determine which disclosures are required
• Ensure each disclosure package contains all expected disclosures
• Comply with regulation timelines for the delivery of disclosures to the customer
• Communicate with Lenders to validate fees associated with the transaction
• Monitor daily pipelines to ensure initial and re-disclosure packages are distributed to customers within regulated timeframes
• Order flood searches
• Lock Desk
• Back up the Lock Desk as needed
• Lock interest rate with secondary market lenders as submitted by loan officers through the Bank’s pricing engine
• Confirm pricing for locked rate
• Processes rate lock extensions and other changes to loan characteristics and ensures any pricing considerations are addressed
• Extend locks when needed
• Performs data entry for all mandatory loan sales and updates investor information (commitment number, investor loan number, delivery date, pricing, etc.)
• Communicates rate lock expiration reports to Manager/Supervisor to ensure all locks are extended or any inactive locks are canceled
• Assists post-closing department with any revisions to locks necessary to facilitate getting the loan purchased
• Process In-House lock requests
• Post Close
• Back up the Post Closers as needed
• Scan and upload closing packets to Encompass and Director
• Sort documents in Encompass and Director
• Employee is responsible for understanding and following the applicable laws and regulations for their job responsibilities including but not limited to Equity Bank Business Ethic and Conduct policy, Bank Secrecy Act, Information security, and Suspicious Activity reporting requirements
• Perform other duties as assigned, required, or requested

Position: Mortgage Coordinator On-site (Not Remote)

Department: Mortgage Operations

Location: Wichita, KS (On-site)

Status: FT/Hourly

Jump start your career at Equity Bank! We are currently hiring energetic, team oriented, and community focused individuals to join our team! With a team of best-in-class customer service experts, you'll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service. At Equity Bank we’ll help you invest in your community through volunteer opportunities which align with our company initiatives and core values.

• Coordinator for the Quality Control Post-Closing process between the Bank and Quality Control vendor-liaison to pull report to send to vendor, pull report to send to vendor, pull files as requested and upload to vendor
• Follow up on trailing documents-ensure that the Bank has all recorded documents and final title policies to send to investors and in house loans
• Research and pay invoices as necessary
• Adverse Actions
• Process Adverse Action notices in a timely manner
• Scan documents into Encompass
• Disclosure Desk
• Back up the Disclosure Desk as needed
• Pull the Application/Disclosure report daily
• Review and interpret loan information to effectively determine which disclosures are required
• Ensure each disclosure package contains all expected disclosures
• Comply with regulation timelines for the delivery of disclosures to the customer
• Communicate with Lenders to validate fees associated with the transaction
• Monitor daily pipelines to ensure initial and re-disclosure packages are distributed to customers within regulated timeframes
• Order flood searches
• Lock Desk
• Back up the Lock Desk as needed
• Lock interest rate with secondary market lenders as submitted by loan officers through the Bank’s pricing engine
• Confirm pricing for locked rate
• Processes rate lock extensions and other changes to loan characteristics and ensures any pricing considerations are addressed
• Extend locks when needed
• Performs data entry for all mandatory loan sales and updates investor information (commitment number, investor loan number, delivery date, pricing, etc.)
• Communicates rate lock expiration reports to Manager/Supervisor to ensure all locks are extended or any inactive locks are canceled
• Assists post-closing department with any revisions to locks necessary to facilitate getting the loan purchased
• Process In-House lock requests
• Post Close
• Back up the Post Closers as needed
• Scan and upload closing packets to Encompass and Director
• Sort documents in Encompass and Director
• Employee is responsible for understanding and following the applicable laws and regulations for their job responsibilities including but not limited to Equity Bank Business Ethic and Conduct policy, Bank Secrecy Act, Information security, and Suspicious Activity reporting requirements
• Perform other duties as assigned, required, or requested

Required Skills & Education

• High School diploma or equivalent
• 2+ years mortgage experience
• TRID experience preferred
• Experience with Ellie Mae Encompass LOS preferred
• Extensive knowledge of mortgage lending practices and regulations preferred
• Ability to process high volume, time-sensitive transactions preferred
• Detail oriented and well organized
• Able to perform a variety of mortgage-related functions, while maintaining composure
• Excellent interpersonal skills and professional manner

Who We Are

Equity Bank, a full-service, $8 billion community bank, is based in Wichita, Kansas, with 85 bank offices throughout Kansas, Missouri, Arkansas, Nebraska, and Oklahoma.

At Equity Bank, you can find exciting opportunities to challenge you, expand your skills, and reward your contributions. Our employees receive competitive compensation and benefits, while working in an atmosphere that encourages personal and professional growth. We’re searching for motivated individuals who are passionate about serving others, learning new technologies, and working as part of a team.

Equity Bank offers a full range of financial solutions, including online and mobile banking, commercial loans, consumer banking, and mortgage loans, treasury management service, the best solutions for your business, and absolutely zero ATM fees, anywhere.

What’s in it for you?

We believe your benefits are an important part of your overall compensation package. We work year-round to ensure that we provide our employees with the most up-to-date, competitive program. We thoroughly evaluate our benefit plans and strive to provide quality benefits that support the physical and financial well-being of our employees and their families.

Benefits Available:

• Health, Dental & Vision Insurance
• Group Life & Long-Term Disability Insurance
• Flexible Spending & Health Savings Accounts
• Group Cancer Insurance
• 401(K) Retirement Plan w/ Company Match
• Generous Vacation & Sick Time
• Employee Stock Purchase Plan (ESPP)
• Pet Insurance
• Retail Banking Benefits

Find your future at Equity Bank!

The above statements are intended to generally describe the nature and level of work to be performed by most people assigned to this job. It is not intended as an exhaustive list of all responsibilities, duties, and requirements.

Physical Requirements

This position requires standing, walking, bending, and squatting on a regular basis. May require the ability to stoop, kneel, crouch or reach with hands and arms. Requires the ability to carry, lift, move or push up to 10 pounds on an occasional basis. Must be able to talk and listen to others. Frequently uses hands and fingers to handle or feel. Requires ability to see up close and distant, distinguish colors, peripheral vision, depth perception and the ability to adjust focus. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Work Environment

This position regularly works in an office setting. Most of the job duties require the employee to be working with computers and electronic media on a regular basis.

Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant’s race or skin color, national origin or ethnicity, religious beliefs, age, sex, physical or mental ability.