Medical Rating Analyst- Remote

Warner Pacific Insurance Services; Village of Brewster (NY); Hybrid; USD 32,000 - 41,000; Full time

Benefits offered by this job

Medical benefits

Dental

Vision

Life insurance

401(k) match

Paid time off

Paid holidays

Short- and long-term disability

Job summary

Warner Pacific Insurance Services in New York is seeking a Rating Analyst to generate employee benefits quotes for medical and ancillary products. You will collect census data, apply carrier guidelines, and ensure quotes are accurate and competitive for client requirements.

Collaborating with sales teams and brokers, you will use the Warner Pacific quoting engine and Salesforce to track status, customize plans, and support the proposal process with timely communication and detail.

Qualifications

• High school diploma or equivalent is required.
• Familiarity with employee benefits products is preferred.
• Proficient in Microsoft Office and CRM systems; strong communication is essential.

Responsibilities

• Generate competitive quotes for employee benefits including medical and ancillary products.
• Collect and review client information (census, group info, plan needs).
• Use Warner Pacific quoting engine and Salesforce to track quotes and support brokers.

Skills

Attention to detail

Communication

Analytical skills

Education

High school diploma or equivalent

Tools

Salesforce

Job description

The Rating Analyst is responsible for generating employee benefit quotes, including medical and/or ancillary products such as dental, vision, and life insurance. This role involves gathering client information, including census and group data, applying carrier guidelines, and ensuring quotes are accurate, competitive, and meet client requirements. The Associate Rating Analyst collaborates closely with the sales team, brokers, and other internal departments to provide exceptional service and support in the creation of employee benefits packages. A working knowledge of the Warner Pacific proprietary quoting engine and certain carrier/vendor quoting systems is required.

Overview of Responsibilities

Quote Generation:

• Efficiently manage a high volume of quote requests, balancing speed and accuracy to maintain productivity that meets or exceeds departmental standards.
• Collect and review detailed client information, such as employee census data, group information, plan preferences, and coverage requirements.
• Generate competitive quotes for employee benefits products, including health, dental, vision, and other ancillary products, within service level, using quoting engines/platforms.
• Customize benefits plans to align with client needs, ensuring appropriate solutions are provided.
• Utilize CRM platforms like Salesforce and other internal systems to track and provide visibility into the status of pending items.

Client Communication:

• Communicate with clients, brokers, and sales representatives to gather necessary information and answer inquiries regarding available benefits plans and pricing.
• Provide clear explanations of benefits plan structures, premium costs, and coverage options to ensure understanding.
• Assist brokers who have questions while running their own quotes on the Warner Pacific quoting engine.
• Work with the sales team, brokers, and account managers to provide support during the proposal process.
• Provide team support and desk coverage as needed to ensure smooth operations during absences or high-demand periods.
• Assist other departments as needed to support organizational goals.
• Work overtime as needed, particularly during peak periods, to meet turnaround time goals and support broker timelines.
• Perform related responsibilities and additional tasks as needed to support team and business operations.

Market & Product Knowledge:

• Stay updated on trends in employee benefits offerings, plan designs, and the competitive landscape to provide the best possible quotes and recommendations.
• Continuously monitor industry regulations (i.e., carrier 411) and compliance standards to maintain up-to-date knowledge of the employee benefits market.

Customer Service:

• Respond promptly to customer inquiries, within service level, delivering exceptional service throughout the quoting process.
• Promptly acknowledge urgent requests upon receipt to ensure timely response and action.
• Respond to client inquiries, concerns, or requests for adjustments related to their benefits packages, and work to resolve any issues promptly and effectively.
• Treat all employees and internal/external customers with respect and support a positive and professional work environment.
• Adhere to company policies, including those related to punctuality, attendance, workplace conduct and professionalism.
• Adapt to change with a positive mindset and contribute to a supportive team environment.
• Demonstrate strong judgment, integrity, and accountability in all aspects of job performance.
• Complete assignments on time and proactively seek additional responsibilities when possible.

Additional Skills and Requirements:

• High school diploma or equivalent.
• Familiarity with employee benefits products such as group health, dental, vision, and other ancillary products is preferred.
• Proficient in using Microsoft Office suite, spreadsheets (intermediate skills).
• Excellent verbal and written communication skills.
• Solid analytical skills and attention to detail.
• Ability to manage multiple tasks and prioritize in a fast-paced environment.
• Ability to work independently as well as part of a team.
• Demonstrate respect and professionalism in all internal and external interactions.

Working Conditions:

• While this position allows for remote work, there may be occasional in-office attendance for meetings, team collaborations, and other essential activities.
• Full-time, Monday to Friday, with overtime during peak periods, holidays, and weekends as directed by management.
• Minimal travel may be required for client meetings or training sessions.

Compensation

• Hourly Range*: $22.81 - $30.41 per hour.
• Actual compensation may vary from posting based on work experience, education, skill level, and/or geographical location.
• * The hourly or salary range is the range Warner Pacific in good faith believes is the range of possible compensation for this role at the time of this posting. The Company may ultimately pay more or less than the posted range. This range may be modified in the future. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company’s sole discretion, consistent with the law.
• We offer a range of market-competitive benefits that include merit increases, paid holidays, Paid Time Off, medical, dental, vision, short- and long-term disability benefits, 401(k) + match, and life insurance.
• As an organization that values diversity of backgrounds, experiences, thoughts, and education levels, we know that an amazing candidate may not have all the qualifications that are listed above. Warner does not want to miss out on excellent candidates. If you believe you would be able to leverage your skills and strengths to meet our “Overview of Responsibilities” section, please apply! We look forward to hearing from you!

Warner Pacific is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected status under applicable law.