Merchant Underwriter

Kurvpay; Cleveland (OH); Hybrid; USD 55,000 - 75,000; Full time

Benefits offered by this job

Competitive salary

PTO

401K plan with company match

Paid holidays

Health/dental insurance

Employee discounts

Career growth opportunities

Recognition and rewards for excellence

Job summary

Kurvpay is seeking a Merchant Underwriter in Cleveland, OH to review merchant applications and provide confident underwriting decisions in a fast-paced environment. The role requires analyzing a mix of applicants, interpreting credit reports, and effectively communicating findings to senior management.

Ideal candidates will have 3+ years of underwriting experience, strong analytical and communication skills, and a Bachelor’s in Business or Finance preferred (or equivalent work experience).

Qualifications

• 3 years’ experience in a commercial underwriting environment.
• Typing 50+ WPM or equivalent keystrokes.
• Strong organizational skills and attention to detail.
• Strong analytical and oral/written communication skills.
• Experience reviewing and analyzing credit reports (Equifax, Experian, Dunn & Bradstreet).
• Team-oriented with willingness to work across all levels of applicants.

Responsibilities

• Conduct commercial credit applicant reviews.
• Analyze a mix of merchant applicants across business types.
• Handle a wide range of volumes and ticket amounts with standard docs.
• Review and analyze credit reports from Equifax, Experian, and Dunn & Bradstreet.
• Communicate effectively with merchants, sales, and internal teams.
• Collaborate with management to ensure compliance and monitoring.

Skills

Analytical skills

Communication skills

Strong organizational skills

Typing 50 WPM

Multitasking

Attention to detail

Education

High School Diploma or equivalent

Bachelor’s Degree in Business or Finance preferred

Job description

Job Details

Job Location: Corporate Office - Cleveland, OH 44113Position Type: Full TimeJob Category: FinanceThe primary focus of the Merchant Underwriter is to review, analyze and make confident decisions and recommendations for merchant applications. The ideal candidate for this position is qualified and experienced with a wide range of commercial underwriting in a fast paced deadline driven environment.

The successful candidate will also have the ability to understand and apply best practices guidelines; collect and analyze exposure and loss data; respond efficiently and effectively to internal and external requests; maintain all organizational and professional ethical standards; have the ability to spot trends in monitoring and reporting; and communicate results of analysis to business customers and senior management, all while actively advocating and monitoring compliance.

Responsibilities to Include

• Conduct commercial credit applicant reviews;
• Analyze a mix of merchant applicants in a wide variety of business types in both a card-present and non-present processing environment;
• Handle a wide range of volumes and ticket amounts, standard documentation and future service liability
• Review and analyze individual and company credit reports including Equifax, Experian and Dunn and Bradstreet;
• Communicate effectively with merchants and sales representatives;
• Communicate effectively with internal company departments, as well as management, as necessary.

Job Requirements

• 3 years’ experience in a commercial underwriting environment
• Typing 50+ WPM or equivalent keystrokes
• Strong organizational skills
• Strong analytical skills
• Strong oral and written communication skills
• Strong organizational skills, ability to multitask, and attention to detail.
• Ability to interpret data based on established criteria.
• Experience reviewing and analyzing individual and company credit reports including Equifax, Experian and Dunn and Bradstreet required
• Must be a team-oriented individual with willingness to work all levels of applicants (not exclusively high level applicants) with a positive attitude
• Flexibility required to work extended shifts as needed
• High School Diploma or equivalent required
• Bachelor’s Degree in Business or Finance preferred (or equivalent work experience)

Kurv Offers

• Many outstanding benefits including: competitive salary
• PTO
• 401K plan with company match
• paid holidays
• company contribution toward health/dental insurance
• employee discounts
• career growth opportunities
• and recognition and rewards for excellence.

Qualifications