Member Services Representative

PSFCU; Linden (NJ); On-site; USD 27,552 - 30,665; Full time

Benefits offered by this job

Medical Insurance

Vision and Dental Insurance

Retirement Plans

Life Insurance

Tuition Reimbursement

Paid Time Off

Job summary

The Polish & Slavic Federal Credit Union (PSFCU) in Linden, NJ is seeking a Teller to provide excellent service to members. This role involves handling transactions, managing accounts, and assisting members with loans and products while promoting the credit union's offerings.

Candidates should have a background in customer service, with a preference for those fluent in Polish and English. We offer a competitive hourly pay ranging from $20.00 to $22.26 along with a robust benefits package.

Qualifications

• 1-2 years of work experience is required.
• 1 year of experience as a Teller is preferred.
• Fluency in spoken and written Polish and English is necessary.

Responsibilities

• Provide prompt and efficient service to members.
• Handle member requests and complaints professionally.
• Perform routine transactions and manage member accounts.
• Assist members with loan application processes.
• Effectively promote credit union products and services.

Skills

Customer Service

Fluency in Polish

Fluency in English

Basic computer skills

Cross-selling products

Job description

Linden, 619 West Edgar Road, Linden, NJ 07036, USA

Polish & Slavic Federal Credit Union is committed to supporting our employees’ overall wellbeing by providing valuable benefits. The credit union proudly offers a competitive benefits package, that includes: Medical, Vision and Dental Insurance, Retirement Plans, Life Insurance Plans, Tuition Reimbursement and Pet Insurance, among other benefits. We also have a generous Paid Time Off policy including Vacation, Personal and Sick Time, as well as, a Birthday Day off.

Core Responsibilities

• Represent the Credit Union to the members in a courteous and professional manner and provide prompt, efficient and accurate service;
• Develop and maintain an understanding of the Credit Union philosophy, organization, bylaws and operational procedures;
• Provide general and specific service-related information concerning Credit Union products, services or policies, in person and/or by telephone;
• Respond to members’ requests, problems, and complaints, and/or direct members to the proper person/department for specific information and assistance;
• Responsible for appropriate handling of member mail and incoming documentation as well as other incoming mail;
• Develop good relationships with PSFCU vendors;
• Attend, represent and actively participate in PSFCU community events as well as actively participating in branch sponsored events;
• As per PSFCU Policy and Procedures perform routine transactions, including but not limited to opening/closing accounts and shares, accepting wire transfer requests-domestic and international, performing change of address, issuing temporary checks, performing Harland Clarke share drafts orders, processing ATM card and Debit card requests, handling and processing IRA accounts, handling and processing Share Certificates of Deposits, handling and processing Club accounts, direct deposit of Social Security and payroll checks to members accounts, processing lost passbook requests, performing Chex Systems checks, set up and provide access to On-Line Banking, Mobile Banking;
• Service existing accounts; set up new accounts files and provide members with all necessary information and assistance;
• Provide members with information regarding consumer loans, business loans, and VISA cards and appropriately align the right loan product for the member’s financing need;
• Assist members in the completion of the loan application (real estate loans excluded) and all associated forms;
• Accept and process loan applications of all types (real estate loans excluded); review documentation for accuracy; and request all necessary documentation required to complete the loan application;
• Notify members by phone or mail that their checkbooks are ready for pickup at the branch;
• Conduct orientation interview on Credit Union services and programs with each new Credit Union member;
• Effectively offer Credit Union products and services through the practice of established sales and service techniques;
• Post dividends prior to the end of the month for all closed member accounts;
• Perform all functions of Teller when business needs dictate;
• Maintain extensive knowledge of all products and services;
• Monitor changes in interest rates and effectively communicate pricing to members;
• Maintain superior knowledge and full understanding of consumer loan products;
• Act as a Safe Deposit Box Attendant, responsible for handling box rentals, providing access to the vault area and related functions;
• Perform other duties or responsibilities as required;
• Effectively cross-sell PSFCU products and services in order to achieve Branch Goals as per the Branch Goals Incentive;
• Travel to and cover at other branches if necessary and;
• Perform all Quick Assist functions;
• Processing POA;
• Processing Stop payment;
• And other functions as needed and delegated by the Branch Manager.

Essential Functions as Teller/Head Teller When Required

• Receive checks and cash for deposit and/or loan payments, pursuant to established policies and procedures;
• Cash checks and pay out money pursuant to established policies and procedures;
• Handle requests from members for transfers of shares for loan payments, share withdrawals, check requests, line of credit advances, and any other request received from members;
• Issue official checks, certified checks;
• Balance currency, coin, and checks in cash drawer at end of shift and compare totaled amounts with data in the computer system and appropriate reports;
• Responsible for End-of-Day process: posting of all teller cash buys and sells during the working day; review of all teller computer reports; posting of all teller variances; encoding and scanning of checks;
• Complete Currency Transactions Reports (CTR);
• Continuously offer Credit Union products and services through the practice of established sales and service techniques;
• Sign for and accept money from the courier, fine count all cash on the day of delivery;
• Disburse money to tellers and make sure they sign for all cash processed by head teller;
• Serve as vault teller performing vault sells and buys;
• Check cash in teller drawers periodically;
• Responsible for End-of-Day process: posting of all teller cash buys and sells during the working day; review of all teller computer reports; posting of all teller variances;
• Fill out vouchers for bills and total money orders;
• Collect all vouchers, etc., from tellers, close day and write up the change fund for the next day;
• Responsible for opening and closing the safe;
• Responsible for approving of the signing income tax checks;
• Follow established Credit Union Service Standards to provide superior customer service;
• Perform other duties or responsibilities as required or assigned;
• Process Visa Cash Advances pursuant to established policies and procedures;
• Process coin machine tickets;
• Foreign currency buy and sell transactions processing;

Requirements

• 1-2 years of work experience;
• 1 year of experience as a Teller;
• Basic computer skills and knowledge of computer software programs;
• Ability to cross sell products;
• Fluency in spoken and written Polish and English

Pay: $20.00 - $22.26 per hour

AN EQUAL OPPORTUNITY EMPLOYER

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.