Manager, Data Scientist

Charles Schwab; Orlando (FL); On-site; USD 70,000 - 95,000; Full time

Benefits offered by this job

401(k) with company match

Employee stock purchase plan

Paid time for vacation, volunteering,

28-day sabbatical after every 5 years

Paid parental leave and familybuilding

Tuition reimbursement

Health, dental, and vision insurance

Job summary

Charles Schwab is seeking a Manager, Data Science to lead analytics for Fraud Prevention and AML within Financial Risk Management. You will partner with business, technology, and governance teams to translate needs into scalable GenAI and ML solutions that reduce risk and drive measurable value.

The role emphasizes end-to-end delivery, governance, and responsible AI. You will mentor teams, advocate for data-driven decisions, and work on on-site collaboration in Orlando, FL, with a hybrid/onsite

Qualifications

• End-to-end data science delivery driving business value.
• Experience in fraud/AML or financial services.
• Strong communication to translate analytics to business insights.
• Curiosity to learn new tools and techniques.
• 3+ years in analytics, data science, ML, or related field.
• Advanced SQL and Python skills.
• Experience with GenAI tech incl. LLMs, RAG, prompts or AI agents.
• Understanding of Responsible AI, governance, risk management principles.
• Experience with modern AI platforms like Vertex AI, Gemini, OpenAI, LangChain.

Responsibilities

• Develop, test, and implement predictive modeling, ML, and GenAI-powered solutions to enhance fraud detection, AML investigations, risk analytics, and operational efficiency.
• Partner with business, technology, and governance teams to translate business needs into practical use cases for LLMs, RAG, intelligent automation, and agentic AI systems.
• Design, develop, and evaluate AI-assisted investigator tools, knowledge retrieval solutions, and decision-support capabilities while supporting model governance, risk controls, and regulatory compliance.
• Leverage cloud-based AI platforms and emerging technologies to improve analyst productivity, decision quality, and customer outcomes.
• Communicate analytical findings and AI-driven insights to technical and non-technical stakeholders, supporting informed business decisions and measurable outcomes.

Skills

Analytics experience

SQL & Python

GenAI technologies

Responsible AI & governance

AI platforms/tools

Tools

Vertex AI

Gemini

OpenAI

LangChain

Job description

Your opportunity

At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry together. We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location.

The Behavioral AI/ML Analytics (BAMA) team is looking for a dynamic, self‑motivated Manager, Data Science. BAMA leverages predictive modeling, advanced analytics, machine learning, and emerging AI technologies to deliver innovative solutions that enhance Schwab's ability to fight financial crime. Supporting Fraud Prevention and Anti‑Money Laundering (AML) programs within Financial Risk Management (FRM), the team develops predictive models, AI-powered capabilities, and advanced analytical solutions that solve complex business problems and deliver measurable value. With a broad range of business challenges to address, BAMA provides numerous opportunities to drive meaningful impact through both traditional machine learning and next‑generation AI technologies.

What You’ll Do

As a Manager, Data Science, you will play a key role in understanding FRM business needs and delivering innovative, high‑impact analytical solutions. You will collaborate with business, technology, and governance partners to develop and deploy advanced analytics, machine learning, and Generative AI solutions that support critical fraud and AML initiatives.

Key Responsibilities Include

• Develop, test, and implement predictive modeling, machine learning, and GenAI‑powered solutions to enhance fraud detection, AML investigations, risk analytics, and operational efficiency.
• Partner with business, technology, and governance teams to translate business needs into practical use cases for Large Language Models (LLMs), Retrieval Augmented Generation (RAG), intelligent automation, and agentic AI systems.
• Design, develop, and evaluate AI‑assisted investigator tools, knowledge retrieval solutions, and decision‑support capabilities while supporting appropriate model governance, risk controls, and regulatory compliance.
• Leverage cloud‑based AI platforms and emerging technologies to improve analyst productivity, decision quality, and customer outcomes.
• Communicate analytical findings and AI‑driven insights to technical and non‑technical stakeholders, supporting informed business decisions and measurable outcomes.

What you have

The Manager, Data Scientist brings a strong quantitative foundation, business acumen, and passion for solving complex problems. The ideal candidate is an innovative, collaborative professional with expertise in data science, machine learning, and emerging AI technologies.

Qualifications

• Demonstrated ability to independently and collaboratively deliver end‑to‑end data science solutions that drive business value.
• Experience applying data science and machine learning within fraud, AML, payments, financial services, or related domains.
• Strong communication skills, with the ability to translate complex analytical and AI concepts into clear business insights.
• Curiosity and enthusiasm for learning and adopting new tools, technologies, and techniques.
• 3+ years of experience in analytics, data science, machine learning, or a related field.
• Advanced proficiency in SQL and Python.
• Experience with Generative AI technologies, including Large Language Models (LLMs), Retrieval‑Augmented Generation (RAG), prompt engineering, or AI agent frameworks.
• Understanding of Responsible AI, model governance, explainability, and AI risk management principles.
• Experience with modern AI platforms and tools such as Vertex AI, Gemini, OpenAI, LangChain, or related technologies.

What Will Help Set You Apart

• Demonstrated experience developing and deploying GenAI applications within financial services, fraud, AML, risk management, or compliance domains.
• Experience with LLM evaluation, AI observability, prompt optimization, RAG architectures, knowledge retrieval systems, and agent‑based workflows.
• Knowledge of cloud‑native AI platforms, particularly Google Cloud Platform (GCP), Vertex AI, Gemini, and related AI services.
• Experience supporting cross‑functional AI initiatives from ideation through production deployment and adoption.
• Familiarity with AI governance frameworks, model risk management, and emerging regulatory expectations for GenAI in highly regulated industries.
• Experience building scalable AI solutions that integrate predictive modeling, machine learning, and Generative AI capabilities into operational workflows

What’s in it for you

At Schwab, you’re empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration—so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you – both today and in the future:

• 401(k) with company match and Employee stock purchase plan
• Paid time for vacation, volunteering, and 28‑day sabbatical after every 5 years of service for eligible positions
• Paid parental leave and family building benefits
• Tuition reimbursement
• Health, dental, and vision insurance