Medical Insurance Underwriter – Remote Operations

The Elite Job; United States; À distance; USD 60 000 - 80 000; Plein temps

Avantages offerts par ce poste

Competitive salary

Flexible remote work arrangement

Health, dental, and vision insurance

Professional development opportunities

Paid time off

Supportive team culture

Résumé du poste

A leading financial institution is seeking a meticulous Medical Insurance Underwriter for remote operations. You will evaluate and approve medical insurance applications, ensuring compliance with policies and regulations. The ideal candidate has strong analytical skills, a Bachelor's degree, and 2-4 years of experience in underwriting. This full-time position offers a competitive salary, flexible work arrangements, and opportunities for professional growth.

Qualifications

• Strong understanding of medical insurance products and underwriting principles.
• Ability to interpret medical reports and clinical documentation accurately.
• Minimum of 2-4 years of experience in medical insurance underwriting or related fields.

Responsabilités

• Assess medical insurance applications to determine risk and eligibility.
• Analyze medical histories and documentation for underwriting decisions.
• Maintain accurate records of underwriting decisions and prepare reports.

Connaissances

Analytical skills

Communication skills

Attention to detail

Problem-solving skills

Formation

Bachelor's degree in Health Sciences, Insurance, Finance, or a related field

Outils

Microsoft Office Suite

Underwriting software

Description du poste

Job Summary

The Elite Job is seeking a meticulous and detail-oriented Medical Insurance Underwriter to join our remote operations team. This role focuses on evaluating, assessing, and approving medical insurance applications while ensuring compliance with company policies, regulatory requirements, and risk management standards. The ideal candidate will have a strong analytical mindset, excellent communication skills, and a thorough understanding of medical underwriting processes. This is a full-time remote position offering an opportunity to grow within a dynamic and supportive work environment.

Key Responsibilities

• Assess medical insurance applications to determine risk and eligibility for coverage.

• Analyze medical histories, test results, and other documentation to make informed underwriting decisions.

• Collaborate with medical professionals, agents, and brokers to clarify applicant information.

• Ensure adherence to company policies, procedures, and regulatory guidelines during the underwriting process.

• Maintain accurate records of underwriting decisions and prepare detailed reports for management review.

• Identify trends, risks, and patterns in applications to support data-driven decision-making.

• Support the development and refinement of underwriting guidelines and risk assessment models.

• Handle inquiries from agents and clients professionally and promptly.

Required Skills and Qualifications

• Bachelors degree in Health Sciences, Insurance, Finance, or a related field.

• Strong understanding of medical insurance products, terminology, and underwriting principles.

• Excellent analytical and decision-making skills with high attention to detail.

• Proficient in Microsoft Office Suite (Excel, Word, Outlook) and underwriting software.

• Strong verbal and written communication skills.

• Ability to interpret medical reports and clinical documentation accurately.

Experience

• Minimum of 2-4 years of experience in medical insurance underwriting, health risk assessment, or a related field.

• Previous remote work experience is a plus.

Working Hours

• Full-time position: Monday to Friday, 9:00 AM – 5:30 PM (flexible hours may be considered based on time zone).

• Occasional overtime may be required to meet deadlines.

Knowledge, Skills, and Abilities

• Comprehensive knowledge of medical insurance regulations and compliance standards.

• Ability to work independently and efficiently in a remote work environment.

• Strong problem-solving skills and the ability to make sound decisions under pressure.

• High level of confidentiality and ethical standards in handling sensitive information.

• Capacity to multitask and manage workloads in a fast-paced environment.

Benefits

• Competitive salary and performance-based incentives.

• Flexible remote work arrangement.

• Health, dental, and vision insurance coverage.

• Professional development and training opportunities.

• Paid time off and holiday benefits.

• Supportive team culture with regular virtual engagement activities.

Why Join The Elite Job

• Become part of a forward-thinking company committed to excellence in insurance services.

• Work in a collaborative, remote-friendly environment that values innovation and employee growth.

• Opportunity to advance your career with access to continuous learning, mentorship, and leadership programs.

• Contribute to shaping policies and processes that impact thousands of clients nationwide.

How to Apply

Interested candidates are encouraged to submit their resume and a cover letter detailing relevant experience and qualifications to us with the subject line: Application – Medical Insurance Underwriter – Remote Operations.

Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for virtual interviews.