Middle Market Senior Underwriting Officer- Construction

AXA XL; New York (NY); On-site; USD 107,600 - 209,100; Full time

Benefits offered by this job

Five Business Resource Groups

Flexible working arrangements

Enhanced family-friendly leave

Diversity Best Practices Index

UK Women in Finance Charter

Job summary

AXA XL Americas Middle Market is seeking a Senior Underwriting Officer - Construction to drive profitable growth and advanced technical underwriting within the Construction line of business.

The role reports to the Head of Industry Solutions and requires deep Construction knowledge, strong leadership, and collaboration with underwriting, claims, actuarial, product and broker partners.

Qualifications

• Bachelor’s degree and extensive Construction underwriting experience; CPCU/CRIS/RPLU preferred.
• Deep technical knowledge of Construction coverages, exposures and rating.
• Strong communication, collaboration and leadership abilities.

Responsibilities

• Provide expert-level technical support to underwriters and enable profitable growth.
• Monitor portfolio performance with underwriting, claims and actuarial teams.
• Collaborate with product, underwriting and broker partners to identify market opportunities.
• Drive underwriting strategy and risk selection using market insights and loss trends.
• Engage cross-functional groups to address issues in Casualty Lines and related areas.
• Represent AXA XL as a Construction SME at industry conferences.

Skills

Construction underwriting

Risk assessment

Underwriting strategy

Negotiation

Leadership / people mgmt

Education

Bachelor's degree

CPCU/CRIS/RPLU preferred

Job description

As a key growth segment within AXA XL Americas, our Middle Market business focuses on the expansion of AXA XL’s current offerings to mid-sized clients in the US and Canadian Commercial P&C market. As a Senior Underwriting Officer - Construction supporting the Middle Market organization, you will play an integral role in AXA XL’s drive towards profitable growth. You will leverage your technical expertise and underwriting experience in Construction lines of business with deep understanding of the marketplace to enhance our overall offering and enable sustainable growth in this key industry vertical.

What you’ll be doing

What will your essential responsibilities include?

• Provide expert-level technical support to underwriters and leverage referral authority to enable profitable growth and a balanced book of business in preferred segments within this vertical.
• Closely monitors portfolio performance across the vertical in partnership with Underwriting, Claims and Actuarial, identifying drivers of performance and key growth opportunities.
• Work in close collaboration with Product and Underwriting counterparts as well as broker partners to assess overall capabilities in the market and identify opportunities for enhancements in products or services.
• Drive underwriting strategy and risk selection through understanding of the competitive marketplace, preferred risk characteristics, lessons from loss trends, and competitor offerings.
• Establish excellent working relationships with cross-functional groups including Claims, Compliance, Regulatory, Legal and other functions to engage and collaborate on issues related to the Casualty Lines of business
• Represent AXA XL as a Construction subject matter expert and thought leader at industry conferences enabling the organization to see around corners and stay ahead of industry trends and emerging risks

You will report to the Head of Industry Solutions.

What you’ll bring

We’re looking for someone who has these abilities and skills:

• Deep technical experience in the coverages, exposures and rating for Construction risks and experience with different rating programs and structures
• Advanced knowledge of the principles of underwriting, primarily gained through extensive experience working in an underwriting or referral role
• Intimate knowledge of the Construction market, specifically for mid-sized clients.
• Possess and demonstrate sound critical thinking skills, robust interpersonal and communication skills (both written and verbal) and excellent negotiation abilities.
• Team player with excellent management skills and commitment to continued professional development. Prior people leadership is preferred.

Bachelor’s Degree and extensive experience gained on the broker, carrier, or reinsurance side. CPCU, CRIS, RPLU designation is preferred.

Who we are

AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it.

By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty.

With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.

Learn more at axaxl.com

What we offer

Inclusion

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It’s about helping one another – and our business – to move forward and succeed.

• Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
• Robust support for Flexible Working Arrangements
• Enhanced family-friendly leave benefits
• Named to the Diversity Best Practices Index
• Signatory to the UK Women in Finance Charter

Total Rewards

AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do.

We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.

Sustainability

At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.

Our Pillars

• Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future. We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.
• Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.
• Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.
• AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving.

For more information, please see Sustainability at AXA XL.

The U.S. base salary range for this position is USD 107,600-209,100. Actual pay will be determined based upon the individual’s skills, experience and location. We stride for market alignment and internal equity with our colleagues’ pay.

At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about AXA XL’s benefits offerings, please visit US Benefits at a Glance 2026.