Medical Strategist

AmeriLife; Philadelphia (Philadelphia County); Remote; USD 70,000 - 110,000; Full time

Benefits offered by this job

Remote work

Comprehensive benefits

Job summary

AmeriLife is seeking an Internal Insurance Strategist (IS) to discuss client needs and sell life insurance and annuities to clients and advisors within Crump's Financial Institutions channel. The role is fully remote.

You will guide discovery, present solutions, and manage applications through underwriting, while explaining product details and planning concepts to clients and advisors. A strong sales background is essential.

Qualifications

• Bachelor’s degree or equivalent education, training and work-related experience.
• Active Life and Health Insurance license required.
• Must possess FINRA registrations.
• Proven sales track record of meeting sales quotas in the insurance industry.

Responsibilities

• Lead clients through discovery and articulate needs, gaps and opportunities with life, LTC and disability income insurance.
• Complete insurance applications and ensure underwriting process is thorough.
• Explain how products work and differences between product types and their advantages.
• Explain estate planning basics and insurance planning concepts to clients and advisors.

Skills

Sales experience

Client discovery & needs analysis

Ability to meet sales quotas

Education

Bachelor's degree or equivalent education

Tools

MS Office

Windows

Job description

For over 50 years, AmeriLife has been a leader in the development, marketing and distribution of annuity, life and health insurance solutions for those planning for and living in retirement.

The role of the Internal Insurance Strategist (IS) is to discuss needs with and sell life insurance, and Annuities to the clients and advisors of accounts supported by Crump’s Financial Institutions channel. Position is fully remote.

Responsibilities

• Lead clients through discovery, including personal or business needs and goals, current financial status, be able to articulate identified gaps and opportunities, and describe solutions including life, long term care and disability income insurance to meet client needs.
• Complete insurance applications and take responsibility for following cases thorough the underwriting process.
• Explain to clients and advisors how various insurance products work, the differences between product types, and their advantages.
• Explain the basics of estate planning, business planning, asset leveraging, insurance planning (including how to handle 1035 exchanges, explanation of insurance forms, and how to determine the need and amount of coverage).

Company Commitment to Reasonable Accommodations

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Qualifications & Experience

• Bachelor’s degree or equivalent education, training and work-related experience
• Minimum 2 years direct life, long-term care and disability income insurance selling experience in the field directly with clients and/or 3+ years handling inside sales helping agents sell life insurance through a General Agency or insurance carrier platform

Certifications, Licenses and Regulations

• Active Life and Health Insurance license required
• Must possess and maintain appropriate FINRA registrations (e.g. Ability to provide excellent customer service to both internal and external customers
• Experience with PC’s in a Windows environment
• Demonstrated proficiency in basic computer applications such as Microsoft Office software products
• Have a very clear grasp and understanding of all the features and functions of most term, whole life, universal life, and variable universal life products as well as long-term care and disability insurance solutions
• Proven sales track record of hitting establish sales quotas in the insurance industry
• Active Life and Health insurance license

Benefits

• A comprehensive benefits package that includes PTO, medical, dental, vision, retirement savings, disability insurance, and life insurance.

Equal Opportunity Statement

We are an Equal Opportunity Employer and value diversity at all levels of the organization. All employment decisions are made without regard to race, color, religion, creed, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), sexual orientation, gender identity or expression, age, national origin, ancestry, disability, genetic information, marital status, veteran or military status, or any other protected characteristic under applicable federal, state, or local law. Americans with Disabilities Act (ADA) Statement

ADA Statement

We are committed to full compliance with the Americans with Disabilities Act (ADA) and all applicable state and local disability laws. Reasonable accommodations are available to qualified applicants and employees with disabilities throughout the application and employment process.

Pay Transparency

We are committed to pay transparency and equity, in accordance with applicable federal, state, and local laws. Additional compensation information, such as benefits, bonuses, and commissions, will be provided as required by law. All screenings are conducted in accordance with applicable federal, state, and local laws, and information collected will be kept confidential.