Model Development Analyst, Commercial Credit Risk

U.S. Bank; Charlotte (NC); On-site; USD 110,000 - 180,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

Life insurance

Disability insurance

Parental leave

401(k) plan

Job summary

U.S. Bank in Charlotte is seeking a talented individual contributor to support the Model Development & Decision Science team within Credit Risk Administration.

You will help develop, maintain, and monitor expected loss forecasting models for the Commercial & Industrial portfolio in support of CECL, CCAR, and related risk management needs. You will work with partners in credit risk, finance, validation, and audit, performing data prep, analyses, and documented results.

Qualifications

• Bachelor’s degree with 8+ years of relevant experience.
• MA/MS or PhD in a quantitative field with multiple years of analytics work.
• Experience with Python, R, SAS or SQL; ability to learn new tools.
• Strong written and verbal communication; documented analysis and results.

Responsibilities

• Support model development for Commercial & Industrial credit risk under CECL/CCAR guidance.
• Prepare data, run analyses, and document results for governance and audits.
• Collaborate with risk, finance, model validation, and technology partners.
• Develop and maintain exhibits, tables, and summaries for regulatory materials.
• Identify opportunities to streamline data pulls, reporting, and repeatable analyses.

Skills

Quantitative analysis

Predictive modeling

Python

R

SQL

Communication

Collaboration

Data exploration

Education

Bachelor’s degree in quantitative field

MA/MS in quantitative field

PhD in quantitative field

Tools

Python

R

SAS

SQL

Power BI

Job description

U.S. Bank in Charlotte is seeking a talented individual contributor to support the Model Development & Decision Science team within Credit Risk Administration.

You will help develop, maintain, and monitor expected loss forecasting models for the Commercial & Industrial portfolio in support of CECL, CCAR, and related risk management needs. You will work with partners in credit risk, finance, validation, and audit, performing data prep, analyses, and documented results.