Manager, Product Manager - Enterprise Payments - Core Platform

Capital One; McLean (VA); On-site; USD 164,800 - 188,100; Full time

Job summary

Capital One is seeking a Manager, Product Manager for the Enterprise Payments - Core Platform. You will define the product strategy for a platform that enables all payments rails, building developer-friendly APIs and contracts, and partnering with engineering, data, and business teams to deliver scalable payments experiences across consumer, small business, and commercial personas.

You will collaborate with a team of PMs to shape the roadmap, balance architectural tradeoffs, and translate

Qualifications

• Bachelor's or Master’s Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, CS/CE, Software Engineering, Information Systems or related).
• Bachelor's degree in any field and 3 years of Product Management experience.

Responsibilities

• Define and shape the product strategy for Capital One's Enterprise Payments platform.
• Collaborate cross-functionally with designers, engineers, data scientists, operations and business partners to deliver payments experiences.
• Develop, launch, and iterate payments capabilities across multiple rails (ACH, Wire, RTP, FedNow, Check) and channels.

Education

Bachelor's or Master’s Degree in a quantitative field

Bachelor's degree + 3 years of Product Management experience

Job description

Manager, Product Manager - Enterprise Payments - Core Platform

Product Management at Capital One is a booming, vibrant craft that requires reimagining the status quo, finding value creation opportunities, and driving innovative and sustainable customer experiences through technology. We believe our portfolio of businesses and investments in growth and transformation will result in a company with the scale, brand, capabilities, talent, and values to succeed as the digital revolution transforms our society and our industry.

About the Team

Capital One’s Enterprise Payments team is defining the roadmap that will enable the bank’s overall digital payments strategy, modernizing existing payment types and introducing the latest innovations. In an industry rooted in mainframe systems and batch processes, we are driving toward a cloud-based, API/microservice architected, real‑time data environment. The world is moving toward faster payments and Capital One is not just ahead of the curve, but defining it. We are a tech‑centric company and an innovation laboratory within the only founder‑led, top 10 bank in the U.S.

The Product Manager for the Enterprise Payments team plays a critical role in achieving our goals. This is a highly collaborative role, where the individual will work closely with a team of product managers as well partnering with designers, engineers, data scientists, operations, and business partners to transform the experience for all of our customers. Through this collaboration, the individual will shape the product strategy and then develop, launch, and enhance payments experiences that will meet the unique needs of our customers, ranging from consumer to small business to commercial personas across both lending and deposit products.

Your product forms the technical backbone of Capital One’s payments ecosystem — the platform through which every payment rail, line of business, and channel connects, orchestrates, and settles. Our core is not a customer-facing product; it is the platform that makes every customer-facing payment possible. You will define the capabilities, contracts, and standards that rail teams build against: the SDK that governs how payment events flow across ACH, Wire, RTP, FedNow, and Check; the orchestration layers that ensures transactions complete reliably or compensate gracefully; the observability and resiliency infrastructure that keeps hundreds of millions of transactions moving at scale. To fit the bill, you will need deep fluency in platform product thinking — defining developer experience, API contracts, and integration patterns with the same rigor that a consumer PM applies to a customer journey. You’ll need to be equally comfortable debating architectural tradeoffs with engineers as you are translating platform investment into business value for the leaders and lines of business who depend on us as their clearing destination.

Capital One Product Framework

• Human Centered - Obsesses about internal and external customer needs to reimagine and innovate product solutions
• Business Focused - Delivers game‑changing outcomes by focusing on leverage and execution excellence
• Technology Driven - Leverages technology to deliver innovative and resilient solutions that enable both near term and long term value
• Integrated Problem Solving - Identifies and resolves complex problems to deliver outcomes while mitigating product risks
• Transformational Leadership - Leads cross functional teams to solve customer problems and drive organizational alignment

Basic Qualifications

• Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:
• A Bachelor's or Master’s Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems or a related quantitative field), Business or Marketing

OR

• Bachelor's degree in any field and 3 years of Product Management experience

Preferred Qualifications

• Experience translating business strategy and analysis into consumer facing digital products

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full‑time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part‑time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $164,800 - $188,100 for Manager, Product Management

New York, NY: $179,700 - $205,100 for Manager, Product Management

Richmond, VA: $149,800 - $171,000 for Manager, Product Management

Wilmington, DE: $149,800 - $171,000 for Manager, Product Management

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well‑being. Learn more at the Capital One Careers website ("https://www.capitalonecareers.com/benefits"). Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level.

Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23‑A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901‑4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.