Member Services Representative

Georgiasown; Union (NJ); On-site; USD 37,000 - 46,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

401(K) company match

Job summary

Georgiasown in Union, New Jersey is seeking a Member Services Representative responsible for providing a variety of Credit Union services via phone. This role includes assisting members with savings and checking accounts, loans, and online banking issues. The position offers a base salary of $20 per hour, participation in the Member Services Incentive Program, and benefits like medical, dental, vision, and 401(K) company match. A high school diploma and excellent communication skills are required, along with the ability to work in a team.

Qualifications

• 1-2 years of related experience preferred.
• Ability to take direction and follow tasks.
• Ability to work in an office environment.

Responsibilities

• Provide phone service regarding savings and checking accounts.
• Assist members with loans and account inquiries.
• Support online banking issues and card services.

Skills

Excellent verbal communication skills

Basic level math skills

Organizational skills

Teamwork ability

Education

High School Diploma or Equivalent

Tools

PC

Job description

If you would enjoy working in a dynamic environment and are looking for an opportunity to become part of a stellar team of professionals dedicated to service, we invite you to apply online today.This position offers a flexible hybrid work arrangement, allowing employees to balance in-office collaboration with the benefits of remote work. We provide the necessary tools and technology to ensure seamless productivity, whether you're working from home or the office.SUMMARY: A Member Services Representative is responsible for providing, via telephone contact, a wide variety of Credit Union services to members including transactions, disseminating information, problem resolution and applicable product/service suggestions. This role offers a base salary of $20.00 per hour, participation in the Member Services Incentive Program, and a comprehensive benefits package, including Medical, Dental, Vision, and 401(K) company match.**ESSENTIAL DUTIES AND RESPONSIBILITIES** include the following. Other duties may be assigned.* Provide phone service regarding savings accounts by: + Informing members of general information concerning savings accounts and credit union membership. + Initiating process to open new savings accounts for members and starting payroll deductions if requested. + Calculating dividends for members or explaining process and interpreting statements. + Processing savings withdrawals or transfers via PC or written voucher at member’s request. + Quoting and explaining savings activity to members. + File maintaining savings accounts as necessary. + Initiating process to stop payment on savings checks at member’s request. + Initiating and completing, if time allows, any research dealing with savings accounts. + Taking requests for savings statement copies and initiating charge for that service if applicable. + Helping with any miscellaneous request by member.* Provide telephone service for checking accounts by: + Informing members of general information concerning checking accounts. + Initiating process to open new checking accounts with ATM/VCC, overdraft protection and payroll deductions if requested, including pulling credit reports, talking to supervisor for approval and typing new membership cards. + Calculating dividends or explaining process when requested. + Quoting and explaining checking account activity to members and assisting with general problem solving concerning checking activity and balancing of checkbook. + Transferring funds to and from checking account at member’s request. + File maintaining checking accounts as necessary. + Assisting members in ordering checks. + Assisting members in ordering replacement ATM/VCC cards and in reporting Lost and Stolen ATM/VCC cards. + Initiating process to order microfilm copies of checks. + Initiating and, if time permits, completing any research requests by member. + Helping with any miscellaneous request by member.* Provide phone service regarding loans by: + Having the ability, through general understanding, to provide member with limited information regarding all types of loans including: annual percentage rate, repayment schedules, cost of credit life and disability insurance, and the loan process. + Processing Home Equity, Designer Loan, and Line of Credit advance requests and discussing payments, insurance, and payroll deductions. + Completing file maintenance as necessary.* Provide phone service regarding Savings Certificates and IRA accounts by: + Having the ability, through general understanding, to provide members with limited information regarding types of accounts, rates, process to open accounts and account activity.* Provide phone service regarding VISA by: + Processing transfer of VISA payment from member’s accounts. + Informing member of general information regarding VISA accounts. + Initiating process to send member VISA application and explaining review process.* Provide phone support regarding Online Banking, Bill Pay, A2A and P2P by: + Giving member general information on process and features. + Aiding members in new Online Banking enrollment. + Troubleshooting enrollment, connection and processing issues. + Resetting passwords and unlocking accounts. + Escalating calls to the e Services Team when necessary.* Provide phone support regarding ATM and Debit Cards by: + Verifying Debit Card transactions. + Ordering replacement card and PINS + Cancelling lost and stolen cards + Developing proficiency in the Client Central Workstation platform to: - Troubleshooting card and transaction issues. - Resetting PIN attempts. - Adding travel, general denial and internet transaction exceptions. - Resolving fraud cases in Case Tracker and making notes. - Removing any restrictions on the card.* Process Check By Phone loan payments through SWBC.* Provide general information on promotions, contests and Credit Union happenings.**EDUCATIONAL AND WORK EXPERIENCE REQUIREMENTS:*** High School Diploma or Equivalent.* One to Two years work of related experience.**OTHER JOB QUALIFICATIONS****:*** Excellent verbal communication skills for telephone member contact.* Strong basic level math skills.* Proficient use of PC and all technology required for job function.* Ability to take direction and follow through on assigned tasks.* Excellent organizational skills.* Ability to work in a team environment.* Ability to deal with member reaction in adverse situations.**PHYSICAL REQUIREMENTS:**To perform this job successfully, the employee must be able to perform each essential job duty satisfactorily. All employees must be able to communicate face to face or through technology with or without reasonable accommodation. Employee will be in an office environment (well-lighted, heated, and air-conditioned) typically stationed at a desk or table. Employee will be asked to sit and stand for various increments of time, and to lift/push up 10 lbs. Clerical office duties on various forms of technology are required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions.All positions that have lending responsibilities must comply with all requirements under the SAFE ACT, as well as the Credit Union’s policies and procedures related to the SAFE ACT. This includes an obligation on the employee’s part to ensure that NMLA registration pertaining to the SAFE ACT is kept current. The employee must notify the Credit Union within 30 days of any changes that need to be reflected on the NMLS registry.Georgia’s Own Credit Union is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law. Consistent with obligations under federal law, every company that is a federal contractor or subcontractor is committed to taking affirmative action to employ and advance women, minorities, disabled veterans, special disabled veterans, veterans of the Vietnam era, and other eligible veterans.We are an equal opportunity employer. Employment selection and related decisions are made without regard to sex, race, age, disability, religion, national origin, color or any other protected class.# **Georgia’s Own Credit Union named to 2025 Top Workplaces USA list**Georgia’s Own Credit Union is proud to be named to the .Organizations must receive at least a 35% response rate on their employee engagement surveys to be considered for the Top Workplaces award from Energage. Questions range from employees’ experiences with work-life balance and their overall well-being to communication, innovation, and values within the organization.As a full-service, not-for-profit financial institution, serving our members, giving back to our communities,